You Always Need a Back Up Plan

What You Will Learn

  • It is important to have multiple options to fall back on during troubled times.
  • Anything could go wrong at anytime and you need to have something which will help you out.
  • In the case of your career, it is extremely crucial to monitor the job market and know at all times what is exactly happening around you.
  • Being informed and having as many options as possible, helps in structuring out a stress-free life.

Being in the asphalt business in Detroit taught me very early on that things frequently go wrong. In fact, things go wrong so frequently, it is difficult to believe:

  • Pumps break.
  • Tanks break.
  • Trucks break.
  • People get injured.
  • Employees do not show up to work.
  • It rains.
  • The police give you a hard time for the condition of your equipment.
  • People do not pay you for the work you have done for them.
  • Suppliers go out of business.
  • Customers get incredibly angry with you.
  • Accidents occur, and materials get spilled on roadways.
  • People rob you.
  • People steal your equipment.
  • You need to “pay off” certain people in order to operate in certain geographic areas.

The list of things that go wrong in the asphalt business is virtually endless. I will mention this again: So many things went wrong when I was in the asphalt business it was difficult to believe.

I noticed all of this during my first month! The stress and number of things that had gone wrong on a regular basis was absolutely unbelievable. I was so stressed out. This was the only time I can remember being physically sick in my entire life. I had bounced a few checks because certain customers did not pay me. Some of my equipment was broken, and I did not have money to fix it. The stress had taken its toll, and one day, I simply could not get out of bed. When I moved, my head just started throbbing. I felt nauseated and sick, but thankfully, not to where I was throwing up; I was just overwhelmed with tremendous stress.

I was staying with my father in his apartment, and after work one Friday around 6:00 p.m. he took me to TGI Fridays for dinner. It was a Friday night, and I did not want to eat. The smell of food made my head throb. The more I heard the festive music in the restaurant, the more ill I felt. It was as if all the activity was removing the energy from my body. I had to ask my father to take me back to the apartment.

To this day I do not like loud restaurants because it reminds me of the stress I was feeling back then, on that one day. In fact, even writing about this makes me feel the same pressure in my head that I felt at that time. It was not pleasant at all, because I felt out of control and completely backed into a corner. I just didn’t know what to do. I knew my parents would not give me money, and I knew I had to make do on my own. I had to fight in order to survive, but I did not see any way out:

  • I only had one truck and it was broken.
  • I only had one bank account and there was no money in it.
  • I only had one job and I needed my truck to do the work.

I finally realized one very important thing. That feeling of being cornered, of having no options, was incredibly frightening. It is an awful thing. As I lay in bed–not knowing what to do, my head throbbing, I realized that I never wanted to be in this situation again. I learned that having no options and feeling completely alone without any back up plan whatsoever was the absolute worst thing possible.

A short time ago, I had a conversation with a woman who did not make enough money after expenses to eat. She relied on her boyfriend to feed her every single night. I listened to her story, and it brought back memories from when I too felt like I had no options. From what this woman was telling me, unless she relied on her boyfriend, she would never be able to survive.

“Never be dependent upon a man, or just one person,” I told her. “If you are dependent upon just one person, you are going to be left with a life that does not fulfill you, and a life that you are not happy with.”

Any time we are completely dependent upon one person, one company, or one anything, we are in real danger. In fact, this is among the most dangerous positions you can put yourself in.

When I got out of law school, I considered working as an attorney in Detroit. However, in Detroit at the time, there was only one law firm that paid a salary competitive with the firms in Chicago, New York and Los Angeles. I knew many of the people working in this Detroit law firm probably all worked harder than the attorneys in Chicago, a bigger city, because there were no other options in Detroit. If they wanted to earn a big city salary this was the only law firm for them in Detroit. For me, having no other options but this law firm was a terrifying prospect. If I did not like the law firm then I would be in a pretty sorry state. I would be stuck in Detroit with no other options. If I wanted to move to a different state I would need to take the bar exam in that state. These didn’t seem like very good options to me. I did not, of course, take a job in Detroit.

I also worked for a year in Bay City, Michigan, which is near Midland, Michigan, where Dow Chemical company is located. There are hundreds of chemists working at Dow Chemical, and Midland is in the middle of nowhere. Imagine how you would feel if you were a chemist working here and you did not like your job. You would probably have to move. You would have to sell your house. You would have to pull your kids out of school. You would have to leave your friends in the area. You would be without options unless you relocated.

This morning I walked into my office and looked at my computer and it had a big error message on the screen. I was understandably a little upset with this and screwed around for about an hour trying to get the computer to start. I do have two computers hooked up near my desk for these sorts of eventualities; In fact, I also keep two Internet connections available at all times, in case one fails. In addition, I also have a laptop that operates with a cellular connection in case my two internet connections fail. Since a lot of my job is done online, it is crucial that I always have a back up plan in case anything goes wrong. You always need back ups in case something goes wrong.

I operate numerous companies. A couple of years ago my most successful company was a student loan company. In fact, this company was so incredibly successful that at one point, it seemed like a good idea to drop everything and concentrate on just this. However, I never did. In fact, I focused on my other companies at that time period, such as my job search engines. Back then, I would have gotten a much higher return had I plowed all of my profits into student loans. But something incredible happened: The student loan market and credit markets collapsed completely. Almost overnight our entire student loan business lost over 95% of its revenue because the market froze up. Had I relied on this business exclusively, our company might have gone out of business altogether. Fortunately, we had numerous other businesses to pick up the slack. You always need to keep many fish in the water.

The existence of back up plans is not just confined to the computers I use, or to my businesses. It is something that I employ in virtually every area of my career. I have back up offices, back up servers, back up employees, back up power, back up this, and back up that, and virtually every form of back up you can think of. I learned from the asphalt business. I learned that I always needed several different back up systems. You too, need to have back up systems in everything you do. They are crucial in all respects.

One of my favorite movies is Stanley Kubrick’s Dr. Strangelove. The movie revolves around a group of airplanes headed towards Russia to release nuclear bombs. As one of the airplanes prepares to drop a nuclear bomb, the following exchange occurs between the pilot and the man operating the switches to open the bomb bay:

Kong:

Check bomb door circuits one through four.

Bombardier:

Ah… bomb door circuits, negative function. Lights red.

Kong:

Switch in backup circuits.

Bombardier:

Roger. Backup circuits switched in, still negative function.

Kong:

Engage emergency power.

Bombardier:

Roger. Emergency power on. Still negative function.

Kong:

Operate manual override!

Bombardier:

Roger. Ah… still negative function. The teleflex drive cable must be sheared away.

Kong:

Fire the explosive bolts!

Bombardier:

Roger. Um… still negative, sir. The operating circuits are dead, sir.

Kong:

Stay on the bomb run, Ace. I’m going down below to see what I can do.

Copilot:

Roger.

Kong:

(to DSO and Bombardier) Stay on the bomb run boys. I’m goin’ to get them doors open if it hare lips everybody on Bear Creek. (Proceeds through hatch to bomb bay. Kong studies a sparking tangle of wires above a suspended bomb, and then climbs atop, fanning the sparks with his stetson.)

I love this exchange because it shows a number of back up systems on airplanes so that if one system fails, another will be available to replace it. In an airplane, there are multiple back up systems. No back up system means that people will die if everything does not function properly. Back up systems are incredibly important in airplanes.

I have been reading about the recent Air France crash over the Atlantic Ocean for the past week or so and I was very interested to see the following story in Saturday’s Wall Street Journal titled Computer Failures are Probed in Jet Crash:

An international team of experts is building a scenario in which it believes a cascade of system failures, seemingly beginning with malfunctioning airspeed sensors, rapidly progressed to what appeared to be sweeping computer outages, according to people familiar with the probe. The Airbus A330, en route from Rio de Janeiro to Paris, crashed into the Atlantic Ocean during a storm 26 days ago, killing all 228 aboard.

Based on initial physical evidence and information from automatic maintenance messages sent by the aircraft, these people said, the plane bucked through heavy turbulence created by a thunderstorm without the full protection of its flight-control systems — safeguards that experts say pilots now often take for granted.

Relying on backup instruments, the Air France pilots apparently struggled to restart flight-management computers even as their plane may have begun breaking up from excessive speed, according to theories developed by investigators.

The investigators stress it is too early to pinpoint specific causes. But whatever the eventual findings, the crash already is prompting questions about how thoroughly aviators are trained to cope with widespread computer glitches midflight.

If such emergencies do occur on today’s increasingly automated jetliners, many industry safety experts wonder how proficient the average crew may be in trying to rely on less-sophisticated backup systems.

The difficulty is, they’re rare enough that pilots can be unprepared, but likely enough to pose a real threat,” according to Bill Voss, president of the Flight Safety Foundation, an industry-supported group based in Alexandria, Va. “We need to examine how to deal with automation anomalies.”

Unlike jetliners built in previous decades — which required pilots to frequently manipulate controls and often manually fly the planes for long stretches — newer computer-centric aircraft such as the A330 and Boeing’s 777 are designed to operate almost entirely on automated systems. From choosing engine settings and routes to smoothing out the ride during turbulence and landing in low visibility, pilots essentially monitor instruments and seldom interfere with computerized commands. So when those electronic brains begin to act weirdly at 35,000 feet, the latest crop of aviators may be less comfortable stepping in and grabbing control of the airplane.

Here it looks like there were serious issues with the back up systems on the airplane. The issues with the back up systems are the likely cause of the crash.

Just as a back up systems failure can cause a plane to crash, the absence of adequate back up systems in your life can cause tremendous problems. It is crucial that you always have back up systems in your life and, more importantly, in your career. I have dedicated a large part of my career encouraging people to use back up systems and have access to them at all times. You need back up systems in your career and there is nothing more important than this.

When stock investors are investing in stocks, they almost never invest their entire savings or portfolio in one stock. Putting an investment in just one stock is usually a real mistake. For example, many people had their entire life savings invested with Bernie Madoff, and they lost everything. Very few investment advisors would ever advise you to invest your entire life savings with just one stock, or just one fund, but this is still what many people do, and the results are often disastrous. Your career is like a stock. There is a real danger in investing in just one person, one location or one relationship. You need to be aware of where you can invest at all times, and understand the market.

A good stock trader is likely going to review the stock pages in the paper on a daily basis to understand what is going on in the market. They want to know what is increasing in value and what is decreasing in value. They want to know which sectors are hot and which sectors are not hot. They want to understand what they should sell and what they should buy. They are always going to have various ideas of where to invest and they are almost always going to be diversified in multiple sectors so if something goes wrong in one area, they can be ready to invest in another.

Your career is no different than a stock. You should always be aware of where you can invest and what you can do if things go wrong in any area of your career. I recommend that people be aware of what is going on in the market and keep track of job openings that match their areas of interest– not only within their geographic sector, but also in other locations. You need to know how marketable you are at all times and you should always be mindful of where you can seek employment if things go wrong.

I have been reading a lot of stories about attorneys losing their jobs lately in various law firms around the United States. What typically happens is someone shows up at their office door unnannounced, walks in, and lays them off. Most of the attorneys never see it coming. The job sites I operate like LawCrossing.com, EmploymentCrossing.com, and Hound.com are sites that consolidate jobs in various industries. Visitors to the websites can see which firms are hiring at different points in time, and can help people keep track of what is going on in the market.

The time to start looking for a job, or to become aware of what is going on in the market is not when you have lost a job, or have quit a job. In my opinion, one of the smartest things you can do is monitor the market at all times. This means using sites like EmploymentCrossing.com even when you are not looking for a job, just to understand what it is going on in the market. This way you can formulate options. You always need options within your career, and a back up system in place. There are numerous advantages to monitoring the market at all times:

  • You will know if you are being paid fairly.
  • You will know if you can make more elsewhere.
  • You will know if there are a lot of openings in your field at present.
  • You will know learn what the job market is like for your geographic area.
  • You will get a sense of how much job security you may have in your area.
  • You will be ready to start looking for a job if things get bad or if you lose your job.
  • You will learn that you might need to develop new skills.
  • You will learn (it has happened!) if your own employer is trying to replace you, or is hiring in other divisions.

I could list numerous other reasons to constantly monitor the job market. But the main point is that you can learn a tremendous amount from doing so.

I meet people who have lost their jobs all the time. Many of these people have had the same employers for 30 years or more. When they lose their jobs they do not know what to do. They are completely confused, and angry. Remember: you never want to feel trapped by one person, job or employer. A back up system for your career and an awareness of the market at all times will provide you with the options you need in case something fails. The secret to your success lies in making the most of all available options, and being able to do so, even when things go wrong. And make no mistake, there are always things that will go wrong.

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Do Your Job Search on Heavy Ground

What You Will Learn

  • Employing unusual tactics in your job search may prove to be far more helpful than following the old route of waiting for positions to be announced.
  • Open positions mean far more competition and a very high number of people applying for the same job.
  • Use of well-planned or even entirely unusual moves can result in conquering goals without tremendous losses.

For the past several years I have been interacting with people who are looking for jobs on a daily basis. I have also been working with recruiters, who find people jobs. After many years of working with various people, it often occurs to me that those who get the best jobs do their job search in an unconventional way: The best thing is to avoid doing what everyone else is doing when it comes to looking for a job. By far, the most effective strategy for getting a job is to look where other people are simply not looking.

People who do things differently from everyone else often get the best jobs. I have seen this so many times it is difficult to believe. There are many unemployed people who believe a job search should be done in a certain way. Often, the people who learn to do things in a different way get the best results.

In the Art of War, Sun Tzu defines eight types of ground on which combat can occur. In terms of your job search, two of the most interesting are Deadly Ground and Heavy Ground.

  • An excellent and very effective way to win any war is to go undetected into enemy territory before attacking. You use the element of surprise to win the war. This is what Sun Tzu called “Heavy Ground.” Sun Tzu believes this is the best kind of battle. This is considered a battle of “art”.
  • In Deadly Ground two forces meet face to face to fight and there is no means of escape. The battle is one of brute force and there are generally going to be heavy casualties on both sides. Sun Tzu believes this is the worst kind of battle. A deadly ground battle is without “art” and allowing this to happen reflects poorly on the commander of the troops.

In a Heavy Ground battle, a weak force can paralyze a much stronger one. Most people are taught to march in “unison” and do things in the same manner as everyone else. This is very common in the job market. People go to large websites and apply for jobs. They use the same recruiters. They look to others to understand what they should be doing, and how they should be conducting their job search. What I would propose is that you fight a heavy ground battle to find a job.

You should fight a heavy ground battle, because it will help you win and get a job where you otherwise might not. For example, if you are fighting on “deadly ground” you will be competing based on the strength of your resume alone compared to other resumes the employer has seen, and the timing of when the employer has seen your resume. The problem with this is that you are not giving yourself any discernible edge compared to other applicants, beyond what you already have. Instead, you are simply competing “face-to-face” with other applicants for the same job. The one with more firepower will win. In most cases you are likely to lose.

One of the most upsetting things to any form of established order is guerilla warfare. It is something that we read about and hear about in the news on a daily basis:

  • Humvees getting blown up on roads in Iraq.
  • People flying airplanes into buildings in New York.
  • Soldiers popping out of bushes and killing American troops during the Vietnam war.

In fact, ‘terrorists’ seem to be all we hear about these days. Virtually every day I pick up a paper, I read about one terrorist or another blowing something up, or killing someone. Terrorists are everywhere and it is something that defines our world. Terrorists, by definition, are people fighting guerilla wars. The United States is currently fighting guerillas in Iraq and Afghanistan. Before that, we were fighting guerillas elsewhere. We will always be fighting guerillas.

Why do you think we keep reading about guerillas? The reason is that guerilla warfare works. Anytime you fight someone in a way that breaks the rules they are accustomed to, it forces them to develop new rules, and you introduce elements of surprise and uncertainty. Both of these make it very difficult for your opponent.

In American textbooks, one of the things young children study at a young age, is the guerilla warfare that American colonists used against the British in the American Revolutionary War (1775-1783), also known as the American War of Independence. At the start of this battle, the British military was widely considered the strongest military in the world. Prior to this battle, Britain had defeated France in the French and Indian Wars and thus, secured a place as a world superpower. In contrast, the Americans largely consisted of hunters, merchants, and farmers, who only volunteered to fight when the battles got close to their homes.

The British troops had been taught to fight facing their enemies in open fields side by side. This military etiquette was something originally developed by Frederick the Great. The British also wore bright red uniforms into the fight. Under the British style they would walk shoulder to shoulder and when they got close, say 50 yards, they would level their musket and fire at the colonists. However, the colonists began fighting “Indian style”, hiding behind trees and firing at the British when they were lined up like this.

American settlers were completely outnumbered by the British and if they had fought in a conventional manner they would have probably never won a battle. In order to win, the American settlers organized small groups of men who would fight small battles and then quickly retreat. In the American Revolution, the Americans would fire on the British while hiding in fields, from behind trees and other locations. This made the Americans hard targets. They would kill a few British and then retreat. In larger battles, the British would line up to fight while the guerillas would attack the flanks of the enemy and then retreat. They would ambush supply wagons, British messengers and settlements of British Loyalists.

These guerilla tactics are widely believed to have helped America win the American Revolution. They caught the British completely off guard and were criticized by them for not fighting fairly in the war. The colonists learned to fight this way mostly from fighting with the Native Americans. According to John Ferling, author of Almost a Miracle, The American Victory in the War of Independence:

“The colonists learned how to minimize the chances of an enemy ambush, sometimes employed a hit-and-run style of fighting, often utilized a mobile strategy, and not infrequently adopted terror tactics that included torture; killing women, children, and the elderly; the destruction of Indian villages and food supplies. . . . In time, warfare in the colonies came to be associated with a manner of fighting that England’s career soldiers variously called ‘irregular war,’ ‘bush war,’ or simply the ‘American way of war.’ “

Also, the typical belief of the British was that war should be fought in a “gentlemanly” way. In this belief, hiding behind bushes, targeting officers and so forth was not a strategy that the British believed in. However, the colonists did not agree, and they fought differently. Officers in the British army were considered more like gentleman than soldiers, and they were used to the comforts of life in England. They were given these comforts even when marching near the battlefield. The Americans ultimately ended up winning the war, of course, and the United States was established as a country.

It is ironic that the Americans owe the establishment of their country to fighting as guerillas, yet we are currently fighting guerillas in various areas around the world. We are being fought against in the same way that we once fought.

When you are looking for a job, one of the most intelligent things you can do is search in a guerilla-like fashion and fight the battle on “heavy ground”. In fact, nothing is more important than adopting this strategy when beginning your job search.

A central part of my job search philosophy and one of the reasons I have been so successful as a recruiter in the past has been due to the fact that I helped my candidates get jobs on “heavy ground” rather than “deadly ground”. In every single year I recruited, I brought in over $1,000,000 in fees. It did not matter if it was a recessionary year or a good year; I never failed to bring in fees like this. I say this not to brag but to show you how important I believe a “heavy ground” battle is. I do not have a lot of the traditional skills that typical recruiters have. For example, I am more “academic” than social. I am also not the greatest networker. I also do not have great sales skills. But I have always understood the importance of fighting on “heavy ground” and if there is a secret to my success, this is it. I will explain this below.

In the legal job search realm, many attorneys are led to believe that recruiters who submit candidates to law firms without openings are “unethical” recruiters. Because this is so drilled into attorneys and young attorneys, many of these attorneys never get this out of their belief system once they become recruiters. Before they will try and submit any attorney to an employer the recruiter will first verify whether or not the law firm has an actual opening for that specific type of attorney. This is the way virtually every recruiter out there operates in the legal field. They only submit people to law firms that actually have openings.

When I first started recruiting at BCG Attorney Search, it very quickly occurred to me that this did not make any sense whatsoever. The reason is because once a law firm had an opening, all the other recruiters in a given city would start submitting every candidate they could to the opening. They would also call a ton of attorneys in the city and start submitting all of the candidates they could possibly submit. The law firm would very quickly receive the majority of the qualified candidates in the city and have their pick among them. Generally, they would pick the attorney with the best qualifications out of the hundreds of candidates they had the opportunity to examine. The odds of any individual attorney getting the job were very slim.

Whenever I was working with an attorney, my objective was to ensure they got a job. I knew from experience that if my candidate was competing against numerous other people seeking a job at the same law firms, their odds of getting the job were going to be severely limited. Therefore, I started looking for jobs in unconventional places. For example, one day I read the San Francisco Daily Journal and an article quoted the partner of a small law firm to the effect of: “I have been in this business for 25 years and I have never seen more activity. We are so busy we have set up desks in the halls.”

I immediately sent two attorneys, who had been trying to find a job for over a year to this law firm. One was a man who had not practiced law for five years because he had been discovered to be a polygamist and no one would hire him. He was a very talented attorney, however; this was widely known in the legal community. The other attorney I sent over to the law firm was a woman who had been sexually stalked and harassed by a professor in her law school. The law school had fired the professor and, unbeknownst to her, the law professor ended up getting a job at the law firm where she was scheduled to start working after graduation from law school. Incredibly, when she showed up to work at the law firm the man was her boss again. She ended up quitting and later suing the firm, after the former law professor tried to break into her apartment one evening. Because of this lawsuit, which was widely known in the legal community, this woman was considered a pariah.

Both of these attorneys were eventually hired again, and today have very successful careers. The law firm I sent them to had never used recruiters. Most recruiters would never have sent the attorneys there, because most recruiters would have required the firm have official openings. The law firm hired these attorneys, and it was because I used a “guerilla” tactic. By having these attorneys compete on “heavy ground” they got jobs. Had they applied in large law firms, their prior issues would have come out, and the firm would have simply chosen a “safer” alternative.

Doing your job search on “heavy ground” means applying to places to which others are not applying, finding openings others do not know about, and even sending your resume to places without current openings. For example, there are certain law firms that always look for certain types of attorneys, whether they be in intellectual property, litigation, or corporate. In addition, smart job seekers will often seek out jobs in smaller markets instead of larger markets when the market gets tough. They will be competing with fewer people. This is just good strategy.

The smartest thing you can do in your job search is find “heavy ground”. In the job sites I run such as EmploymentCrossing.com, I always list the old job listings that companies and firms have posted in the past in a separate section of the website. The reason I do this is because I know that if they have had a certain opening in the past they might have an opening in the future–or even right now. It is smart to apply to places that have had openings in the past concerning your area of expertise, even if the place does not have an official opening right now. Most people do not visit this portion of the site, though, because they are only interested in current job openings. Big mistake in my opinion. Someone may have left the employer and there may be a job opening that has not been advertised yet, or they may simply need more people like you. You are much better off applying for this job right now (and without any competition) than applying for the job later, after it is posted publicly. We call this the EmploymentCrossing.com Archives, and I believe it is one of the best job search secrets out there.

When you do your job search on heavy ground, you are not competing with others. I am a firm believer in doing targeted mass mailings to get jobs. A targeted mass mailing means you send your resume (via mail) to companies or firms which are likely to be interested in someone like you. You send it via mail because everyone else is sending emails. You apply to places that do not currently have openings. If the firm brings you in for an interview, you most often do not have any competition for the job because you have not sent your resume to the employer in response to any actual job opening. A couple of my other companies, such as EmploymentAuthority.com and Legal Authority.com, also help attorneys. They are incredibly effective. I do not think there is a more effective way to get a job.

I also love another site we have called Hound.com. This site posts jobs from employer websites. Jobs on employer websites are typically not advertised. When I see sites like CareerBuilder and Monster advertising on the Super Bowl, I am not impressed. What this means is that the employers will be receiving hundreds of applications, and it is going to be much more difficult for you to find a job amongst all the competition. You need to apply to places that are not getting a lot of applicants. Since people typically do not congregate on the career pages of employer websites, this is a great way to get a job. You are going to have far more success and get more interviews and job offers from looking for jobs on employer websites than on major job boards.

These heavy ground ways of getting a job are often criticized by the establishment and the “order” who believe everyone should get a job in the same way. They are called “a scam” or other similar names by people who do not understand their force. I have been personally criticized a great deal for the job search methods I promote and stand behind. The British criticized the colonists for the way they used to fight and called it “ungentlemanly” and so forth, looking upon it with disdain. The colonists fought on heavy ground and they won. The same thing happened to the Americans when they met the Vietnamese in Vietnam: The Americans lost to their opponent, who fought on heavy ground.

My goal is for you to succeed in your job search. Your job search needs to be fought and conducted on heavy ground. You are going to have far more luck and success doing a job search on heavy ground than fighting on deadly ground. I have based my entire career around this, and if you understand the incredible force of working on heavy ground it will never take you long to find a good job.

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The Science of Getting Rich (by Wallace D. Wattles)

I came across this little book a couple of years ago in a used book store in Ojai, California. This book is something that will really open your eyes to what is possible in your life. While the book deals with wealth and making money, in the larger scheme of things it is about possibility: The possibility to do and be whomever your want to do and to be based on how you use your mind. Reading this book could literally change your life. It is considered one of the best self improvement books ever written.

The Science of Getting Rich will show you why there are some people who seem to attract fortune into their lives on a consistent basis and why others with the same education and talent simply do not. Wattles also explains that it does not matter where you are, you can always attract great fortune into your life. The book teaches a way of thinking about the world and your place in it that can change your life.

This book provides the key to a great life for you. It willchange your life if you understand the book and its teachings. I hope you enjoy it.

–Harrison

Preface

THIS book is pragmatical, not philosophical; a practical manual, not a treatise upon theories. It is intended for the men and women whose most pressing need is for money; who wish to get rich first, and philosophize afterward. It is for those who have, so far, found neither the time, the means, nor the opportunity to go deeply into the study of metaphysics, but who want results and who are willing to take the conclusions of science as a basis for action, without going into all the processes by which those conclusions were reached.

It is expected that the reader will take the fundamental statements upon faith, just as he would take statements concerning a law of electrical action if they were promulgated by a Marconi or an Edison; and, taking the statements upon faith, that he will prove their truth by acting upon them without fear or hesitation. Every man or woman who does this will certainly get rich; for the science herein applied is an exact science, and failure is impossible. For the benefit, however, of those who wish to investigate philosophical theories and so secure a logical basis for faith, I will here cite certain authorities.

The monistic theory of the universe the theory that One is All, and that All is One; That one Substance manifests itself as the seeming many elements of the material world -is of Hindu origin, and has been gradually winning its way into the thought of the western world for two hundred years. It is the foundation of all the Oriental philosophies, and of those of Descartes, Spinoza, Leibnitz, Schopenhauer, Hegel, and Emerson.

The reader who would dig to the philosophical foundations of this is advised to read Hegel and Emerson for himself.

In writing this book I have sacrificed all other considerations to plainness and simplicity of style, so that all might understand. The plan of action laid down herein was deduced from the conclusions of philosophy; it has been thoroughly tested, and bears the supreme test of practical experiment; it works. If you wish to know how the conclusions were arrived at, read the writings of the authors mentioned above; and if you wish to reap the fruits of their philosophies in actual practice, read this book and do exactly as it tells you to do—-
The Author

The Right To Be Rich

WHATEVER may be said in praise of poverty, the fact remains that it is not possible to live a realy complete or successful life unless one is rich. No man can rise to his greatest possible height in talent or soul development unless he has plenty of money; for to unfold the soul and to develop talent he must have many things to use, and he cannot have these things unless he has money to buy them with.

A man develops in mind, soul, and body by making use of things, and society is so organized that man must have money in order to become the possessor of things; therefore, the basis of al advancement for man must be the science of geting rich.

The object of al life is development; and everything that lives has an inalienable right to al the development it is capable of ataining.

Man’s right to life means his right to have the free and unrestricted use of al the things which may be necessary to his fulest mental, spiritual, and physical enfoldment; or, in other words, his right to be rich.

In this book, I shal not speak of riches in a figurative way; to be realy rich does not mean to be satisfied or contented with a litle. No man ought to be satisfied with a litle if he is capable of using and enjoying more. The purpose of Nature is the advancement and unfoldment of life; and every man should have al that can contribute to the power; elegance, beauty, and richness of life; to be content with less is sinful.

The man who owns al he wants for the living of al the life he is capable of living is rich; and no man who has not plenty of money can have al he wants. Life has advanced so far, and become so complex, that even the most ordinary man or woman requires a great amount of wealth in order to live in a manner that even approaches completeness. Every person naturaly wants to become al that they are capable of becoming; this desire to realize innate possibilities is inherent in human nature; we cannot help wanting to be al that we can be. Success in life is becoming what you want to be; you can become what you want to be only by making use of things, and you can have the free use of things only as you become rich enough to buy them. To understand the science of geting rich is therefore the most essential of al knowledge.

There is nothing wrong in wanting to get rich. The desire for riches is realy the desire for a richer, fuler, and more abundant life; and that desire is praise worthy. The man who does not desire to live more abundantly is abnormal, and so the man who does not desire to have money enough to buy al he wants is abnormal.

There are three motives for which we live; we live for the body, we live for the mind, we live for the soul. No one of these is beter or holier than the other; al are alike desirable, and no one of the three — body, mind, or soul — can live fuly if either of
the others is cut short of ful life and expression. It is not right or noble to live only for the soul and deny mind or body; and it is wrong to live for the intelect and deny body or soul.

We are al acquainted with the loathsome consequences of living for the body and denying both mind and soul; and we see that real life means the complete expression of al that man can give forth through body, mind, and soul. Whatever he can say, no man can be realy happy or satisfied unless his body is living fuly in every function, and unless the same is true of his mind and his soul. Wherever there is unexpressed possibility, or function not performed, there is unsatisfied desire. Desire is possibility seeking expression, or function seeking performance.

Man cannot live fuly in body without good food, comfortable clothing, and warm shelter; and without freedom from excessive toil. Rest and recreation are also necessary to his physical life .

He cannot live fuly in mind without books and time to study them, without opportunity for travel and observation, or without intelectual companionship.

To live fuly in mind he must have intelectual recreations, and must surround himself with al the objects of art and beauty he is capable of using and appreciating.

To live fuly in soul, man must have love; and love is denied expression by poverty.

A man’s highest happiness is found in the bestowal of benefits on those he loves; love finds its most natural and spontaneous expression in giving. The man who has nothing to give cannot fil his place as a husband or father, as a citizen, or as a man. It is in the use of material things that a man finds ful life for his body, develops his mind, and unfolds his soul. It is therefore of supreme importance to him that he should be rich.

It is perfectly right that you should desire to be rich; if you are a normal man or woman you cannot help doing so. It is perfectly right that you should give your best atention to the Science of Geting Rich, for it is the noblest and most necessary of al studies. If you neglect this study, you are derelict in your duty to yourself, to God and humanity; for you can render to God and humanity no greater service than to make the most of yourself.

There is A Science of Geting Rich

THERE is a Science of geting rich, and it is an exact science, like algebra or arithmetic. There are certain laws which govern the process of acquiring riches; once these laws are learned and obeyed by any man, he wil get rich with mathematical certainty.

The ownership of money and property comes as a result of doing things in a certain way; those who do things in this Certain Way, whether on purpose or accidentaly, get rich; while those who do not do things in this Certain Way, no mater how hard they work or how able they are, remain poor.

It is a natural law that like causes always produce like effects; and, therefore, any man or woman who learns to do things in this certain way wil infalibly get rich.

That the above statement is true is shown by the folowing facts:

Geting rich is not a mater of environment, for, if it were, al the people in certain neighborhoods would become wealthy; the people of one city would al be rich, while those of other towns would al be poor; or the inhabitants of one state would rol in wealth, while those of an adjoining state would be in poverty.

But everywhere we see rich and poor living side by side, in the same environment, and often engaged in the same vocations. When two men are in the same locality, and in the same business, and one gets rich while the other remains poor, it shows that geting rich is not, primarily, a mater of environment. Some environments may be more favorable than others, but when two men in the same business are in the same neighborhood, and one gets rich while the other fails, it indicates that geting rich is the result of doing things in a Certain Way.

And further, the ability to do things in this certain way is not due solely to the possession of talent, for many people who have great talent remain poor, while others who have very litle talent get rich.

Studying the people who have got rich, we find that they are an average lot in al respects, having no greater talents and abilities than other men. It is evident that they do not get rich because they possess talents and abilities that other men have not, but because they happen to do things in a Certain Way.

Geting rich is not the result of saving, or “thrift”; many very penurious people are poor, while free spenders often get rich.

Nor is geting rich due to doing things which others fail to do; for two men in the same business often do almost exactly the same things, and one gets rich while the other remains poor or becomes bankrupt.

Fromal these things, we must come to the conclusion that geting rich is the result of doing things in a Certain Way.

If geting rich is the result of doing things in a Certain Way, and if like causes always produce like efects, then any man or woman who can do things in that way can become rich, and the whole mater is brought within the domain of exact science.

The question arises here, whether this Certain Way may not be so dificult that only a few may folow it. This cannot be true, as we have seen, so far as natural ability is concerned. Talented people get rich, and blockheads get rich; intelectualy briliant people get rich, and very stupid people get rich; physicaly strong people get rich, and weak and sickly people get rich.

Some degree of ability to think and understand is, of course, essential; but in so far as natural ability is concerned, any man or woman who has sense enough to read and understand these words can certainly get rich.

Also, we have seen that it is not a mater of environment. Location counts for something; one would not go to the heart of the Sahara and expect to do successful business.

Geting rich involves the necessity of dealing with men, and of being where there are people to deal with; and if these people are inclined to deal in the way you want to deal, so much the beter. But that is about as far as environment goes.

If anybody else in your town can get rich, so can you; and if anybody else in your state can get rich, so can you.

Again, it is not a mater of choosing some particular business or profession. People get rich in every business, and in every profession; while their next door neighbors in the same vocation remain in poverty.

It is true that you wil do best in a business which you like, and which is congenial to you; and if you have certain talents which are wel developed, you wil do best in a business which cals for the exercise of those talents.

Also, you wil do best in a business which is suited to your locality; an ice-cream parlor would do beter in a warm climate than in Greenland, and a salmon fishery wil succeed beter in the Northwest than in Florida, where there are no salmon.

But, aside from these general limitations, geting rich is not dependent upon your engaging in some particular business, but upon your learning to do things in a Certain Way. If you are now in business, and anybody else in your locality is geting rich in the same business, while you are not geting rich, it is because you are not doing things in the same Way that the other person is doing them.

No one is prevented from geting rich by lack of capital. True, as you get capital the increase becomes more easy and rapid; but one who has capital is already rich, and does not need to consider how to become so. No matter how poor you may be, if you begin to do things in the Certain Way you will begin to get rich; and you wil begin to have capital. The geting of capital is a part of the process of geting rich; and it is a part of the result which invariably folows the doing of things in the Certain Way. You may be the poorest man on the continent, and be deeply in debt; you may have neither friends, influence, nor resources; but if you begin to do things in this way, you must infalibly begin to get rich, for like causes must produce like effects. If you have no capital, you can get capital; if you are in the wrong business, you can get into the right business; if you are in the wrong location, you can go to the right location; and you can do so by beginning in your present business and in your present location to do things in the Certain Way which causes success.

Is Opportunity Monopolized?

NO man is kept poor because opportunity has been taken away from him; because other people have monopolized the wealth, and have put a fence around it. You may be shut of from engaging in business in certain lines, but there are other channels open to you. Probably it would be hard for you to get control of any of the great railroad systems; that field is prety wel monopolized. But the electric railway business is stil in its infancy, and offers plenty of scope for enterprise; and it wil be but a very few years until trafic and transportation through the air wil become a great industry, and in al its branches wil give employment to hundreds of thousands, and perhaps to milions, of people. Why not turn your atention to the development of aerial transportation, instead of competing with J.J. Hil and others for a chance in the steam railway world?

It is quite true that if you are a workman in the employ of the steel trust you have very litle chance of becoming the owner of the plant in which you work; but it is also true that if you wil commence to act in a Certain Way, you can soon leave the employ of the steel trust; you can buy a farm of from ten to forty acres, and engage in business as a producer of foodstufs.
There is great opportunity at this time for men who wil live upon smal tracts of land and cultivate the same intensively; such men wil certainly get rich. You may say that it is impossible for you to get the land, but I am going to prove to you that it is not impossible, and that you can certainly get a farm if you wil go to work in a Certain Way.

At diferent periods the tide of opportunity sets in diferent directions, according to the needs of the whole, and the particular stage of social evolution which has been reached. At present, in America, it is seting toward agriculture and the alied industries and professions. To-day, opportunity is open before the factory worker in his line. It is open before the business man who supplies the farmer more than before the one who supplies the factory worker; and before the professional man who waits upon the farmer more than before the one who serves the working class.

There is abundance of opportunity for the man who wil go with the tide, instead of trying to swim against it.

So the factory workers, either as individuals or as a class, are not deprived of opportunity. The workers are not being “kept down” by their masters; they are not being “ground” by the trusts and combinations of capital. As a class, they are where they are because they do not do things in a Certain Way. If the workers of America chose to do so, they could folow the example of their brothers in Belgium and other countries, and establish great department stores and co-operative industries; they could elect men of their own class to office, and pass laws favoring the development of such co-operative industries; and in a few years they could take peaceable possession of the industrial field.

The working class may become the master class whenever they wil begin to do things in a Certain Way; the law of wealth is the same for them as it is for al others. This they must learn; and they wil remain where they are as long as they continue to do as they do. The individual worker, however, is not held down by the ignorance or the mental slothfulness of his class; he can folow the tide of opportunity to riches, and this book wil tel him how.

No one is kept in poverty by a shortness in the supply of riches; there is more than enough for al. A palace as large as the capitol at Washington might be built for every family on earth from the building material in the United States alone; and under intensive cultivation, this country would produce wool, coton, linen, and silk enough to clothe each person in the world finer than Solomon was arrayed in al his glory; together with food enough to feed them al luxuriously.

The visible supply is practicaly inexhaustible; and the invisible supply realy IS inexhaustible.

Everything you see on earth is made from one original substance, out of which al things proceed.

New Forms are constantly being made, and older ones are dissolving; but al are shapes assumed by One Thing.

There is no limit to the supply of Formless Stuf, or Original Substance. The universe is made out of it; but it was not al used in making the universe. The spaces in, through, and between the forms of the visible universe are permeated and filed with the Original Substance; with the formless Stuff; with the raw material of al things. Ten thousand times as much as has been made might stil be made, and even then we should not have exhausted the supply of universal raw material.

No man, therefore, is poor because nature is poor, or because there is not enough to go around.

Nature is an inexhaustible storehouse of riches; the supply wil never run short. Original Substance is alive with creative energy, and is constantly producing more forms. When the supply of building material is exhausted, more wil be produced; when the soil is exhausted so that food stufs and materials for clothing wil no longer grow upon it, it wil be renewed or more soil will be made. When al the gold and silver has been dug from the earth, if man is stil in such a stage of social development that he needs gold and silver, more wil produced from the Formless. The Formless Stuff responds to the needs of man; it wil not let him be without any good thing.

This is true of man colectively; the race as a whole is always abundantly rich, and if individuals are poor, it is because they do not folow the Certain Way of doing things which makes the individual man rich.

The Formless Stuff is inteligent; it is stuff which thinks. It is alive, and is always impeled toward more life.

It is the natural and inherent impulse of life to seek to live more; it is the nature of inteligence to enlarge itself, and of consciousness to seek to extend its boundaries and find fuler expression. The universe of forms has been made by Formless Living Substance, throwing itself into form in order to express itself more fuly.

The universe is a great Living Presence, always moving inherently toward more life and fuler functioning.

Nature is formed for the advancement of life; its impeling motive is the increase of life. For this cause, everything which can possibly minister to life is bountifuly provided; there can be no lack unless God is to contradict himself and nulify his own works.

You are not kept poor by lack in the supply of riches; it is a fact which I shal demonstrate a litle farther on that even the resources of the Formless Supply are at the command of the man or woman wil act and think in a Certain Way.

The First Principle in The Science of Getting Rich.

THOUGHT is the only power which can produce tangible riches from the Formless Substance. The stuff from which al things are made is a substance which thinks, and a thought of form in this substance produces the form.

Original Substance moves according to its thoughts; every form and process you see in nature is the visible expression of a thought in Original Substance. As the Formless Stuf thinks of a form, it takes that form; as it thinks of a motion, it makes that motion. That is the way al things were created. We live in a thought world, which is part of a thought universe. The thought of a moving universe extended throughout Formless Substance, and the Thinking Stuf moving according to that thought, took the form of systems of planets, and maintains that form. Thinking Substance takes the form of its thought, and moves according to the thought. Holding the idea of a circling system of suns and worlds, it takes the form of these bodies, and moves them as it thinks. Thinking the form of a slow-growing oak tree, it moves accordingly, and produces the tree, though centuries may be required to do the work. In creating, the Formless seems to move according to the lines of motion it has established; the thought of an oak tree does not cause the instant formation of a ful-grown tree, but it does start in motion the forces which wil produce the tree, along established lines of growth.

Every thought of form, held in thinking Substance, causes the creation of the form, but always, or at least generaly, along lines of growth and action already established.

The thought of a house of a certain construction, if it were impressed upon Formless Substance, might not cause the instant formation, of the house; but it would cause the turning of creative energies already working in trade and commerce into such channels as to result in the speedy building of the house. And if there were no existing channels through which the creative energy could work, then the house would be formed directly from primal substance, without waiting for the slow processes of the organic and inorganic world.

No thought of form can be impressed upon Original Substance without causing the creation of the form.

Man is a thinking center, and can originate thought. Al the forms that man fashions with his hands must first exist in his thought; he cannot shape a thing until he has thought that thing.

And so far man has confined his eforts wholy to the work of his hands; he has applied manual labor to the world of forms, seeking to change or modify those already existing. He has never thought of trying to cause the creation of new forms by impressing his thoughts upon Formless Substance.

When man has a thought-form, he takes material from the forms of nature, and makes an image of the form which is in his mind. He has, so far, made litle or no efort to co-operate with Formless Inteligence; to work “with the Father.” He has not dreamed that he can “do what he seeth the Father doing.” Man reshapes and modifies existing forms by manual labor; he has given no atention to the question whether he may not produce things from Formless Substance by communicating his thoughts to it. We propose to prove that he may do so; to prove that any man or woman may do so, and to show how. As our first step, we must lay down three ssndamental propositions.

First, we assert that there is one original formless stuff, or substance, from which al things are made. Al the seemingly many elements are but different presentations of one element; al the many forms found in organic and inorganic nature are but different shapes, made from the same stuff. And this stuff is thinking stuff; a thought held in it produces the form of the thought. Thought, in thinking substance, produces shapes. Man is a thinking center, capable of original thought; if man can communicate his thought to original thinking substance, he can cause the creation, or formation, of the thing he thinks about. To summarize this –

There is a thinking stuf from which al things are made, and which, in its original state, permeates, penetrates, and fils the interspaces of the universe.

A thought, in this substance, produces the thing that is imaged by the thought.

Man can form things in his thought, and, by impressing his thought upon formless substance, can cause the thing he thinks about to be created.

It may be asked if I can prove these statements; and without going into details, I answer that I can do so, both by logic and experience.

Reasoning back from the phenomena of form and thought, I come to one original thinking substance; and reasoning forward from this thinking substance, I come to man’s power to cause the formation of the thing he thinks about.

And by experiment, I find the reasoning true; and this is my strongest proof.

If one man who reads this book gets rich by doing what it tels him to do, that is evidence in support of my claim; but if every man who does what it tels him to do gets rich, that is positive proof until some one goes through the process and fails. The theory is true until the process fails; and this process wil not fail, for every man who does exactly what this book tels him to do wil get rich.

I have said that men get rich by doing things in a Certain Way; and in order to do so, men must become able to think in a certain way.

A man’s way of doing things is the direct result of the way he thinks about things.

To do things in a way you want to do them, you wil have to acquire the ability to think the way you want to think; this is the first step toward geting rich.

To think what you want to think is to think TRUTH, regardless of appearances.

Every man has the natural and inherent power to think what he wants to think, but it requires far more effort to do so than it does to think the thoughts which are suggested by appearances. To think according to appearance is easy; to think truth regardless of appearances is laborious, and requires the expenditure of more power than any other work man is caled upon to perform.

There is no labor from which most people shrink as they do from that of sustained and consecutive thought; it is the hardest work in the world. This is especialy true when truth is contrary to appearances. Every appearance in the visible world tends to produce a coresponding form in the mind which observes it; and this can only be prevented by holding the thought of the TRUTH.

To look upon the appearance of disease wil produce the form of disease in your own mind, and ultimately in your body, unless you hold the thought of the truth, which is that there is no disease; it is only an appearance, and the reality is health.

To look upon the appearances of poverty wil produce corresponding forms in your own mind, unless you hold to the truth that there is no poverty; there is only abundance.

To think health when surrounded by the appearances of disease, or to think riches when in the midst of appearances of poverty, requires power; but he who acquires this power becomes a MASTER MIND. He can conquer fate; he can have whatever he wants.

This power can only be acquired by geting hold of the basic fact which is behind al appearances; and that fact is that there is one Thinking Substance, from which and by which al things are made.

Then we must grasp the truth that every thought held in this substance becomes a form, and that man can so impress his thoughts upon it as to cause them to take form and become visible things.

When we realize this, we lose al doubt and fear, for we know that we can create what we want to create; we can get what we want to have, and can become what we want to be. As a first step toward geting rich, you must believe the three fundamental statements given previously in this chapter; and in order to emphasize them. I repeat them here:

There is a thinking stuff from which al things are made, and which, in its original state, permeates, penetrates, and fils the interspaces of the universe.

A thought, in this substance, produces the thing that is imaged by the thought.

Man can form things in his thought, and, by impressing his thought upon formless substance, can cause the thing he thinks about to be created.

You must lay aside al other concepts of the universe than this monistic one; and you must dwel upon this until it is fixed in your mind, and has become your habitual thought. Read these creed statements over and over again; fix every word upon your memory, and meditate upon them until you firmly believe what they say. If a doubt comes to you, cast it aside as a sin. Do not listen to arguments against this idea; do not go to churches or lectures where a contrary concept of things is taught or preached. Do not read magazines or books which teach a diferent idea; if you get mixed up in your faith, al your eforts wil be in vain.

Do not ask why these things are true, nor speculate as to how they can be true; simply take them on trust.

The science of geting rich begins with the absolute acceptance of this faith.

Increasing Life.

YOU must get rid of the last vestige of the old idea that there is a Deity whose wil it is that you should be poor, or whose purposes may be served by keeping you in poverty.

The Inteligent Substance which is Al, and in Al, and which lives in Al and lives in you, is a consciously Living Substance. Being a consciously living substance, It must have the nature and inherent desire of every living inteligence for increase of life. Every living thing must continualy seek for the enlargement of its life, because life, in the mere act of living, must increase itself.

A seed, dropped into the ground, springs into activity, and in the act of living produces a hundred more seeds; life, by living, multiplies itself. It is forever Becoming More; it must do so, if it continues to be at al.

Inteligence is under this same necessity for continuous increase. Every thought we think makes it necessary for us to think another thought; consciousness is continualy expanding. Every fact we learn leads us to the learning of another fact; knowledge is continually increasing. Every talent we cultivate brings to the mind the desire to cultivate another talent; we are subject to the urge of life, seeking expression, which ever drives us on to know more, to do more, and to be more.

In order to know more, do more, and be more we must have more; we must have things to use, for we learn, and do, and become, only by using things. We must get rich, so that we can live more.

The desire for riches is simply the capacity for larger life seeking fulfilment; every desire is the effort of an unexpressed possibility to come into action. It is power seeking to manifest which causes desire. That which makes you want more money is the same as that which makes the plant grow; it is Life, seeking fuler expression.

The One Living Substance must be subject to this inherent law of al life; it is permeated with the desire to live more; that is why it is under the necessity of creating things.

The One Substance desires to live more in you; hence it wants you to have al the things you can use.

It is the desire of God that you should get rich. He wants you to get rich because he can express himself beter through you if you have plenty of things to use in giving him expression. He can live more in you if you have unlimited command of the means of life.

The universe desires you to have everything you want to have.

Nature is friendly to your plans.

Everything is naturaly for you.

Make up your mind that this is true.

It is essential, however that your purpose should harmonize with the purpose that is in Al.

You must want real life, not mere pleasure of sensual gratification. Life is the performance of function; and the individual realy lives only when he performs every function, physical, mental, and spiritual, of which he is capable, without excess in any.

You do not want to get rich in order to live swinishly, for the gratification of animal desires; that is not life. But the performance of every physical function is a part of life, and no one lives completely who denies the impulses of the body a normal and healthful expression.

You do not want to get rich solely to enjoy mental pleasures, to get knowledge, to gratify ambition, to outshine others, to be famous. Al these are a legitimate part of life, but the man who lives for the pleasures of the intelect alone wil only have a partial life, and he wil never be satisfied with his lot.

You do not want to get rich solely for the good of others, to lose yourself for the salvation of mankind, to experience the joys of philanthropy and sacrifice. The joys of the soul are only a part of life; and they are no beter or nobler than any other part.

You want to get rich in order that you may eat, drink, and be mery when it is time to do these things; in order that you may surround yourself with beautiful things, see distant lands, feed your mind, and develop your intelect; in order that you may love men and do kind things, and be able to play a good part in helping the world to find truth.

But remember that extreme altruism is no beter and no nobler than extreme selfishness; both are mistakes.

Get rid of the idea that God wants you to sacrifice yourself for others, and that you can secure his favor by doing so; God requires nothing of the kind.

What he wants is that you should make the most of yourself, for yourself, and for others; and you can help others more by making the most of yourself than in any other way.

You can make the most of yourself only by geting rich; so it is right and praiseworthy that you should give your first and best thought to the work of acquiring wealth.

Remember, however, that the desire of Substance is for al, and its movements must be for more life to al; it cannot be made to work for less life to any, because it is equaly in al, seeking riches and life.

Inteligent Substance wil make things for you, but it wil not take things away from some one else and give them to you.

You must get rid of the thought of competition. You are to create, not to compete for what is already created.

You do not have to take anything away from any one.

You do not have to drive sharp bargains.

You do not have to cheat, or to take advantage. You do not need to let any man work for you for less than he earns.

You do not have to covet the property of others, or to look at it with wishful eyes; no man has anything of which you cannot have the like, and that without taking what he has away from him.

You are to become a creator, not a competitor; you are going to get what you want, but in such a way that when you get it every other man wil have more than he has now.

I am aware that there are men who get a vast amount of money by proceeding in direct opposition to the statements in the paragraph above, and may add a word of explanation here. Men of the plutocratic type, who become very rich, do so sometimes purely by their extraordinary ability on the plane of competition; and sometimes they unconsciously relate themselves to Substance in its great purposes and movements for the general racial upbuilding through industrial evolution. Rockefeler, Carnegie, Morgan, et al., have been the unconscious agents of the Supreme in the necessary work of systematizing and organizing productive industry; and in the end, their work wil contribute immensely toward increased life for al. Their day is nearly over; they have organized production, and wil soon be succeeded by the agents of the multitude, who wil organize the machinery of distribution.

The multi-milionaires are like the monster reptiles of the prehistoric eras; they play a necessary part in the evolutionary process, but the same Power which produced them wil dispose of them. And it is wel to bear in mind that they have never been realy rich; a record of the private lives of most of this class wil show that they have realy been the most abject and wretched of the poor.

Riches secured on the competitive plane are never satisfactory and permanent; they are yours to-day, and another’s tomorrow. Remember, if you are to become rich in a scientific and certain way, you must rise entirely out of the competitive thought. You must never think for a moment that the supply is limited. Just as soon as you begin to think that al the money is being “cornered” and controled by bankers and others, and that you must exert yourself to get laws passed to stop this process, and so on; in that moment you drop into the competitive mind, and your power to cause creation is gone for the time being; and what is worse, you wil probably arrest the creative movements you have already instituted.

KNOW that there are countless milions of dolars’ worth of gold in the mountains of the earth, not yet brought to light; and know that if there were not, more would be created from Thinking Substance to supply your needs.

KNOW that the money you need wil come, even if it is necessary for a thousand men to be led to the discovery of new gold mines tomorrow.

Never look at the visible supply; look always at the limitless riches in Formless Substance, and KNOW that they are coming to you as fast as you can receive and use them. Nobody, by cornering the visible supply, can prevent you from geting what is yours.

So never alow yourself to think for an instant that al the best building spots wil be taken before you get ready to build your house, unless you hurry. Never worry about the trusts and combines, and get anxious for fear they wil soon come to own the whole earth. Never get afraid that you wil lose what you want because some other person “beats you to it”. That cannot possibly happen; you are not seeking any thing that is possessed by anybody else; you are causing what you want to be created from Formless Substance, and the supply is without limits. Stick to the formulated statement:–

There is a thinking stuf from which al things are made, and which, in its original state, permeates, penetrates, and fils the interspaces of the universe.

A thought, in this substance, produces the thing that is imaged by the thought.

Man can form things in his thought, and, by impressing his thought upon formless substance, can cause the thing he thinks about to be created.

How Riches Come to You

WHEN I say that you do not have to drive sharp bargains, I do not mean that you do not have to drive any bargains at al, or that you are above the necessity for having any dealings with your felow men. I mean that you wil not need to deal with them unfairly; you do not have to get something for nothing, but can give to every man more than you take from him.

You cannot give every man more in cash market value than you take from him, but you can give him more in use value than the cash value of the thing you take from him. The paper, ink, and other material in this book may not be worth the money you pay for it; but if the ideas suggested by it bring you thousands of dolars, you have not been wronged by those who sold it to you; they have given you a great use value for a smal cash value.

Let us suppose that I own a picture by one of the great artists, which, in any civilized community, is worth thousands of dolars. I take it to Baffin Ray, and by “salesmanship” induce an Eskimo to give a bundle of furs worth $500 for it. I have realy wronged him, for he has no use for the picture; it has no use value to him; it wil not add to his life.

But suppose I give him a gun worth $50 for his furs; then he has made a good bargain. He has use for the gun; it wil get him many more furs and much food; it wil add to his life in every way; it wil make him rich.

When you rise from the competitive to the creative plane, you can scan your business transactions very strictly, and if you are seling any man anything which does not add more to his life than the thing he give you in exchange, you can afford to stop it. You do not have to beat anybody in business. And if you are in a business which does beat people, get out of it at once.

Give every man more in use value than you take from him in cash value; then you are adding to the life of the world by every business transaction.

If you have people working for you, you must take from them more in cash value than you pay them in wages; but you can so organize your business that it wil be filed with the principle of advancement, and so that each employee who wishes to do so may advance a litle every day.

You can make your business do for your employees what this book is doing for you. You can so conduct your business that it wil be a sort of ladder, by which every employee who wil take the trouble may climb to riches himself; and given the opportunity, if he wil not do so, it is not your fault.

And finaly, because you are to cause the creation of your riches from Formless Substance which permeates al your environment, it does not folow that they are to take shape from the atmosphere and come into being before your eyes.

If you want a sewing machine, for instance, I do not mean to tel you that you are to impress the thought of a sewing machine on Thinking Substance until the machine is formed without hands, in the room where you sit, or elsewhere. But if you want a sewing machine, hold the mental image of it with the most positive certainty that it is being made, or is on its way to you. After once forming the thought, have the most absolute and unquestioning faith that the sewing machine is coming; never think of it, or speak, of it, in any other way than as being sure to arrive. Claim it as already yours.

It wil be brought to you by the power of the Supreme Inteligence, acting upon the minds of men. If you live in Maine, it may be that a man wil be brought from Texas or Japan to engage in some transaction which wil result in your geting what you want.

If so, the whole mater wil be as much to that man’s advantage as it is to yours.

Do not forget for a moment that the Thinking Substance is through al, in al, communicating with al, and can influence al. The desire of Thinking Substance for fuler life and beter living has caused the creation of al the sewing machines already made; and it can cause the creation of milions more, and wil, whenever men set it in motion by desire and faith, and by acting in a Certain Way.

You can certainly have a sewing machine in your house; and it is just as certain that you can have any other thing or things which you want, and which you wil use for the advancement of your own life and the lives of others.

You need not hesitate about asking largely; “It is your Father’s pleasure to give you the kingdom, ” said Jesus.

Original Substance wants to live al that is possible in you, and wants you to have al that you can or wil use for the living of the most abundant life.

If you fix upon your consciousness the fact that the desire you feel for the possession of riches is one with the desire of Omnipotence for more complete expression, your faith becomes invincible.

Once I saw a litle boy siting at a piano, and vainly trying to bring harmony out of the keys; and I saw that he was grieved and provoked by his inability to play real music. I asked him the cause of his vexation, and he answered, “I can feel the music in me, but I can’t make my hands go right.” The music in him was the URGE of Original Substance, containing al the possibilities of al life; al that there is of music was seeking expression through the child.

God, the One Substance, is trying to live and do and enjoy things through humanity. He is saying “I want hands to build wonderful structures, to play divine harmonies, to paint glorious pictures; I want feet to run ms errands, eyes to see my beauties, tongues to tel mighty truths and to sing marvelous songs,” and so on.

Al that there is of possibility is seeking expression through men. God wants those who can play music to have pianos and every other instrument, and to have the means to cultivate their talents to the fulest extent; He wants those who can appreciate beauty to be able to surround themselves with beautiful things; He wants those who can discern truth to have every opportunity to travel and observe; He wants those who can appreciate dress to be beautifuly clothed, and those who can appreciate good food to be luxuriously fed.

He wants al these things because it is Himself that enjoys and appreciates them; it is God who wants to play, and sing, and enjoy beauty, and proclaim truth and wear fine clothes, and eat good foods. “It is God that worketh in you to wil and to do,” said Paul.

The desire you feel for riches is the infinite, seeking to express Himself in you as He sought to find expression in the litle boy at the piano.

So you need not hesitate to ask largely.

Your part is to focalize and express the desire to God.

This is a difficult point with most people; they retain something of the old idea that poverty and self-sacrifice are pleasing to God. They look upon poverty as a part of the plan, a necessity of nature. They have the idea that God has finished His work, and made al that He can make, and that the majority of men must stay poor because there is not enough to go around. They hold to so much of this eroneous thought that they feel ashamed to ask for wealth; they try not to want more than a very modest competence, just enough to make them fairly comfortable.

I recal now the case of one student who was told that he must get in mind a clear picture of the things he desired, so that the creative thought of them might be impressed on Formless Substance. He was a very poor man, living in a rented house, and having only what he earned from day to day; and he could not grasp the fact that al wealth was his. So, after thinking the mater over, he decided that he might reasonably ask for a new rug for the floor of his best room, and an anthracite coal stove to heat the house during the cold weather. Folowing the instructions given in this book, he obtained these things in a few months; and then it dawned upon him that he had not asked enough. He went through the house in which he lived, and planned al the improvements he would like to make in it; he mentaly added a bay window here and a room there, until it was complete in his mind as his ideal home; and then he planned its furnishings.

Holding the whole picture in his mind, he began living in the Certain Way, and moving toward what he wanted; and he owns the house now, and is rebuilding it after the form of his mental image. And now, with stil larger faith, he is going on to get greater things. It has been unto him according to his faith, and it is so with you and with al of us.

Gratitude.

THE ilustrations given in the last chapter wil have conveyed to the reader the fact that the first step toward geting rich is to convey the idea of your wants to the Formless Substance.

This is true, and you wil see that in order to do so it becomes necessary to relate yourself to the Formless Inteligence in a harmonious way.

To secure this harmonious relation is a mater of such primary and vital importance that I shal give some space to its discussion here, and give you instructions which, if you will folow them, wil be certain to bring you into perfect unity of mind with God.

The whole process of mental adjustment and atonement can be summed up in one word, gratitude.

First, you believe that there is one Inteligent Substance, from which al things proceed; second, you believe that this Substance gives you everything you desire; and third, you relate yourself to it by a feeling of deep and profound gratitude.

Many people who order their lives rightly in al other ways are kept in poverty by their lack of gratitude. Having received one gift from God, they cut the wires which connect them with Him by failing to make acknowledgment.

It is easy to understand that the nearer we live to the source of wealth, the more wealth we shal receive; and it is easy also to understand that the soul that is always grateful lives in closer touch with God than the one which never looks to Him in thankful acknowledgment.

The more gratefuly we fix our minds on the Supreme when good things come to us, the more good things we wil receive,
and the more rapidly they wil come; and the reason simply is that the mental atitude of gratitude draws the mind into closer touch with the source from which the blessings come.

If it is a new thought to you that gratitude brings your whole mind into closer harmony with the creative energies of the universe, consider it wel, and you will see that it is true. The good things you already have have come to you along the line of obedience to certain laws. Gratitude wil lead your mind out along the ways by which things come; and it wil keep you in close harmony with creative thought and prevent you from faling into competitive thought.

Gratitude alone can keep you looking toward the Al, and prevent you from faling into the error of thinking of the supply as limited; and to do that would be fatal to your hopes.

There is a Law of Gratitude, and it is absolutely necessary that you should observe the law, if you are to get the results you seek.

The law of gratitude is the natural principle that action and reaction are always equal, and in opposite directions.

The grateful outreaching of your mind in thankful praise to the Supreme is a liberation or expenditure of force; it cannot fail to reach that to which it addressed, and the reaction is an instantaneous movement towards you.

“Draw nigh unto God, and He wil draw nigh unto you.” That is a statement of psychological truth.

And if your gratitude is strong and constant, the reaction in Formless Substance wil be strong and continuous; the movement of the things you want wil be always toward you. Notice the grateful atitude that Jesus took; how He always seems to be saying “I thank Thee, Father, that Thou hearest me.” You cannot exercise much power without gratitude; for it is gratitude that keeps you connected with Power.

But the value of gratitude does not consist solely in geting you more blessings in the future. Without gratitude you cannot long keep from dissatisfied thought regarding things as they are.

The moment you permit your mind to dwel with dissatisfaction upon things as they are, you begin to lose ground. You fix atention upon the common, the ordinary, the poor, and the squalid and mean; and your mind takes the form of these things. Then you wil transmit these forms or mental images to the Formless, and the common, the poor, the squalid, and mean wil come to you.

To permit your mind to dwel upon the inferior is to become inferior and to suround yourself with inferior things.

On the other hand, to fix your atention on the best is to surround yourself with the best, and to become the best.

The Creative Power within us makes us into the image of that to which we give our atention.

We are Thinking Substance, and thinking substance always takes the form of that which it thinks about.

The grateful mind is constantly fixed upon the best; therefore it tends to become the best; it takes the form or character of the best, and wil receive the best.

Also, faith is born of gratitude. The grateful mind continualy expects good things, and expectation becomes faith. The reaction of gratitude upon one’s own mind produces faith; and every outgoing wave of grateful thanksgiving increases faith. He who has no feeling of gratitude cannot long retain a living faith; and without a living faith you cannot get rich by the creative method, as we shal see in the folowing chapters.

It is necessary, then, to cultivate the habit of being grateful for every good thing that comes to you; and to give thanks continuously.

And because al things have contributed to your advancement, you should include al things in your gratitude.

Do not waste time thinking or talking about the shortcomings or wrong actions of plutocrats or trust magnates. Their organization of the world has made your opportunity; al you get realy comes to you because of them.

Do not rage against corupt politicians; if it were not for politicians we should fal into anarchy, and your opportunity would be greatly lessened.

God has worked a long time and very patiently to bring us up to where we are in industry and government, and He is going right on with His work. There is not the least doubt that He wil do away with plutocrats, trust magnates, captains of industry, and politicians as soon as they can be spared; but in the meantime, behold – they are al very good. Remember that they are al helping to arrange the lines of transmission along which your riches wil come to you, and be grateful to them al. This wil bring you into harmonious relations with the good in everything, and the good in everything wil move toward you.

Thinking in the Certain Way.

TURN back to chapter 6 and read again the story of the man who formed a mental image of his house, and you wil get a fair idea of the initial step toward geting rich. You must form a clear and definite mental picture of what you want; you cannot transmit an idea unless you have it yourself.

You must have it before you can give it; and many people fail to impress Thinking Substance because they have themselves only a vague and misty concept of the things they want to do, to have, or to become.

It is not enough that you should have a general desire for wealth “to do good with”; everybody has that desire.

It is not enough that you should have a wish to travel, see things, live more, etc. Everybody has those desires also. If you were going to send a wireless message to a friend, you would not send the leters of the alphabet in their order, and let him construct the message for himself; nor would you take words at random from the dictionary. You would send a coherent sentence; one which meant something. When you try to impress your wants upon Substance, remember that it must be done by a coherent statement; you must know what you want, and be definite. You can never get rich, or start the creative power into action, by sending out unformed longings and vague desires.

Go over your desires just as the man I have described went over his house; see just what you want, and get a clear mental picture of it as you wish it to look when you get it.

That clear mental picture you must have continualy in mind, as the sailor has in mind the port toward which he is sailing the ship; you must keep your face toward it al the time. You must no more lose sight of it than the steersman loses sight of the compass.

It is not necessary to take exercises in concentration, nor to set apart special times for prayer and affirmation, nor to “go into the silence,” nor to do occult stunts of any kind. These things are wel enough, but al you need is to know what you want, and to want it badly enough so that it wil stay in your thoughts.

Spend as much of your leisure time as you can in contemplating your picture, but no one needs to take exercises to concentrate his mind on a thing which he realy wants; it is the things you do not realy care about which require effort to fix your atention upon them.

And unless you realy want to get rich, so that the desire is strong enough to hold your thoughts directed to the purpose as the magnetic pole holds the needle of the compass, it wil hardly be worth while for you to try to cary out the instructions given in this book.

The methods herein set forth are for people whose desire for riches is strong enough to overcome mental laziness and the love of ease, and make them work.

The more clear and definite you make your picture then, and the more you dwel upon it, bringing out al its delightful details, the stronger your desire wil be; and the stronger your desire, the easier it wil be to hold your mind fixed upon the picture of what you want.

Something more is necessary, however, than merely to see the picture clearly. If that is al you do, you are only a dreamer, and wil have litle or no power for accomplishment.

Behind your clear vision must be the purpose to realize it; to bring it out in tangible expression.

And behind this purpose must be an invincible and unwavering FAITH that the thing is already yours; that it is “at hand” and you have only to take possession of it.

Live in the new house, mentaly, until it takes form around you physicaly. In the mental realm, enter at once into ful enjoyment of the things you want.

“Whatsoever things ye ask for when ye pray, believe that ye receive them, and ye shal have them,” said Jesus.

See the things you want as if they were actualy around you al the time; see yourself as owning and using them. Make use of them in imagination just as you wil use them when they are your tangible possessions. Dwel upon your mental picture until it is clear and distinct, and then take the Mental Atitude of Ownership toward everything in that picture. Take possession of it, in mind, in the ful faith that it is actualy yours. Hold to this mental ownership; do not waiver for an instant in the faith that it is real.

And remember what was said in a proceeding chapter about gratitude; be as thankful for it al the time as you expect to be when it has taken form. The man who can sincerely thank God for the things which as yet he owns only in imagination, has real faith. He wil get rich; he wil cause the creation of whatsoever he wants.

You do not need to pray repeatedly for things you want; it is not necessary to tel God about it every day.

“Use not vain repetitions as the heathen do,” said Jesus said to his pupils, “for your Father knoweth that ye have need of these things before ye ask Him.”

Your part is to inteligently formulate your desire for the things which make for a larger life, and to get these desire aranged into a coherent whole; and then to impress this Whole Desire upon the Formless Substance, which has the power and the wil to bring you what you want.

You do not make this impression by repeating strings of words; you make it by holding the vision with unshakable PURPOSE to atain it, and with steadfast FAITH that you do atain it.

The answer to prayer is not according to your faith while you are talking, but according to your faith while you are working.

You cannot impress the mind of God by having a special Sabbath day set apart to tel Him what you want, and then forgeting Him during the rest of the week. You cannot impress Him by having special hours to go into your closet and pray, if you then dismiss the mater from your mind until the hour of prayer comes again.

Oral prayer is wel enough, and has its effect, especialy upon yourself, in clarifying your vision and strengthening your faith; but it is not your oral petitions which get you what you want. In order to get rich you do not need a “sweet hour of prayer”; you need to “pray without ceasing.” And by prayer I mean holding steadily to your vision, with the purpose to cause its creation into solid form, and the faith that you are doing so.

“Believe that ye receive them.”

The whole mater turns on receiving, once you have clearly formed your vision. When you have formed it, it is wel to make an oral statement, addressing the Supreme in reverent prayer; and from that moment you must, in mind, receive what you ask for. Live in the new house; wear the fine clothes; ride in the automobile; go on the journey, and confidently plan for greater journeys. Think and speak of al the things you have asked for in terms of actual present ownership. Imagine an environment, and a financial condition exactly as you want them, and live al the time in that imaginary environment and financial condition. Mind, however, that you do not do this as a mere dreamer and castle builder; hold to the FAITH that the imaginary is being realized, and to the PURPOSE to realize it. Remember that it is faith and purpose in the use of the imagination which make the diference between the scientist and the dreamer. And having learned this fact, it is here that you must learn the proper use of the Wil.

How to Use the Wil.

TO set about geting rich in a scientific way, you do not try to apply your wil power to anything outside of yourself.

Your have no right to do so, anyway.

It is wrong to apply your wil to other men and women, in order to get them to do what you wish done.

It is as flagrantly wrong to coerce people by mental power as it is to coerce them by physical power. If compeling people by physical force to do things for you reduces them to slavery, compeling them by mental means accomplishes exactly the same thing; the only diference is in methods. If taking things from people by physical force is robbery, them taking things by mental force is robbery also; there is no difference in principle.

You have no right to use your wil power upon another person, even “for his own good”; for you do not know what is for his good. The science of geting rich does not require you to apply power or force to any other person, in any way whatsoever. There is not the slightest necessity for doing so; indeed, any atempt to use your wil upon others wil only tend to defeat your purpose.

You do not need to apply your wil to things, in order to compel them to come to you.

That would simply be trying to coerce God, and would be foolish and useless, as wel as ireverent.

You do not have to compel God to give you good things, any more than you have to use your wil power to make the sun rise.

You do not have to use your wil power to conquer an unfriendly deity, or to make stubborn and rebelious forces do your bidding.

Substance is friendly to you, and is more anxious to give you what you want than you are to get it.

To get rich, you need only to use your wil power upon yourself.

When you know what to think and do, then you must use your wil to compel yourself to think and do the right things. That is the legitimate use of the wil in geting what you want – to use it in holding yourself to the right course. Use your wil to keep yourself thinking and acting in the Certain Way.

Do not try to project your wil, or your thoughts, or your mind out into space, to “act” on things or people.

Keep your mind at home; it can accomplish more there than elsewhere.

Use your mind to form a mental image of what you want, and to hold that vision with faith and purpose; and use your wil to keep your mind working in the Right Way.

The more steady and continuous your faith and purpose, the more rapidly you wil get rich, because you wil make only POSITIVE impressions upon Substance; and you wil not neutralize or ofset them by negative impressions.

The picture of your desires,held with faith and purpose, is taken up by the Formless, and permeates it to great distances – throughout the universe, for al I know.

As this impression spreads, al things are set moving toward its realization; every living thing, every inanimate thing, and the things yet uncreated, are stired toward bringing into being that which you want. Al force begins to be exerted in that direction; al things begin to move toward you. The minds of people, everywhere, are influenced toward doing the things necessary to the fulfiling of your desires; and they work for you, unconsciously.

But you can check al this by starting a negative impression in the Formless Substance. Doubt or unbelief is as certain to start a movement away from you as faith and purpose are to start one toward you. It is by not understanding this that most people who try to make use of “mental science” in geting rich make their failure. Every hour and moment you spend in giving heed to doubts and fears, every hour you spend in wory, every hour in which your soul is possessed by unbelief, sets a curent away from you in the whole domain of inteligent Substance. Al the promises are unto them that believe, and unto them only. Notice how insistent Jesus was upon this point of belief; and now you know the reason why.

Since belief is al important, it behooves you to guard your thoughts; and as your beliefs wil be shaped to a very great extent by the things you observe and think about, it is important that you should command your atention.

And here the wil comes into use; for it is by your wil that you determine upon what things your atention shal be fixed.

If you want to become rich, you must not make a study of poverty.

Things are not brought into being by thinking about their opposites. Health is never to be atained by studying disease and thinking about disease; righteousness is not to be promoted by studying sin and thinking about sin; and no one ever got rich by studying poverty and thinking about poverty.

Medicine as a science of disease has increased disease; religion as a science of sin has promoted sin, and economics as a study of poverty wil fil the world with wretchedness and want.

Do not talk about poverty; do not investigate it, or concern yourself with it. Never mind what its causes are; you have nothing to do with them.

What concerns you is the cure.

Do not spend your time in charitable work, or charity movements; al charity only tends to perpetuate the wretchedness it aims to eradicate.

I do not say that you should be hard hearted or unkind, and refuse to hear the cry of need; but you must not try to eradicate poverty in any of the conventional ways. Put poverty behind you, and put al that pertains to it behind you, and “make good.”

Get rich; that is the best way you can help the poor.

And you cannot hold the mental image which is to make you rich if you fil your mind with pictures of poverty. Do not read books or papers which give circumstantial accounts of the wretchedness of the tenement dwelers, of the horors of child labor, and so on. Do not read anything which fils your mind with gloomy images of want and sufering.

You cannot help the poor in the least by knowing about these things; and the wide-spread knowledge of them does not tend at al to do away with poverty.

What tends to do away with poverty is not the geting of pictures of poverty into your mind, but geting pictures of wealth into the minds of the poor.

You are not deserting the poor in their misery when you refuse to alow your mind to be filed with pictures of that misery.

Poverty can be done away with, not by increasing the number of wel to do people who think about poverty, but by increasing the number of poor people who purpose with faith to get rich.

The poor do not need charity; they need inspiration. Charity only sends them a loaf of bread to keep them alive in their wretchedness, or gives them an entertainment to make them forget for an hour or two; but inspiration wil cause them to rise out of their misery. If you want to help the poor, demonstrate to them that they can become rich; prove it by geting rich yourself.

The only way in which poverty wil ever be banished from this world is by geting a large and constantly increasing number of people to practice the teachings of this book.

People must be taught to become rich by creation, not by competition.

Every man who becomes rich by competition throws down behind him the ladder by which he rises, and keeps others down; but every man who gets rich by creation opens a way for thousands to folow him, and inspires them to do so.

You are not showing hardness of heart or an unfeeling disposition when you refuse to pity poverty, see poverty, read about poverty, or think or talk about it, or to listen to those who do talk about it. Use your wil power to keep your mind OFF the subject of poverty, and to keep it fixed with faith and purpose ON the vision of what you want.

Further Use of the Wil.

YOU cannot retain a true and clear vision of wealth if you are constantly turning your atention to opposing pictures, whether they be external or imaginary.

Do not tel of your past troubles of a financial nature, if you have had them. Do not think of them at al. Do not tel of the poverty of your parents, or the hardships of your early life; to do any of these things is to mentaly class yourself with the poor for the time being, and it wil certainly check the movement of things in your direction.

“Let the dead bury their dead,” as Jesus said.

Put poverty and al things that pertain to poverty completely behind you.

You have accepted a certain theory of the universe as being correct, and are resting al your hopes of happiness on its being correct; and what can you gain by giving heed to conflicting theories?

Do not read religious books which tel you that the world is soon coming to an end; and do not read the writing of muckrakers and pessimistic philosophers who tel you that it is going to the devil.

The world is not going to the devil; it is going to God.

It is wonderful Becoming.

True, there may be a good many things in existing conditions which are disagreeable; but what is the use of studying them when they are certainly passing away, and when the study of them only tends to check their passing and keep them with us? Why give time and atention to things which are being removed by evolutionary growth, when you can hasten their removal only by promoting the evolutionary growth as far as your part of it goes?

No mater how horrible in seeming may be the conditions in certain countries, sections, or places, you waste your time and destroy your own chances by considering them.

You should interest yourself in the world’s becoming rich.

Think of the riches the world is coming into, instead of the poverty it is growing out of; and bear in mind that the only way in which you can assist the world in growing rich is by growing rich yourself through the creative method — not the competitive one.

Give your atention wholy to riches; ignore poverty.

Whenever you think or speak of those who are poor, think and speak of them as those who are becoming rich; as those who are to be congratulated rather than pitied. Then they and others wil catch the inspiration, and begin to search for the way out.

Because I say that you are to give your whole time and mind and thought to riches, it does not folow that you are to be sordid or mean.

To become realy rich is the noblest aim you can have in life, for it includes everything else.

On the competitive plane, the struggle to get rich is a Godless scramble for power over other men; but when we come into the creative mind, al this is changed.

Al that is possible in the way of greatness and soul unfoldment, of service and lofty endeavor, comes by way of geting rich; al is made possible by the use of things.

If you lack for physical health, you wil find that the atainment of it is conditional on your getting rich.

Only those who are emancipated from financial worry, and who have the means to live a care-free existence and folow hygienic practices, can have and retain health.

Moral and spiritual greatness is possible only to those who are above the competitive batle for existence; and only those who are becoming rich on the plane of creative thought are free from the degrading influences of competition. If your heart is set on domestic happiness, remember that love flourishes best where there is refinement, a high level of thought, and freedom from corrupting influences; and these are to be found only where riches are atained by the exercise of creative thought, without strife or rivalry.

You can aim at nothing so great or noble, I repeat, as to become rich; and you must fix your atention upon your mental picture of riches, to the exclusion of al that may tend to dim or obscure the vision.

You must learn to see the underlying TRUTH in al things; you must see beneath al seemingly wrong conditions, the Great One Life ever moving forward toward fuler expression and more complete happiness.

It is the truth that there is no such thing as poverty; that there is only wealth.

Some people remain in poverty because they are ignorant of the fact that there is wealth for them; and these can best be taught by showing them the way to affluence in your own person and practice.

Others are poor because, while they feel that there is a way out, they are too intelectually indolent to put forth the mental effort necessary to find that way and travel by it; and for these the very best thing you can do is to arouse their desire by showing them the happiness that comes from being rightly rich.

Others stil are poor because, while they have some notion of science, they have become so swamped and lost in the maze of metaphysical and occult theories that they do not know which road to take. They try a mixture of many systems and fail in al. For these, again, the very best thing to do is to show the right way in your own person and practice; an ounce of doing things is worth a pound of theorizing.

The very best thing you can do for the whole world is to make the most of yourself.

You can serve God and man in no more effective way than by geting rich; that is, if you get rich by the creative method and not by the competitive one.

Another thing. We assert that this book gives in detail the principles of the science of geting rich; and if that is true, you do not need to read any other book upon the subject. This may sound narow and egotistical, but consider: there is no more scientific method of computation in mathematics than by addition, subtraction, multiplication, and division; no other method is possible. There can be but one shortest distance between two points. There is only one way to think scientificaly, and that is to think in the way that leads by the most direct and simple route to the goal. No man has yet formulated a briefer or less complex “system” than the one set forth herein; it has been stripped of al non-essentials. When you commence on this, lay al others aside; put them out of your mind altogether.

Read this book every day; keep it with you; commit it to memory, and do not think about other “systems” and theories. If you do, you wil begin to have doubts, and to be uncertain and wavering in your thought; and then you wil begin to make failures.

After you have made good and become rich, you may study other systems as much as you please; but until you are quite sure that you have gained what you want, do not read anything on this line but this book, unless it be the authors mentioned in the Preface.

And read only the most optimistic comments on the world’s news; those in harmony with your picture.

Also, postpone your investigations into the occult. Do not dabble in theosophy, Spiritualism, or kindred studies. It is very likely that the dead stil live, and are near; but if they are, let
them alone; mind your own business.

Wherever the spirits of the dead may be, they have their own work to do, and their own problems to solve; and we have no right to interfere with them. We cannot help them, and it is very doubtful whether they can help us, or whether we have any right to trespass upon their time if they can. Let the dead and the hereafter alone, and solve your own problem; get rich. If you begin to mix with the occult, you wil start mental cross-currents which wil surely bring your hopes to shipwreck. Now, this and the preceding chapters have brought us to the folowing statement of basic facts:

There is a thinking stuf from which al things are made, and which, in its original state, permeates, penetrates, and fils the interspaces of the universe.

A thought, in this substance, produces the thing that is imaged by the thought.

Man can form things in his thought, and, by impressing his thought upon formless substance, can cause the thing he thinks about to be created.

In order to do this, man must pass from the competitive to the creative mind; he must form a clear mental picture of the things he wants, and hold this picture in his thoughts with the fixed PURPOSE to get what he wants, and the unwavering FAITH that he does get what he wants, closing his mind against al that may tend to shake his purpose, dim his vision, or quench his faith.

And in addition to al this, we shal now see that he must live and act in a Certain Way.

Acting in the Certain Way.

THOUGHT is the creative power, or the impeling force which causes the creative power to act; thinking in a Certain Way wil bring riches to you, but you must not rely upon thought alone, paying no atention to personal action. That is the rock upon which many otherwise scientific metaphysical thinkers meet shipwreck – the failure to connect thought with personal action.

We have not yet reached the stage of development, even supposing such a stage to be possible, in which man can create directly from Formless Substance without nature’s processes or the work of human hands; man must not only think, but his personal action must supplement his thought.

By thought you can cause the gold in the hearts of the mountains to be impeled toward you; but it wil not mine itself, refine itself, coin itself into double eagles, and come roling along the roads seeking its way into your pocket.

Under the impeling power of the Supreme Spirit, men’s affairs wil be so ordered that some one wil be led to mine the gold for you; other men’s business transactions wil be so directed that the gold wil be brought toward you, and you must so arrange your own business affairs that you may be able to receive it when it comes to you. Your thought makes al things, animate and inanimate, work to bring you what you want; but your personal activity must be such that you can rightly receive what you want when it reaches you. You are not to take it as charity, nor to steal it; you must give every man more in use value than he gives you in cash value.

The scientific use of thought consists in forming a clear and distinct mental image of what you want; in holding fast to the purpose to get what you want; and in realizing with grateful faith that you do get what you want.

Do not try to ‘project’ your thought in any mysterious or occult way, with the idea of having it go out and do things for you; that is wasted effort, and wil weaken your power to think with sanity.

The action of thought in geting rich is fuly explained in the preceding chapters; your faith and purpose positively impress your vision upon Formless Substance, which has THE SAME DESIRE FOR MORE LIFE THAT YOU HAVE; and this vision, received from you, sets al the creative forces at work IN AND THROUGH THEIR REGULAR CHANNELS OF ACTION, but directed toward you.

It is not your part to guide or supervise the creative process; al you have to do with that is to retain your vision, stick to your purpose, and maintain your faith and gratitude.

But you must act in a Certain Way, so that you can appropriate what is yours when it comes to you; so that you can meet the things you have in your picture, and put them in their proper places as they arrive.

You can realy see the truth of this. When things reach you, they wil be in the hands of other men, who wil ask an equivalent for them.

And you can only get what is yours by giving the other man what is his.

Your pocketbook is not going to be transformed into a Fortunata’s purse, which shal be always ful of money without effort on your part.

This is the crucial point in the science of geting rich; right here, where thought and personal action must be combined. There are very many people who, consciously or unconsciously, set the creative forces in action by the strength and persistence of their desires, but who remain poor because they do not provide for the reception of the thing they want when it comes.

By thought, the thing you want is brought to you; by action you receive it.

Whatever your action is to be, it is evident that you must act NOW. You cannot act in the past, and it is essential to the clearness of your mental vision that you dismiss the past from your mind. You cannot act in the future, for the future is not here yet. And you cannot tel how you wil want to act in any future contingency until that contingency has arived.

Because you are not in the right business, or the right environment now, do not think that you must postpone action until you get into the right business or environment. And do not spend time in the present taking thought as to the best course in possible future emergencies; have faith in your ability to meet any emergency when it arives.

If you act in the present with your mind on the future, your present action wil be with a divided mind, and wil not be effective.

Put your whole mind into present action.

Do not give your creative impulse to Original Substance, and then sit down and wait for results; if you do, you wil never get them. Act now. There is never any time but now, and there never wil be any time but now. If you are ever to begin to make ready for the reception of what you want, you must begin now.

And your action, whatever it is, must most likely be in your present business or employment, and must be upon the persons and things in your present environment.

You cannot act where you are not; you cannot act where you have been, and you cannot act where you are going to be; you can act only where you are.

Do not bother as to whether yesterday’s work was wel done or il done; do to-day’s work wel.

Do not try to do tomorrow’s work now; there wil be plenty of time to do that when you get to it.

Do not try, by occult or mystical means, to act on people or things that are out of your reach.

Do not wait for a change of environment, before you act; get a change of environment by action.

You can so act upon the environment in which you are now, as to cause yourself to be transferred to a beter environment.

Hold with faith and purpose the vision of yourself in the beter environment, but act upon your present environment with al your heart, and with al your strength, and with al your mind.

Do not spend any time in day dreaming or castle building; hold to the one vision of what you want, and act NOW.

Do not cast about seeking some new thing to do, or some strange, unusual, or remarkable action to perform as a first step toward geting rich. It is probable that your actions, at least for some time to come, wil be those you have been performing for some time past; but you are to begin now to perform these actions in the Certain Way, which wil surely make you rich.

If you are engaged in some business, and feel that it is not the right one for you, do not wait until you get into the right business before you begin to act.

Do not feel discouraged, or sit down and lament because you are misplaced. No man was ever so misplaced but that he could not find the right place, and no man ever became so involved in the wrong business but that he could get into the right business.

Hold the vision of yourself in the right business, with the purpose to get into it, and the faith that you wil get into it, and are geting into it; but ACT in your present business. Use your present business as the means of geting a beter one, and use your present environment as the means of geting into a beter one. Your vision of the right business, if held with faith and purpose, wil cause the Supreme to move the right business toward you; and your action, if performed in the Certain Way, wil cause you to move toward the business.

If you are an employee, or wage earner, and feel that you must change places in order to get what you want, do not ‘project” your thought into space and rely upon it to get you another job. It wil probably fail to do so.

Hold the vision of yourself in the job you want, while you ACT with faith and purpose on the job you have, and you wil certainly get the job you want.

Your vision and faith wil set the creative force in motion to bring it toward you, and your action wil cause the forces in your own environment to move you toward the place you want. In closing this chapter, we wil add another statement to our sylabus:-

There is a thinking stuf from which al things are made, and which, in its original state, permeates, penetrates, and fils the interspaces of the universe.

A thought, in this substance, produces the thing that is imaged by the thought.

Man can form things in his thought, and, by impressing his thought upon formless substance, can cause the thing he thinks about to be created.

In order to do this, man must pass from the competitive to the creative mind; he must form a clear mental picture of the things he wants, and hold this picture in his thoughts with the fixed PURPOSE to get what he wants, and the unwavering FAITH that he does get what he wants, closing his mind to al that may tend to shake his purpose, dim his vision, or quench his faith.

That he may receive what he wants when it comes, man must act NOW upon the people and things in his present environment.

Eficient Action.

YOU must use your thought as directed in previous chapters, and begin to do what you can do where you are; and you must do ALL that you can do where you are.

You can advance only be being larger than your present place; and no man is larger than his present place who leaves undone any of the work pertaining to that place.

The world is advanced only by those who more than fil their present places.

If no man quite filed his present place, you can see that there must be a going backward in everything. Those who do not quite fil their present places are dead weight upon society, government, commerce, and industry; they must be carried along by others at a great expense. The progress of the world is retarded only by those who do not fil the places they are holding; they belong to a former age and a lower stage or plane of life, and their tendency is toward degeneration. No society could advance if every man was smaler than his place; social evolution is guided by the law of physical and mental evolution. In the animal world, evolution is caused by excess of life.

When an organism has more life than can be expressed in the functions of its own plane, it develops the organs of a higher plane, and a new species is originated.

There never would have been new species had there not been organisms which more than filed their places. The law is exactly the same for you; your geting rich depends upon your applying this principle to your own afairs.

Every day is either a successful day or a day of failure; and it is the successful days which get you what you want. If everyday is a failure, you can never get rich; while if every day is a success, you cannot fail to get rich.

If there is something that may be done today, and you do not do it, you have failed in so far as that thing is concerned; and the consequences may be more disastrous than you imagine.

You cannot foresee the results of even the most trivial act; you do not know the workings of al the forces that have been set moving in your behalf. Much may be depending on your doing some simple act; it may be the very thing which is to open the door of opportunity to very great possibilities. You can never know al the combinations which Supreme Inteligence is making for you in the world of things and of human affairs; your neglect or failure to do some smal thing may cause a long delay in geting what you want.

Do, every day, ALL that can be done that day.

There is, however, a limitation or qualification of the above that you must take into account.

You are not to overwork, nor to rush blindly into your business in the effort to do the greatest possible number of things in the shortest possible time.

You are not to try to do tomorrow’s work today, nor to do a week’s work in a day.

It is realy not the number of things you do, but the EFFICIENCY of each separate action that counts.

Every act is, in itself, either a success or a failure.

Every act is, in itself, either effective or ineficient.

Every inefficient act is a failure, and if you spend your life in doing inefficient acts, your whole life wil be a failure.

The more things you do, the worse for you, if al your acts are ineficient ones.

On the other hand, every efficient act is a success in itself, and if every act of your life is an efficient one, your whole life MUST be a success.

The cause of failure is doing too many things in an ineficient manner, and not doing enough things in an efficient manner.

You wil see that it is a self-evident proposition that if you do not do any inefficient acts, and if you do a sufficient number of efficient acts, you wil become rich. If, now, it is possible for you to make each act an efficient one, you see again that the geting of riches is reduced to an exact science, like mathematics.

The mater turns, then, on the question as to whether you can make each separate act a success in itself. And this you can certainly do.

You can make each act a success, because ALL Power is working with you; and ALL Power cannot fail.

Power is at your service; and to make each act eficient you have only to put power into it.

Every action is either strong or weak; and when every one is strong, you are acting in the Certain Way which wil make you rich.

Every act can be made strong and efficient by holding your vision while you are doing it, and puting the whole power of your FAITH and PURPOSE into it.

It is at this point that the people fail who separate mental power from personal action. They use the power of mind in one place and at one time, and they act in another pace and at another time. So their acts are not successful in themselves; too many of them are inefficient. But if ALL Power goes into every act, no mater how commonplace, every act wil be a success in itself; and as in the nature of things every success opens the way to other successes, your progress toward what you want, and the progress of what you want toward you, wil become increasingly rapid.

Remember that successful action is cumulative in its results. Since the desire for more life is inherent in al things, when a man begins to move toward larger life, more things atach themselves to him, and the influence of his desire is multiplied.

Do, every day, al that you can do that day, and do each act in an eficient manner.

In saying that, you must hold your vision while you are doing each act, however trivial or commonplace, I do not mean to say that it is necessary at al times to see the vision distinctly to its smalest details. It should be the work of your leisure hours to use your imagination on the details of your vision, and to contemplate them until they are firmly fixed upon memory. If you wish speedy results, spend practicaly al your spare time in this practice.

By continuous contemplation you wil get the picture of what you want, even to the smalest details, so firmly fixed upon your mind, and so completely transferred to the mind of Formless Substance, that in your working hours you need only to mentaly refer to the picture to stimulate your faith and purpose, and cause your best effort to be put forth. Contemplate your picture in your leisure hours until your consciousness is so ful of it that you can grasp it instantly. You wil become so enthused with its bright promises that the mere thought of it wil cal forth the strongest energies of your whole being.

Let us again repeat our sylabus, and by slightly changing the closing statements bring it to the point we have now reached.

There is a thinking stuf from which al things are made, and which, in its original state, permeates, penetrates, and fils the interspaces of the universe.

A thought, in this substance, produces the thing that is imaged by the thought.

Man can form things in his thought, and, by impressing his thought upon formless substance, can cause the thing he thinks about to be created.

In order to do this, man must pass from the competitive to the creative mind; he must form a clear mental picture of the things he wants, and do, with faith and purpose, al that can be done each day, doing each separate thing in an eficient manner.

Geting into the Right Business.

SUCCESS, in any particular business, depends for one thing upon your possessing in a wel-developed state the faculties required in that business.

Without good musical faculty no one can succeed as a teacher of music; without wel-developed mechanical faculties no one can achieve great success in any of the mechanical trades; without tact and the commercial faculties no one can succeed in mercantile pursuits. But to possess in a wel-developed state the faculties required in your particular vocation does not insure geting rich. There are musicians who have remarkable talent, and who yet remain poor; there are blacksmiths, carpenters, and so on who have excelent mechanical ability, but who do not get rich; and there are merchants with good faculties for dealing with men who nevertheless fail.

The different faculties are tools; it is essential to have good tools, but it is also essential that the tools should be used in the Right Way. One man can take a sharp saw, a square, a good plane, and so on, and build a handsome article of furniture; another man can take the same tools and set to work to duplicate the article, but his production will be a botch. He does not know how to use good tools in a successful way.

The various faculties of your mind are the tools with which you must do the work which is to make you rich; it wil be easier for you to succeed if you get into a business for which you are wel equipped with mental tools.

Generaly speaking, you wil do best in that business which wil use your strongest faculties; the one for which you are naturaly “best fited.” But there are limitations to this statement, also. No man should regard his vocation as being irrevocably fixed by the tendencies with which he was born.

You can get rich in ANY business, for if you have not the right talent, you can develop that talent; it merely means that you wil have to make your tools as you go along, instead of confining yourself to the use of those with which you were born. It wil be EASIER for you to succeed in a vocation for which you already have the talents in a wel-developed state; but you CAN succeed in any vocation, for you can develop any rudimentary talent, and there is no talent of which you have not at least the rudiment.

You wil get rich most easily, in point of fact, if you do that for which you are best fited; but you wil get rich most satisfactorily if you do that which you WANT to do.

Doing what you want to do is life; and there is no real satisfaction in living if we are compeled to be forever doing something which we do not like to do, and can never do what we want to do. And it is certain that you can do what you want to do; the desire to do it is proof that you have within you the power which can do it.

Desire is a manifestation of power.

The desire to play music is the power which can play music seeking expression and development; the desire to invent mechanical devices is the mechanical talent seeking expression and development.

Where there is no power, either developed or undeveloped, to do a thing, there is never any desire to do that thing; and where there is strong desire to do a thing, it is certain proof that the power to do it is strong, and only requires to be developed and applied in the Right Way.

Al things else being equal, it is best to select the business for which you have the best developed talent; but if you have a strong desire to engage in any particular line of work, you should select that work as the ultimate end at which you aim.

You can do what you want to do, and it is your right and privilege to folow the business or avocation which wil be most congenial and pleasant.

You are not obliged to do what you do not like to do, and should not do it except as a means to bring you to the doing of the thing you want to do.

If there are past mistakes whose consequences have placed you in an undesirable business or environment, you may be obliged for some time to do what you do not like to do; but you can make the doing of it pleasant by knowing that it is making it possible for you to come to the doing of what you want to do.

If you feel that you are not in the right vocation, do not act too hastily in trying to get into another one. The best way, generaly, to change business or environment is by growth.

Do not be afraid to make a sudden and radical change if the opportunity is presented, and if you feel after careful consideration that it is the right opportunity; but never take sudden or radical action when you are in doubt as to the wisdom of doing so.

There is never any hury on the creative plane; and there is no lack of opportunity.

When you get out of the competitive mind you wil understand that you never need to act hastily. No one else is going to beat you to the thing you want to do; there is enough for al. If one space is taken, another and a beter one wil be opened for you a litle farther on; there is plenty of time. When you are in doubt, wait. Fal back on the contemplation of your vision, and increase your faith and purpose; and by al means, in times of doubt and indecision, cultivate gratitude.

A day or two spent in contemplating the vision of what you want, and in earnest thanksgiving that you are geting it, wil bring your mind into such close relationship with the Supreme that you wil make no mistake when you do act.

There is a mind which knows al there is to know; and you can come into close unity with this mind by faith and the purpose to advance in life, if you have deep gratitude.

Mistakes come from acting hastily, or from acting in fear or doubt, or in forgetfulness of the Right Motive, which is more life to al, and less to none.

As you go on in the Certain Way, opportunities wil come to you in increasing number; and you wil need to be very steady in your faith and purpose, and to keep in close touch with the Al Mind by reverent gratitude.

Do al that you can do in a perfect manner every day, but do it without haste, wory, or fear. Go as fast as you can, but never hury.

Remember that in the moment you begin to hurry, you cease to be a creator and become a competitor; you drop back upon the old plane again.

Whenever you find yourself hurying, cal a halt; fix your atention on the mental image of the thing you want, and begin to give thanks that you are geting it. The exercise of GRATITUDE wil never fail to strengthen your faith and renew your purpose.

The Impression of Increase.

WHETHER you change your vocation or not, your actions for the present must be those pertaining to the business in which you are now engaged.

You can get into the business you want by making constructive use of the business you are already established in; by doing your daily work in a Certain Way.

And in so far as your business consists in dealing with other men, whether personaly or by leter, the key-thought of al your efforts must be to convey to their minds the impression of
increase.

Increase is what al men and al women are seeking; it is the urge of the Formless Inteligence within them, seeking fuler expression.

The desire for increase is inherent in al nature; it is the fundamental impulse of the universe. Al human activities are based on the desire for increase; people are seeking more food, more clothes, beter shelter, more luxury, more beauty, more knowledge, more pleasure – increase in something, more life.

Every living thing is under this necessity for continuous advancement; where increase of life ceases, dissolution and death set in at once.

Man instinctively knows this, and hence he is forever seeking more. This law of perpetual increase is set forth by Jesus in the parable of the talents; only those who gain more retain any; from him who hath not shal be taken away even that which he hath.

The normal desire for increased wealth is not an evil or a reprehensible thing; it is simply the desire for more abundant life; it is aspiration.

And because it is the deepest instinct of their natures, al men and women are atracted to him who can give them more of the means of life.

In folowing the Certain Way as described in the foregoing pages, you are geting continuous increase for yourself, and you are giving it to al with whom you deal.

You are a creative center, from which increase is given of to al.

Be sure of this, and convey assurance of the fact to every man, woman, and child with whom you come in contact. No mater how smal the transaction, even if it be only the seling of a stick of candy to a litle child, put into it the thought of increase, and make sure that the customer is impressed with the thought.

Convey the impression of advancement with everything you do, so that al people shal receive the impression that you are an Advancing Person, and that you advance al who deal with you. Even to the people whom you meet in a social way, without any thought of business, and to whom you do not try to sel anything, give the thought of increase.

You can convey this impression by holding the unshakable faith that you, yourself, are in the Way of Increase; and by leting this faith inspire, fil, and permeate every action.

Do everything that you do in the firm conviction that you are an advancing personality, and that you are giving advancement to everybody.

Feel that you are geting rich, and that in so doing you are making others rich, and conferring benefits on al.

Do not boast or brag of your success, or talk about it unnecessarily; true faith is never boastful.

Wherever you find a boastful person, you find one who is secretly doubtful and afraid. Simply feel the faith, and let it work out in every transaction; let every act and tone and look express the quiet assurance that you are geting rich; that you are already rich. Words wil not be necessary to communicate this feeling to others; they wil feel the sense of increase when in your presence, and wil be atracted to you again.

You must so impress others that they wil feel that in associating with you they wil get increase for themselves. See that you give them a use value greater than the cash value you are taking from them.

Take an honest pride in doing this, and let everybody know it; and you wil have no lack of customers. People wil go where they are given increase; and the Supreme, which desires increase in al, and which knows al, wil move toward you men and women who have never heard of you. Your business wil increase rapidly, and you wil be surprised at the unexpected benefits which wil come to you. You wil be able from day to day to make larger combinations, secure greater advantages, and to go on into a more congenial vocation if you desire to do so.

But doing al this, you must never lose sight of your vision of what you want, or your faith and purpose to get what you want.

Let me here give you another word of caution in regard to motives.

Beware of the insidious temptation to seek for power over other men.

Nothing is so pleasant to the unformed or partialy developed mind as the exercise of power or dominion over others. The desire to rule for selfish gratification has been the curse of the world. For countless ages kings and lords have drenched the earth with blood in their batles to extend their dominions; this not to seek more life for al, but to get more power for themselves.

To-day, the main motive in the business and industrial world is the same; men marshal their armies of dolars, and lay waste the lives and hearts of milions in the same mad scramble for power over others. Commercial kings, like political kings, are inspired by the lust for power.

Jesus saw in this desire for mastery the moving impulse of that evil world He sought to overthrow. Read the twenty-third chapter of Mathew, and see how He pictures the lust of the Pharisees to be caled “Master,” to sit in the high places, to domineer over others, and to lay burdens on the backs of the less fortunate; and note how He compares this lust for dominion with the brotherly seeking for the Common Good to which He cals His disciples.

Look out for the temptation to seek for authority, to become a “master,” to be considered as one who is above the common herd, to impress others by lavish display, and so on.

The mind that seeks for mastery over others is the competitive mind; and the competitive mind is not the creative one. In order to master your environment and your destiny, it is not at al necessary that you should rule over your felow men and indeed, when you fal into the world’s struggle for the high places, you begin to be conquered by fate and environment, and your geting rich becomes a mater of chance and speculation.

Beware of the competitive mind!! No beter statement of the principle of creative action can be formulated than the favorite declaration of the late “Golden Rule” Jones of Toledo: “What I want for myself, I want for everybody.”

The Advancing Man.

WHAT I have said in the last chapter applies as wel to the professional man and the wage-earner as to the man who is engaged in mercantile business.

No mater whether you are a physician, a teacher, or a clergyman, if you can give increase of life to others and make them sensible of the fact, they wil be atracted to you, and you wil get rich. The physician who holds the vision of himself as a great and successful healer, and who works toward the complete realization of that vision with faith and purpose, as described in former chapters, wil come into such close touch with the Source of Life that he wil be phenomenaly successful; patients wil come to him in throngs.

No one has a greater opportunity to cary into effect the teaching of this book than the practitioner of medicine; it does not mater to which of the various schools he may belong, for the principle of healing is common to al of them, and may be reached by al alike. The Advancing Man in medicine, who holds to a clear mental image of himself as successful, and who obeys the laws of faith, purpose, and gratitude, wil cure every curable case he undertakes, no mater what remedies he may use.

In the field of religion, the world cries out for the clergyman who can teach his hearers the true science of abundant life. He who masters the details of the science of geting rich, together with the alied sciences of being wel, of being great, and of winning love, and who teaches these details from the pulpit, wil never lack for a congregation. This is the gospel that the world needs; it wil give increase of life, and men wil hear it gladly, and wil give liberal support to the man who brings it to them.

What is now needed is a demonstration of the science of life from the pulpit. We want preachers who can not only tel us how, but who in their own persons wil show us how. We need the preacher who wil himself be rich, healthy, great, and beloved, to teach us how to atain to these things; and when he comes he wil find a numerous and loyal folowing.

The same is true of the teacher who can inspire the children with the faith and purpose of the advancing life. He wil never be “out of a job.” And any teacher who has this faith and purpose can give it to his pupils; he cannot help giving it to them if it is part of his own life and practice.

What is true of the teacher, preacher, and physician is true of the lawyer, dentist, real estate man, insurance agent — of everybody.

The combined mental and personal action I have described is infalible; it cannot fail. Every man and woman who folows these instructions steadily, perseveringly, and to the leter, wil get rich. The law of the Increase of Life is as mathematicaly certain in its operation as the law of gravitation; geting rich is an exact science.

The wage-earner wil find this as true of his case as of any of the others mentioned. Do not feel that you have no chance to get rich because you are working where there is no visible opportunity for advancement, where wages are smal and the cost of living high. Form your clear mental vision of what you want, and begin to act with faith and purpose.

Do al the work you can do, every day, and do each piece of work in a perfectly successful manner; put the power of success, and the purpose to get rich, into everything that you do.

But do not do this merely with the idea of curying favor with your employer, in the hope that he, or those above you, wil see your good work and advance you; it is not likely that they wil do so.

The man who is merely a “good” workman, filing his place to the very best of his ability, and satisfied with that, is valuable to his employer; and it is not to the employer’s interest to promote him; he is worth more where he is.

To secure advancement, something more is necessary than to be too large for your place.

The person who is certain to advance is the one who is too big for his place, and who has a clear concept of what he wants to be; who knows that he can become what he wants to be and who is determined to BE what he wants to be.

Do not try to more than fil your present place with a view to pleasing your employer; do it with the idea of advancing yourself. Hold the faith and purpose of increase during work hours, after work hours, and before work hours. Hold it in such a way that every person who comes in contact with you, whether foreman, felow workman, or social acquaintance, wil feel the power of purpose radiating from you; so that every one wil get the sense of advancement and increase from you. Men wil be atracted to you, and if there is no possibility for advancement in your present job, you wil very soon see an opportunity to take another job.

There is a Power which never fails to present opportunity to the Advancing Man who is moving in obedience to law.

God cannot help helping you, if you act in a Certain Way; He must do so in order to help Himself.

There is nothing in your circumstances or in the industrial situation that can keep you down. If you cannot get rich working for the steel trust, you can get rich on a ten-acre farm; and if you begin to move in the Certain Way, you wil certainly escape from the “clutches” of the steel trust and get on to the farm or wherever else you wish to be.

If a few thousands of its employees would enter upon the Certain Way, the steel trust would soon be in a bad plight; it would have to give its workingmen more opportunity, or go out of business. Nobody has to work for a trust; the trusts can keep men in so-caled hopeless conditions only so long as there are men who are too ignorant to know of the science of geting rich, or too intelectualy slothful to practise it.

Begin this way of thinking and acting, and your faith and purpose wil make you quick to see any opportunity to beter your condition.

Such opportunities wil speedily come, for the Supreme, working in Al, and working for you, wil bring them before you.

Do not wait for an opportunity to be al that you want to be; when an opportunity to be more than you are now is presented and you feel impeled toward it, take it. It wil be the first step toward a greater opportunity.

There is no such thing possible in this universe as a lack of opportunities for the man who is living the advancing life.

It is inherent in the constitution of the cosmos that al things shal be for him and work together for his good; and he must certainly get rich if he acts and thinks in the Certain Way. So let wage-earning men and women study this book with great care, and enter with confidence upon the course of action it prescribes; it wil not fail.

Some Cautions, and Concluding Observations.

MANY people wil scoff at the idea that there is an exact science of geting rich; holding the impression that the supply of wealth is limited, they wil insist that social and governmental institutions must be changed before even any considerable number of people can acquire a competence.

But this is not true.

It is true that existing governments keep the masses in poverty, but this is because the masses do not think and act in the Certain Way.

If the masses begin to move forward as suggested in this book, neither governments nor industrial systems can check them; al systems must be modified to accommodate the forward movement.

If the people have the Advancing Mind, have the Faith that they can become rich, and move forward with the fixed purpose to become rich, nothing can possibly keep them in poverty.

Individuals may enter upon the Certain Way at any time, and under any government, and make themselves rich; and when any considerable number of individuals do so under any government, they wil cause the system to be so modified as to open the way for others.

The more people who get rich on the competitive plane, the worse for others; the more who get rich on the creative plane, the beter for others.

The economic salvation of the masses can only be accomplished by geting a large number of people to practice the scientific method set down in this book, and become rich. These wil show others the way, and inspire them with a desire for real life, with the faith that it can be atained, and with the purpose to atain it.

For the present, however, it is enough to know that neither the government under which you live nor the capitalistic or competitive system of industry can keep you from geting rich. When you enter upon the creative plane of thought you wil rise above al these things and become a citizen of another kingdom.

But remember that your thought must be held upon the creative plane; you are never for an instant to be betrayed into regarding the supply as limited, or into acting on the moral level of competition.

Whenever you do fal into old ways of thought, correct yourself instantly; for when you are in the competitive mind, you have lost the cooperation of the Mind of the Whole.

Do not spend any time in planning as to how you wil meet possible emergencies in the future, except as the necessary policies may affect your actions today. You are concerned with doing today’s work in a perfectly successful manner, and not with emergencies which may arise tomorow; you can atend to them as they come.

Do not concern yourself with questions as to how you shal surmount obstacles which may loom upon your business horizon, unless you can see plainly that your course must be altered today in order to avoid them.

No mater how tremendous an obstruction may appear at a distance, you wil find that if you go on in the Certain Way it wil disappear as you approach it, or that a way over, though, or around it wil appear.

No possible combination of circumstances can defeat a man or woman who is proceeding to get rich along strictly scientific lines. No man or woman who obeys the law can fail to get rich, any more than one can multiply two by two and fail to get four.

Give no anxious thought to possible disasters, obstacles, panics, or unfavorable combinations of circumstances; it is time enough to meet such things when they present themselves before you in the immediate present, and you wil find that every dificulty carries with it the wherewithal for its overcoming.

Guard your speech. Never speak of yourself, your afairs, or of anything else in a discouraged or discouraging way.

Never admit the possibility of failure, or speak in a way that infers failure as a possibility.

Never speak of the times as being hard, or of business conditions as being doubtful. Times may be hard and business doubtful for those who are on the competitive plane, but they can never be so for you; you can create what you want, and you are above fear.

When others are having hard times and poor business, you wil find your greatest opportunities.

Train yourself to think of and to look upon the world as a something which is Becoming, which is growing; and to regard seeming evil as being only that which is undeveloped. Always speak in terms of advancement; to do otherwise is to deny your faith, and to deny your faith is to lose it.

Never alow yourself to feel disappointed. You may expect to have a certain thing at a certain time, and not get it at that time; and this wil appear to you like failure.

But if you hold to your faith you wil find that the failure is only apparent.

Go on in the certain way, and if you do not receive that thing, you wil receive something so much beter that you wil see that the seeming failure was realy a great success.

A student of this science had set his mind on making a certain business combination which seemed to him at the time to be very desirable, and he worked for some, weeks to bring it about. When the crucial time came, the thing failed in a perfectly inexplicable way; it was as if some unseen influence had been working secretly against him. He was not disappointed; on the contrary, he thanked God that his desire had been overruled, and went steadily on with a grateful mind. In a few weeks an opportunity so much beter came his way that he would not have made the first deal on any account; and he saw that a Mind which knew more than he knew had prevented him from losing the greater good by entangling himself with the lesser.

That is the way every seeming failure wil work out for you, if you keep your faith, hold to your purpose, have gratitude, and do, every day, al that can be done that day, doing each separate act in a successful manner.

When you make a failure, it is because you have not asked for enough; keep on, and a larger thing than you were seeking wil certainly come to you. Remember this.

You wil not fail because you lack the necessary talent to do what you wish to do. If you go on as I have directed, you wil develop al the talent that is necessary to the doing of your work.

It is not within the scope of this book to deal with the science of cultivating talent; but it is as certain and simple as the process of geting rich.

However, do not hesitate or waver for fear that when you come to any certain place you wil fail for lack of ability; keep right on, and when you come to that place, the ability wil be furnished to you. The same source of Ability which enabled the untaught Lincoln to do the greatest work in government ever accomplished by a single man is open to you; you may draw upon al the mind there is for wisdom to use in meeting the responsibilities which are laid upon you. Go on in ful faith.

Study this book. Make it your constant companion until you have mastered al the ideas contained in it. While you are geting firmly established in this faith, you wil do wel to give up most recreations and pleasure; and to stay away from places where ideas conflicting with these are advanced in lectures or sermons. Do not read pessimistic or conflicting literature, or get into arguments upon the mater. Do very litle reading, outside of the writers mentioned in the Preface. Spend most of your leisure time in contemplating your vision, and in cultivating gratitude, and in reading this book. It contains al you need to know of the science of geting rich; and you wil find al the essentials summed up in the folowing chapter.

Summary of the Science of Geting Rich.

THERE is a thinking stuf from which al things are made, and which, in its original state, permeates, penetrates, and fils the interspaces of the universe.

A thought in this substance produces the thing that is imaged by the thought.

Man can form things in his thought, and by impressing his thought upon formless substance can cause the thing he thinks about to be created.

In order to do this, man must pass from the competitive to the creative mind; otherwise he cannot be in harmony with the Formless Inteligence, which is always creative and never competitive in spirit.

Man may come into ful harmony with the Formless Substance by entertaining a lively and sincere gratitude for the blessings it bestows upon him. Gratitude unifies the mind of man with the inteligence of Substance, so that man’s thoughts are received by the Formless. Man can remain upon the creative plane only by uniting himself with the Formless Inteligence through a deep and continuous feeling of gratitude .

Man must form a clear and definite mental image of the things he wishes to have, to do, or to become; and he must hold this mental image in his thoughts, while being deeply grateful to the Supreme that al his desires are granted to him. The man who wishes to get rich must spend his leisure hours in contemplating his Vision, and in earnest thanksgiving that the reality is being given to him. Too much stress cannot be laid on the importance of frequent contemplation of the mental image, coupled with unwavering faith and devout gratitude. This is the process by which the impression is given to the Formless, and the creative
forces set in motion.

The creative energy works through the established channels of natural growth, and of the industrial and social order. Al that is included in his mental image wil surely be brought to the man who folows the instructions given above, and whose faith does not waver. What he wants wil come to him through the ways of established trade and commerce.

In order to receive his own when it shal comse to him, man must be active; and this activity can only consist in more than filing his present place. He must keep in mind the Purpose to get rich through the realization of his mental image. And he must do, every day, al that can be done that day, taking care to do each act in a successful manner. He must give to every man a use value in excess of the cash value he receives, so that each transaction makes for more life; and he must so hold the Advancing Thought that the impression of increase wil be communicated to al with whom he comes in contact. The men and women who practice the foregoing instructions wil certainly get rich; and the riches they receive wil be in exact proportion to the definiteness of their vision, the fixity of their purpose, the steadiness of their faith, and the depth of their gratitude.

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Your Job Search and Future Prospects Will Be Determined by the Company You Keep

What You Will Learn

  • The company you keep will inevitably be a major cause of success or failure in your career and life.
  • Unethical people can repeatedly injure your progress – you need to distance yourself from it.
  • You need to be aware of and understand the people you deal with, to protect yourself from those who could taint you and drag you down.

I have had the most unusual series of interviews over the past few weeks. Yesterday I interviewed a woman who came in smelling like alcohol–to such an extent that my eyes were watering. I asked her about her record and she told me that she had a DUI but that it was “all that was behind her now.” She then wanted to make sure that this was not something that would “prejudice me” against hiring her. I must admit that since I was interviewing this woman for a job that involved a lot of driving it sure as hell did prejudice me.

Earlier in the week I was interviewing a guy and I just started to get a bad feeling while talking to him. Something looked off about him and I just sort of blurted out: “Have you ever been to prison?”

“Well, if you must know …” he began. He then told me that he had just finished serving four years in a federal prison for some incredibly complicated crime involving computers, wire transfers, Pakistanis and the Taliban. It took him at least 20 minutes to explain his story and I had no idea what he was talking about at around 3 minutes in. None of these items were on his résumé; I can assure you I would have remembered it if they were. There was just a time gap there that went unexplained–until I inquired.

“I hope this will not prejudice you against hiring me,” he also said. Of course it did.

No company in its right mind would hire these people and give them a second chance. You might ask: How do I know this? Well, around a decade ago, I used to be the type of employer who took in lots of lost sheep like this, to give them second chances (I have hired two drunk drivers before), and in every single instance these people repeated some sort of indiscretion once hired. The person who hires these people will likely be making a big mistake.

For years I have had the annoying habit of grinding my teeth when I go to sleep. It is not something that actually wakes me up, or bothers my wife; however, over the course of my life it has resulted in some of my teeth being flatter than others. I have a mouth guard for this, which I wear when I sleep, but I guess it is something that I do during the day as well.

A couple of years ago I was at the dentist and he recommended I go see a periodontist to potentially reset my jaw to stop me from grinding my teeth. When he told me the periodontist might have to break my jaw my ears really perked up, and I decided that this was something I needed to investigate. I suddenly had images of a guy in a lab coat rolling up his sleeves while he hauled me off, punching me in the jaw until the bones finally broke. I was not in any sense excited about undergoing this process, mind you; I just thought I should investigate and see what the concept was all about.

I have no idea how I found my dentist, but he is really uptight and detail oriented. He used to walk by my office at the same time every day and his entire office was a model of organization, detail and sterility. He was obviously cut out for this sort of thing. As I was standing there to pay for a tooth cleaning session, in perfect hand writing he wrote down the name of a couple of guys who he said would do a good job of breaking my jaw.

“Which person is better?” I asked.

“I’m afraid I cannot tell you that,” he said very sternly but in a way that remained friendly.

For the next few minutes I stood there trying to deduce through a series of questions which one he thought was better. I really trusted his opinion since he was so uptight and anal. It looked like he probably spent at least 10 minutes shining his shoes every morning. Looking at him I also could not imagine how his dry cleaner could possibly work with so much starch. You could probably break his shirts in half. Finally, I hit on something:

“Why did you put this guy first? It looks like his name would not be alphabetical,” I said.

“Well, I am not sure why I did that….It must be an error.”

“Logically, the rest of these guys are in alphabetical order. Additionally, you must realize that I would probably call the first guy on this list.”

So I called the first guy on the list per my dentist’s recommendation. Unlike my dentist who I generally had to wait six to eight weeks to see, this guy’s appointment scheduler invited me to come right over.

“I have this afternoon at 2:00, 3:30 and 4:00,” she said the first time I called. I scheduled an appointment for the very next day. When I got to the periodontist’s office I was really surprised by how nice it was. The furniture and the entire surrounding made for about the nicest dentist office I had ever seen. Naturally, my immediate thought when I saw this was that my procedure was going to be pretty expensive.

The doctor called me in. He walked right in to greet me as I found myself a seat. I noticed that his teeth were the whitest things I had ever seen, but they were also pretty crooked. I would learn later from one of his dental assistants that he had purchased a whitening machine few years ago for several thousand dollars and he would have his staff use it regularly on his teeth. It seemed to be working really well; his teeth were so white I could barely believe it. An assistant took some x-rays of my mouth and jaw, and then I sat waiting for 25 minutes. When the doctor finally returned he told me that my back teeth were ground down and that he was going to need to take some impressions. 10 minutes later I was sitting there having all of my teeth imprinted on wax, my mouth filled with these God-awful metal trays. I was then instructed to set an appointment to return to have my jaw fixed–in a few weeks. When I got to the front desk the receptionist asked me for a credit card and told me she would be charging me $1,000 today and would be putting this money towards the final bill. I did not ask any questions about what was going to happen from there on out, and should have paid a lot more attention than I did.

A few days before my appointment the doctor’s office called to confirm the appointment. I started asking questions at that point. Then they told me to bring $4,900 along with me.

“What are you going to do, break my jaw? That seems like a lot of money to break my jaw.” I said.

“No, we are going to file down some of your teeth and install temporary crowns and then take impressions before ordering the permanents.”

“New teeth? I am not interested in that. I am going to have to think about this,” I told them.

“But we already ordered the temporaries,” the assistant said to me.

“But I never asked for new teeth in the back of my mouth and no one said anything about that. This is not that big of a deal. A mouth guard costs a few dollars at a sporting goods store. There is no need to spend so much money. Let me think about it.”

I canceled the appointment. The periodontist called me once or twice to reschedule and I would not agree to a date. I was really put off by the idea of having some guy drill down the back of my mouth due to a bad bite. I was not at all interested in having mouth reconstruction due to some teeth grinding.

After this episode I completely forgot about the periodontist. I had paid him $1,000 and, although I figured that it was way too much, I had learned a powerful lesson and knew I would remember this for some time.

About a year later, though, I returned from summer vacation with my wife and I checked my answering machine. There were multiple messages from a guy named “Brian Cash” on my work voice mail. In fact, the guy had been leaving messages at least two or three times a day.

“You’re going to have to pick up or take my calls one of these days!” he said. His messages grew increasingly bothersome and they simply never stopped. I had been on a 10 day Alaskan cruise with my wife and I had to plod through at least 20 of these things. I was positively amazed that anyone could be so persistent in tracking down a person.

I called him back eventually. According to Cash, my dentist was saying that I owed him $5,000 for some molars he ordered for me and he was available any day to do the medical procedure. I was really at a loss for words and explained to Cash that I had not ordered any new teeth. There was no contract or anything for the work, and I had never agreed to the procedure. I was sort of at a loss for words about the entire situation.

“I’ll keep calling until you pay!” Cash promised.

Since the dentist was local to Pasadena, I decided to call him and get to the bottom of everything right away.

“I do not know how we got to this point. It makes no sense to me,” the doctor said. After some discussion we came to an agreement that was comfortable for both of us, which would also make Cash stop calling. However, the more I thought about Cash the more I realized that he could probably help me quite a bit as well. As it was, at the present I was owed more than $1,200,000 for services rendered by one of my companies. It occurred to me that recruiting Cash for these collections might be a good idea.

Around a year ago I offered a special financing service through two of our companies, Legal Authority and Employment Authority. These are job search services that have never been really all that profitable, which help people track down jobs by doing targeted mailings to various employers. Essentially, what these companies do is research all of the employers that match a person’s career interests within a given area of the country, and then they redo the person’s résumé and cover letter and help bulk mail the materials out in unsolicited fashion to all of the prospective employers.

For example, when someone is interested in being a corporate attorney in Las Vegas, Nevada, the service can assist in identifying all of the law firms with corporate groups in Las Vegas. When you go to a traditional job site you might only see a few openings (if any) for corporate attorneys in a city like Las Vegas; however, there may be 100 or more law firms that have corporate practices. Clients of these services have their résumé and cover letters redone and then mailed out to these employers. This is extremely effective because, although most of the time the employers do not have any openings, they are receiving letters from people ostensibly interested in working for them. The letters are addressed to the people in charge of hiring for these organizations; of course, the service researches all this information before sending out the letters. Very few job seekers do mailings to employers like this, which make for a very unique and effective service. In addition, the service allows the job seeker to cover the entire market at one time by mailing the entire universe of prospective employers. I think very highly of this service and believe it is among the most effective ways out there to get a job.

The problem with the service is that is costs money. It costs a couple of hundred dollars to have the résumé and cover letter redone, and then a couple of dollars for each letter that the person sends out. This means that the service can cost anywhere from around $500 to a couple of thousand dollars. Because many people using the service are unemployed, paying for the service is not something high on their priority lists. So, a couple of years ago I decided to offer people financing, if they wanted, in order to find a job. In addition, I offered people free financing while they were in school to use the service with zero interest until they got out of school. I felt like this was a good thing to do because it would make the service affordable to a lot of people who otherwise would not use the service. As I quickly found out, though, extending credit is a completely separate business from helping people find jobs. While most people gladly paid for the service, the amount of people that did not pay quickly built up in number. Pretty soon we were owed $1,200,000+ from people who never made a payment! The worst part about the whole thing is that this business, even charging people the full amount, never made a lot of money either.

$1,200,000 is quite a lot of money and because my focus is on getting people jobs, it had never occurred to me that enlisting the help of a guy like Brian Cash might be a good idea. However, the more I thought about it the more I realized that using a collector like him to push people to make payments, or pay off their balances could be a great idea. Within a few days I was on the phone with Cash and we were negotiating having his Minnesota company going to work collecting debt on our behalf. For the past six months or so we have been using Cash to collect money owed to us from various job seekers around the United States. The process has been working fine overall, but recently things started to go terribly wrong.

A few weeks ago Cash stopped returning our phone calls.

On Friday of last week his website disappeared.

On Friday of last week his number was disconnected.

In trying to figure out what happened we discovered this:

International Collection Services license suspended

For Immediate Release: June 11, 2009

Minnesota Department of Commerce Summarily Suspends License Of International Collection Services–Bloomington collection agency charged with misappropriating client funds

(St. Paul, MN) -The Minnesota Department of Commerce suspended the collection agency license of International Collection Services (ICS) of Bloomington, MN, charging the company with using customer funds to conduct the agency’s business instead of remitting the money to their clients within thirty days of collection as required by Minnesota law.

Bloomington Police Department officers and Department of Commerce investigators executed a search warrant on Tuesday, June 9 and recovered financial records and computers from the company and its owner, Tim Peters. The search warrant was necessary because Peters refused to grant access to the company’s records, another violation of Minnesota law.

The department received complaints from two out-of-state clients of ICS alleging they had not received money owed to them after ICS had collected on accounts due. Based on the complaints, investigators conducted an audit of the company’s trust accounts and allege that ICS has misappropriated over $125,000 from clients within the past three years.

The company allegedly used that money to pay for operating expenses and to pay off Tim Peter’s personal credit card bills.

“Consumers have an expectation that when a collection agency collects your money to pay a bill, they actually pay the creditor on your behalf, not spend the money on their own bills,” said Minnesota Commerce Commissioner Glenn Wilson. “When a breech of trust like this occurs, we suspend the license and shut down the agency.”

The Department’s order for summary suspension of International Collection Services’ license will be considered at a hearing in front of Administrative Law Judge Eric L. Lipman on June 29, 2009 at 9:30 am in St. Paul

And then we also found this:

State shuts down Bloomington collection agency

by Elizabeth Baier, Minnesota Public Radio

June 11, 2009

St. Paul, Minn. — The Minnesota Department of Commerce has suspended the collection agency license of Bloomington-based International Collection Services, accusing the company of misappropriating more than $125,000 from clients in the last three years.

According to the department’s allegation, ICS used customer funds to conduct business instead of remitting the money to its clients within 30 days of collection, as required by Minnesota law.

Officials with the Bloomington Police Department and Department of Commerce executed a search warrant on June 9, and recovered financial records and computers from the company and its owner, Tim Peters.

The search warrant was necessary because Peters refused to grant access to the company’s records, another violation of Minnesota law, according to officials with the Department of Commerce.

Multiple phone calls by Minnesota Public Radio to the International Collection Services went unanswered Thursday.

On its Web site, the company says it works on a contingency basis and only gets paid if it collects on a client’s debt.

“We are so confident in our ability to collect that we will attempt to collect your debt for FREE,” according to a message on the Web site’s homepage. “If we can’t collect, then you owe us nothing!”

We of course realized a short time later that “Cash” is actually Tim Peters. The entire matter is now being investigated by the authorities. Our estimates for how much money we lost range from a few hundred thousand dollars to perhaps more.

Around four or five months ago something unusual happened. We had originally paid my dentist over the phone with an “echeck” to settle our disputed debt with him. We paid him the day that we had reached our settlement over the phone. However, six months later he attempted to submit a charge with an echeck for the same amount again. We caught this, called the dentist office and they claimed that the entire thing was an error.

But the more I think about this, how could have it been an error? In addition, it seemed to me very unusual that the dentist referred me for collection–for a procedure I did not even approve. What I should have noticed and what I should have understood from all of this was that the dentist was a dishonest guy. In my experience,

(1) dishonest people generally do business with other dishonest people, and

(2) if someone takes advantage of you once, they are likely to take advantage of you again.

My first reaction when I started speaking to Bryan Cash was that he was a very good collector. He called and harassed and harangued me like crazy. He was working for a guy, however, who was trying to collect from me for a questionable transaction in the first place.

Generally, people who commit unsavory acts, associate with other people who commit unsavory acts. There is a reason for this: It generally comes down to the fact that most people doing business with one another are smart enough and decent enough to ask questions to understand if a transaction is honest or dishonest. Here, for example, Cash was attempting to collect on a debt which was not valid. He should have easily known the debt was not valid because there was no contract associated with it. Any honest debt collector would likely ask questions about the legitimacy of a debt in this situation. Cash simply went forward trying to collect the debt. This should have been a clue to me right away that he might not have been an honest guy.

Dishonest and nefarious people typically pal around and do business with other dishonest and nefarious people. This is just the way it is. It has probably always been this way and probably always will be.

Another thing that I should have picked up on was the dishonesty of my own dentist. Once I’d paid him with a check over the phone, I should have realized that he might try something dishonest again. This is exactly what happened when he tried to bill me a second time.

For the most part (although it is not always the case), certain people have a certain nature that they simply will not change. Throughout my life I have preferred to give myself the benefit of the doubt and to believe that most people are honest and decent. I also like to believe that if someone does something dishonest once, that he or she deserves a second chance because he/she might have made a mistake the first time. However, I continue to learn that this often is not the case. Most dishonest people will be dishonest again and if you encounter someone through one bad person, the odds are that the person you encounter will also be a bad person.

If someone lies or takes advantage of you one time the chances are high that they will do it again. You also need to understand that you are likely to meet bad people through other bad people. There are just certain rules that you should follow in terms of anybody you meet–including employers.

In this month’s New Yorker there is a good article about Angelo Mozillo, the disgraced former Chief Executive Officer of Countrywide Mortgage. I read this article with considerable interest yesterday, wondering how I would have felt working for a company if I knew that Mozillo was lying to the public, to bankers, and to others about the quality of the mortgages he was selling. I think I would have been very afraid of the situation and would have gotten out of there. This is what some people did before the company exploded. They got out because they were uncomfortable.

Good people will generally leave bad situations. Good people simply do not want to be associated with people or organizations that are involved in nefarious dealings. Being associated in any way with questionable or unethical behaviors will taint you, and most people want to stay clear away from people of questionable or unethical repute.

For example, if you put on your résumé that you used to work for a company that makes pornography, your odds of future employment are probably going to be tainted. I know this because I have interviewed several people before in our Los Angeles offices who have worked for pornography companies in one capacity or another (accountants, sales people, receptionists and so forth) and they always try and cover up or downplay this fact on their résumé; however it generally ends up coming out when I interview the people. I am not comfortable with this track record of employment. Many employers will not be, as it calls one’s character into question.

It is not ok to go into interviews and talk about the things you have done wrong. It is also generally not a good idea to work for companies where something nefarious is at play. You should not trust someone who has acted unethically or dishonestly once, because the odds are they will do so again. Your job search and future prospects will be determined by the company you keep.

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Supermodels, Your Body and Your Mind

What You Will Learn

  • The mind is the deciding factor in your lives and the prime reason of practically anything and everything happening to you.
  • Successful people are those who manage their minds well.
  • You need to take the utmost care to see that your mind is moving in the right direction and is stable.
  • This will help you achieve your goals and ultimately lead you to a happy life.

I have recently moved into a condominium in Las Vegas and every single day I go down to the gym and exercise. The condo building itself is very large and the units themselves range in price from $100,000 to upwards of $5,000,000. One if the most exciting things about being in this condominium is that there is such a variety of people. It is unlike any other place I have ever been in the world. There are some people in the gym who seem to think they are better than everyone else; there are other people who are huge and whose bodies are covered in tattoos and faces are pierced.

Whether we are talking about my high school gym, the gym in college, or the gym in my new condominium, I have always noticed people who spend more time than everybody else in the gym working out. In fact, if you visit just about any gym you will find people who spend time every single day perfecting their bodies and getting in the best shape possible. There are always these dedicated individuals who take fitness extremely seriously.

I think a lot of the reason that people take fitness so seriously is because they feel they get an immediate response from it. For example, if you work out for an hour on the treadmill you are going to probably sweat and feel good after your run. Over time if you run enough you will be more trim and fit. If you lift weights a few times a week you are going to notice an improvement in your muscles and overall fitness.

I have known many men who, no matter where they go or what they do are successful. At the same time, I have also known other people who always seem to be unsuccessful, with constant bad luck. In looking around any gym, I can tell you for certain that the cause of success cannot be purely attributed to being in great physical shape. Despite the work they do on their bodies, most of the fittest people you will find at the health club are not among the most successful people. All the exercise in the world is not going to make the average man successful unless his plan is to be a professional athlete. The difference between the most successful men and women out there is not physical, it is mental. It is the mind, not the body that creates the greatest difference between men. It is the mind, not the body, which overcomes obstacles and makes man rise to greatness. It is the mind, not the body, through which the greatest accomplishments come into being.

However, despite the fact that the mind is so important it is often highly neglected. People will spend their lifetimes working out and exercising in the local gym but at the same time they will:

  • continue working in jobs that they hate,
  • live without the money they need to enjoy life,
  • live in parts of the world they do not want to live in,
  • work for people they do not like,
  • have unsatisfying relationships with people,
  • be depressed, anxious, or unhappy,
  • use drugs and alcohol and other substances to excess,
  • find themselves in a permanent state of stress,
  • commit crimes to satisfy their ego, and
  • live without any sense of possibility

All of these problems have solutions, which originate from within the mind, not the body. The mind sets us up to either experience happiness or unhappiness in our lives and our careers. The mind is at the center of human experience.

As I write this I cannot help but think of the world I see around me. I live in Los Angeles a lot of the time and in Los Angeles appearances are a big deal. So many women get plastic surgery, and people are always trying to look their best. Fitness and appearances are emphasized much more in Los Angeles than in other areas of the country. However, despite the importance of appearances, the mind is what ultimately controls the results that we achieve.

I have been in the real estate business in one form or another since 1997 and one of the businesses I have started within the past few years involves the rental of ultra expensive beachfront property in Malibu, California. I used to have a very successful business in the student loan industry and for various tax reasons I started putting money into this rental property at that time. I figured that beachfront property could never go down in value. Because this property is so expensive, the people who rent it are generally very famous and at the peak of their careers. I am amazed by how many celebrities and others I have had the opportunity to meet and interact with through this business. People have paid as much as $15,000 a night to rent out some of this property.

About a year ago I was renting one of these properties for $7,500 a night to a very famous model. Before she arrived she had a retinue of assistants and others come to the house for a couple of days to make sure it was just the way she liked it. While she was in the house there were literally hundreds of paparazzi and others camped out trying to get pictures of her. Everything seemed to be working out just fine during her rental until about 12:00 a.m. on the third day. She called me and explained that she was extremely irate because there had been some food in the cupboards. Food is typically cleaned out of the cupboards between rentals but apparently these snacks had been overlooked by everyone, including the model’s assistants.

My immediate reaction was that this phone call was insane. However, the more I thought about it the more I realized that since this woman was a famous model, her entire identity had been shaped by her ability to stay thin and look a certain way. She had been very poor prior to being discovered, and when she was discovered her entire life was changed, and she became an international celebrity. Were she to gain weight or to become overweight, she feared she would lose everything. Despite the fact that the woman was carrying on about this, while she could easily have thrown it away, someone rushed over and took the food out of the house. When the person arrived to remove the food he also discovered a large bag of cocaine and marijuana in the house.

This famous model’s entire life was about her body and appearance. Although she was exceedingly concerned about her body, she was probably not taking good care of her mind. Making a hysterical phone call like that at 12:00 midnight indicated to me that this woman was not managing her mind properly–and as it turns out, she was most likely strung out on some of the cocaine that was discovered in the house. People who are able to manage their appearances are in many cases unable to manage their minds.

For example, Gia Carangi is widely considered the first supermodel. She worked during the late 1970s and early 1980s. She was on the covers of numerous magazines and quickly became an international celebrity. However, Carangi became addicted to heroin and after a short while her career rapidly declined. Later, she became infected with AIDS and died at the age of 26:

On March 1, 1980, Carangi’s agent, Wilhelmina Cooper, died of lung cancer. Devastated, Carangi started abusing drugs.[10] Scavullo recalled a fashion shoot in the Caribbean when “She was crying, she couldn’t find her drugs. I literally had to lay her down on her bed until she fell asleep.” By 1980, Carangi began having violent temper tantrums, walking out of photo shoots, and even falling asleep in front of the camera. In the November 1980 issue of Vogue, Carangi’s track marks from shooting heroin were visible even after airbrushing.[11] For three weeks, she was signed with Eileen Ford, who soon dropped her.

Her attempt to quit drugs was shattered when she learned that her good friend and fashion photographer Chris von Wangenheim died in a car accident. According to the Stephen Fried book Thing of Beauty, Carangi locked herself in a bathroom for hours, shooting heroin.[12] In the fall of 1981, she looked far different from the top model she once had been. However, she was still determined to make a comeback in the fashion industry. She contacted Monique Pillard (who was largely responsible for Janice Dickinson’s career), who was hesitant to sign her.

In rehab, she told staff that she had done sexual favors for drug money and had been raped by a dealer. And she went home to her girlfriends crying.[2]

Once heavily pursuing modeling again, Carangi received the harsh treatment she had been able to avoid last time. Nobody would book her. Desperate, she turned to Scavullo. She landed a Cosmopolitan cover, a gift from Scavullo.[2] Shot in the winter of 1982, it would be her last cover.[2]

Carangi was diagnosed with AIDS, which was a newly recognized disease at the time. As her condition worsened, she was transferred to Philadelphia’s Hahnemann University Hospital. Her mother stayed with her day and night, allowing virtually no visitors.[13]

On November 18, 1986 at 10 a.m., Carangi died of AIDS-related complications. She was 26 years old.[14] Her closed-casket funeral (recommended by the funeral director due to the ravages of AIDS) was held on November 21 at a small funeral home in Philadelphia. Nobody from the fashion world attended.[2] However, weeks later, Scavullo sent a Mass card when he heard the news.

Cindy Crawford is widely thought of as the one who replaced Gia Carangi after her death. Crawford was known as “Baby Gia” for her resemblence to Carangi. What was so appealing about Crawford is that she had the look of Carangi but without the drama or drugs. Crawford had been the valedictorian of her high school, and won an academic scholarship to Northwestern University to pursue the study of chemical engineering. A large part of Crawford’s appeal was her ability to control her mind and to be predictable. People liked Crawford and enjoyed working with her because she was not out of control like Caranagi was.

Even in a career that is all about physical appearances, like modeling, the ability to control one’s mind is still incredibly important. The success of Crawford according to most accounts had to do with her ability to control her own mind, and to act with mental stability. The failure of Carangi, in contrast, had to do with her inability to control her own mind. Carangi’s unstable mental state led to a series of bad choices, which eventually destroyed her once hopeful career.

You need to pay attention to your mind and how you operate it. Just as people pay attention to their bodies, image and so forth to get the results that they want, so too should you pay attention to your mind in order to obtain the desired results. Your mind in a very real sense controls everything that is happening around you.

When you look at conflicts and wars, they generally arise as a result of how different people are running their minds. When you see people who get to great positions of power they are generally there due to how they are running their minds. When you see people who are at peaceful and happy this is also generally related to how they are running their minds.

My point is not to tell you how to run your mind. What I do know, however, is that successfully running your mind is going to lead to your success. If you were to spend 30 minutes a day working on your mind (as many people do exercising) you would find yourself becoming more and more successful. Every experience you have in your life is a result of the attitudes you hold in your mind. Look around you. Where you are right now and the conditions you find yourself in are all a result of what you are doing with your mind. The mind needs to be run and organized with priority.

For me personally, nothing is more important than managing my mind. I meditate at least once a day. I do my best to avoid and to not socialize with unhappy people. I try to avoid reading negative information or watching programming that is likely to upset me. I am constantly setting goals to improve my life and what I am doing. I always try to be positive and to move forward–not backward.

For example, I used to enjoy watching the television show Intervention, about drug addicts and so forth undergoing surprise family interventions. However, I realized that this show was making me depressed when people would relapse or die during some of the various episodes. Watching this stuff did not do my mind any good.

Your mind is where the real results happen. Nothing is more important than taking care of your mind.

In the entertainment and modeling industry, appearances are everything but the the mind ultimately still plays a huge role in the pursuit of success. Lawyers are judged by the quality of their arguments. Doctors are judged by what they do with their mind. Authors are judged by what they do with their mind. A monk may meditate for five hours a day. A nun or a priest may pray. Mormons do not drink coffee or use alcohol because the Founder of the religion, Joseph Smith, believed that these substances made people less spiritual and polluted the mind.

There are two components to how we succeed in the world: Physical and mental/spiritual. Both of these attributes are extremely important, and to a large extent they control our existence. Nevertheless, how we manage these two aspects of our lives will ultimately determine our ultimate success or failure in any undertaking.

In considering my life and the people I have worked with, one of the things that stands out most for me about people is how they use their minds.

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The Autobiography of Benjamin Franklin

One of the most inspiring people in American history is Benjamin Franklin.  Something that very few people realize is that Franklin also wrote what is arguably one of the best self-improvement books ever written, The Biography of Benjamin Franklin. Here, Franklin tells his story as the son of a Boston soap maker from humble origins, and how ultimately he became one of the most famous statesmen in the history of the United States.

Among Franklin’s numerous accomplishments were that he was a very successful businessman, inventor, philosopher, politician and leader:

  • He represented America in its fight for independence from the British,
  • He helped America get arms from France to fight the British,
  • He founded an insurance company,
  • He founded the first police station, hospital and fire department in Philadelphia,
  • He founded the University of Pennsylvania,
  • He was the Postmaster General of the United States,
  • He founded a successful printing company that was a franchise,
  • He rewrote the Book of Common Prayer,
  • He was a gifted and prolific writer,
  • He invented the lighting rod, and,
  • He helped draft the Declaration of Independence.

Franklin was someone who wanted to do good for mankind and to leave a major impact on the world.  He succeeded in so many ways.  I am proud to share with you his autobiography below.

Chapter One

The Author’s Reasons for undertaking the present Work—A Dissertation upon Vanity—Some Account of his Ancestors—He discovers that he is the youngest Son of the youngest Son for five Generations—Young Franklin is at first destined for the Church—His Father soon after takes him from School and emplys him as an Assistant in making Candles, Etc.—He is desirous of being a Sailor—Some Account of his youthful Frolicks— Becomes greatly attached to Books—Is bound Apprentice to a Printer—Begins to study Composition—Adopts a vegetable Regimen—And is extremely fond of Disputation.
TWYFORD, at the Bishop of St. Asaph’s, 1771

Dear son: I have ever had pleasure in obtaining any little anecdotes of my ancestors. You may remember the inquiries I made among the remains of my relations when you were with me in England, and the journey I undertook for that purpose. Imagining it may be equally agreeable to(1) you to know the circumstances of my life, many of which you are yet unacquainted with, and expecting the enjoyment of a week’s uninterrupted leisure in my present country retirement, I sit down to write them for you. To which I have besides some other inducements. Having emerged from the poverty and obscurity in which I was born and bred, to a state of affluence and some degree of reputation in the world, and having gone so far through life with a considerable share of felicity, the conducing means I made use of, which with the blessing of God so well succeeded, my posterity may like to know, as they may find some of them suitable to their own situations, and therefore fit to be imitated.

That felicity, when I reflected on it, has induced me sometimes to say, that were it offered to my choice, I should have no objection to a repetition of the same life from its beginning, only asking the advantages authors have in a second edition to correct some faults of the first. So I might, besides correcting the faults, change some sinister accidents and events of it for others more favorable. But though this were denied, I should still accept the offer. Since such a repetition is not to be expected, the next thing most like living one’s life over again seems to be a recollection of that life, and to make that recollection as durable as possible by putting it down in writing.

Hereby, too, I shall indulge the inclination so natural in old men, to be talking of themselves and their own past actions; and I shall indulge it without being tiresome to others, who, through respect to age, might conceive themselves obliged to give me a hearing, since this may be read or not as any one pleases. And, lastly (I may as well confess it, since my denial of it will be believed by nobody), perhaps I shall a good deal gratify my own vanity. Indeed, I scarce ever heard or saw the introductory words, “Without vanity I may say,” &c., but some vain thing immediately followed. Most people dislike vanity in others, whatever share they have of it themselves; but I give it fair quarter wherever I meet with it, being persuaded that it is often productive of good to the possessor, and to others that are within his sphere of action; and therefore, in many cases, it would not be altogether absurd if a man were to thank God for his vanity among the other comforts of life.

And now I speak of thanking God, I desire with all humility to acknowledge that I owe the mentioned happiness of my past life to His kind providence, which led me to the means I used and gave them success. My belief of this induces me to hope, though I must not presume, that the same goodness will still be exercised toward me, in continuing that happiness, or enabling me to bear a fatal reverse, which I may experience as others have done: the complexion of my future fortune being known to Him only in whose power it is to bless to us even our afflictions.

The notes one of my uncles (who had the same kind of curiosity in collecting family anecdotes) once put into my hands, furnished me with several particulars relating to our ancestors. From these notes I learned that the family had lived in the same village, Ecton, in Northamptonshire, for three hundred years, and how much longer he knew not (perhaps from the time when the name of Franklin, that before was the name of an order of people, was assumed by them as a surname when others took surnames all over the kingdom), on a freehold of about thirty acres, aided by the smith’s business, which had continued in the family till his time, the eldest son being always bred to that business; a custom which he and my father followed as to their eldest sons. When I searched the registers at Ecton, I found an account of their births, marriages and burials from the year 1555 only, there being no registers kept in that parish at any time preceding. By that register I perceived that I was the youngest son of the youngest son for five generations back. My grandfather Thomas, who was born in 1598, lived at Ecton till he grew too old to follow business longer, when he went to live with his son John, a dyer at Banbury, in Oxfordshire, with whom my father served an apprenticeship. There my grandfather died and lies buried. We saw his gravestone in 1758. His eldest son Thomas lived in the house at Ecton, and left it with the land to his only child, a daughter, who, with her husband, one Fisher, of Wellingborough, sold it to Mr. Isted, now lord of the manor there. My grandfather had four sons that grew up, viz.: Thomas, John, Benjamin and Josiah. I will give you what account I can of them, at this distance from my papers, and if these are not lost in my absence, you will among them find many more particulars.

Thomas was bred a smith under his father; but, being ingenious, and encouraged in learning (as all my brothers were) by an Esquire Palmer, then the principal gentleman in that parish, he qualified himself for the business of scrivener; became a considerable man in the county; was a chief mover of all public-spirited undertakings for the county or town of Northampton, and his own village, of which many instances were related of him; and much taken notice of and patronized by the then Lord Halifax. He died in 17O2, January 6, old style, just four years to a day before I was born. The account we received of his life and character from some old people at Ecton, I remember, struck you as something extraordinary, from its similarity to what you knew of mine.

“Had he died on the same day,” you said, “one might have supposed a transmigration.”

John was bred a dyer, I believe of woolens. Benjamin was bred a silk dyer, serving an apprenticeship at London. He was an ingenious man. I remember him well, for when I was a boy he came over to my father in Boston, and lived in the house with us some years. He lived to a great age. His grandson, Samuel Franklin, now lives in Boston. He left behind him two quarto volumes, MS., of his own poetry, consisting of little occasional pieces addressed to his friends and relations, of which the following, sent to me, is a specimen.(2) He had formed a short-hand of his own, which he taught me, but, never practising it, I have now forgot it. I was named after this uncle, there being a particular affection between him and my father. He was very pious, a great attender of sermons of the best preachers, which he took down in his short-hand, and had with him many volumes of them. He was also much of a politician; too much, perhaps, for his station. There fell lately into my hands, in London, a collection he had made of all the principal pamphlets, relating to public affairs, from 1641 to 1717; many of the volumes are wanting as appears by the numbering, but there still remain eight volumes in folio, and twenty-four in quarto and in octavo. A dealer in old books met with them, and knowing me by my sometimes buying of him, he brought them to me. It seems my uncle must have left them here, when he went to America, which was about fifty years since. There are many of his notes in the margins.

This obscure family of ours was early in the Reformation, and continued Protestants through the reign of Queen Mary, when they were sometimes in danger of trouble on account of their zeal against popery. They had got an English Bible, and to conceal and secure it, it was fastened open with tapes under and within the cover of a joint-stool. When my great-great-grandfather read it to his family, he turned up the joint-stool upon his knees, turning over the leaves then under the tapes. One of the children stood at the door to give notice if he saw the apparitor coming, who was an officer of the spiritual court. In that case the stool was turned down again upon its feet, when the Bible remained concealed under it as before. This anecdote I had from my uncle Benjamin. The family continued all of the Church of England till about the end of Charles the Second’s reign, when some of the ministers that had been outed for nonconformity holding conventicles in Northamptonshire, Benjamin and Josiah adhered to them, and so continued all their lives: the rest of the family remained with the Episcopal Church.

Josiah, my father, married young, and carried his wife with three children into New England, about 1682. The conventicles having been forbidden by law, and frequently disturbed, induced some considerable men of his acquaintance to remove to that country, and he was prevailed with to accompany them thither, where they expected to enjoy their mode of religion with freedom. By the same wife he had four children more born there, and by a second wife ten more, in all seventeen; of which I remember thirteen sitting at one time at his table, who all grew up to be men and women, and married; I was the youngest son, and the youngest child but two, and was born in Boston, New England. My mother, the second wife, was Abiah Folger, daughter of Peter Folger, one of the first settlers of New England, of whom honorable mention is made by Cotton Mather in his church history of that country, entitled Magnalia Christi Americana, as ‘a godly, learned Englishman,” if I remember the words rightly. I have heard that he wrote sundry small occasional pieces, but only one of them was printed, which I saw now many years since. It was written in 1675, in the home-spun verse of that time and people, and addressed to those then concerned in the government there. It was in favor of liberty of conscience, and in behalf of the Baptists, Quakers, and other sectaries that had been under persecution, ascribing the Indian wars, and other distresses that had befallen the country, to that persecution, as so many judgments of God to punish so heinous an offense, and exhorting a repeal of those uncharitable laws. The whole appeared to me as written with a good deal of decent plainness and manly freedom. The six concluding lines I remember, though I have forgotten the two first of the stanza; but the purport of them was, that his censures proceeded from good-will, and, therefore, he would be known to be the author.

“Because to be a libeller (says he) I hate it with my heart; From Sherburne town, where now I dwell My name I do put here; Without offense your real friend, It is Peter Folgier.”

My elder brothers were all put apprentices to different trades. I was put to the grammar-school at eight years of age, my father intending to devote me, as the tithe of his sons, to the service of the Church. My early readiness in learning to read (which must have been very early, as I do not remember when I could not read), and the opinion of all his friends, that I should certainly make a good scholar, encouraged him in this purpose of his. My uncle Benjamin, too, approved of it, and proposed to give me all his short-hand volumes of sermons, I suppose as a stock to set up with, if I would learn his character. I continued, however, at the grammar-school not quite one year, though in that time I had risen gradually from the middle of the class of that year to be the head of it, and farther was removed into the next class above it, in order to go with that into the third at the end of the year. But my father, in the meantime, from a view of the expense of a college education, which having so large a family he could not well afford, and the mean living many so educated were afterwards able to obtain–reasons that be gave to his friends in my hearing–altered his first intention, took me from the grammar-school, and sent me to a school for writing and arithmetic, kept by a then famous man, Mr. George Brownell, very successful in his profession generally, and that by mild, encouraging methods. Under him I acquired fair writing pretty soon, but I failed in the arithmetic, and made no progress in it. At ten years old I was taken home to assist my father in his business, which was that of a tallow-chandler and sope-boiler; a business he was not bred to, but had assumed on his arrival in New England, and on finding his dying trade would not maintain his family, being in little request. Accordingly, I was employed in cutting wick for the candles, filling the dipping mold and the molds for cast candles, attending the shop, going of errands, etc.

I disliked the trade, and had a strong inclination for the sea, but my father declared against it; however, living near the water, I was much in and about it, learnt early to swim well, and to manage boats; and when in a boat or canoe with other boys, I was commonly allowed to govern, especially in any case of difficulty; and upon other occasions I was generally a leader among the boys, and sometimes led them into scrapes, of which I will mention one instance, as it shows an early projecting public spirit, tho’ not then justly conducted.

There was a salt-marsh that bounded part of the mill-pond, on the edge of which, at high water, we used to stand to fish for minnows. By much trampling, we had made it a mere quagmire. My proposal was to build a wharff there fit for us to stand upon, and I showed my comrades a large heap of stones, which were intended for a new house near the marsh, and which would very well suit our purpose. Accordingly, in the evening, when the workmen were gone, I assembled a number of my play-fellows, and working with them diligently like so many emmets, sometimes two or three to a stone, we brought them all away and built our little wharff. The next morning the workmen were surprised at missing the stones, which were found in our wharff. Inquiry was made after the removers; we were discovered and complained of; several of us were corrected by our fathers; and though I pleaded the usefulness of the work, mine convinced me that nothing was useful which was not honest.

I think you may like to know something of his person and character. He had an excellent constitution of body, was of middle stature, but well set, and very strong; he was ingenious, could draw prettily, was skilled a little in music, and had a clear pleasing voice, so that when he played psalm tunes on his violin and sung withal, as he sometimes did in an evening after the business of the day was over, it was extremely agreeable to hear. He had a mechanical genius too, and, on occasion, was very handy in the use of other tradesmen’s tools; but his great excellence lay in a sound understanding and solid judgment in prudential matters, both in private and publick affairs. In the latter, indeed, he was never employed, the numerous family he had to educate and the straitness of his circumstances keeping him close to his trade; but I remember well his being frequently visited by leading people, who consulted him for his opinion in affairs of the town or of the church he belonged to, and showed a good deal of respect for his judgment and advice: he was also much consulted by private persons about their affairs when any difficulty occurred, and frequently chosen an arbitrator between contending parties.

At his table he liked to have, as often as he could, some sensible friend or neighbor to converse with, and always took care to start some ingenious or useful topic for discourse, which might tend to improve the minds of his children. By this means he turned our attention to what was good, just, and prudent in the conduct of life; and little or no notice was ever taken of what related to the victuals on the table, whether it was well or ill dressed, in or out of season, of good or bad flavor, preferable or inferior to this or that other thing of the kind, so that I was bro’t up in such a perfect inattention to those matters as to be quite indifferent what kind of food was set before me, and so unobservant of it, that to this day if I am asked I can scarce tell a few hours after dinner what I dined upon. This has been a convenience to me in travelling, where my companions have been sometimes very unhappy for want of a suitable gratification of their more delicate, because better instructed, tastes and appetites.

My mother had likewise an excellent constitution: she suckled all her ten children. I never knew either my father or mother to have any sickness but that of which they dy’d, he at 89, and she at 85 years of age. They lie buried together at Boston, where I some years since placed a marble over their grave, with this inscription:

JOSIAH FRANKLIN, and ABIAH his Wife, lie here interred. They lived lovingly together in wedlock fifty-five years. Without an estate, or any gainful employment, By constant labor and industry, with God’s blessing, They maintained a large family comfortably, and brought up thirteen children and seven grandchildren reputably. From this instance, reader, Be encouraged to diligence in thy calling, And distrust not Providence. He was a pious and prudent man; She, a discreet and virtuous woman. Their youngest son, In filial regard to their memory, Places this stone.

J.F. born 1655, died 1744, AEtat 89.

A.F. born 1667, died 1752, —– 95.

By my rambling digressions I perceive myself to be grown old. I us’d to write more methodically. But one does not dress for private company as for a publick ball. ‘Tis perhaps only negligence.

To return: I continued thus employed in my father’s business for two years, that is, till I was twelve years old; and my brother John, who was bred to that business, having left my father, married, and set up for himself at Rhode Island, there was all appearance that I was destined to supply his place, and become a tallow-chandler. But my dislike to the trade continuing, my father was under apprehensions that if he did not find one for me more agreeable, I should break away and get to sea, as his son Josiah had done, to his great vexation. He therefore sometimes took me to walk with him, and see joiners, bricklayers, turners, braziers, etc., at their work, that he might observe my inclination, and endeavor to fix it on some trade or other on land. It has ever since been a pleasure to me to see good workmen handle their tools; and it has been useful to me, having learnt so much by it as to be able to do little jobs myself in my house when a workman could not readily be got, and to construct little machines for my experiments, while the intention of making the experiment was fresh and warm in my mind. My father at last fixed upon the cutler’s trade, and my uncle Benjamin’s son Samuel, who was bred to that business in London, being about that time established in Boston, I was sent to be with him some time on liking. But his expectations of a fee with me displeasing my father, I was taken home again.

From a child I was fond of reading, and all the little money that came into my hands was ever laid out in books. Pleased with the Pilgrim’s Progress, my first collection was of John Bunyan’s works in separate little volumes. I afterward sold them to enable me to buy R. Burton’s Historical Collections; they were small chapmen’s books, and cheap, 40 or 50 in all. My father’s little library consisted chiefly of books in polemic divinity, most of which I read, and have since often regretted that, at a time when I had such a thirst for knowledge, more proper books had not fallen in my way since it was now resolved I should not be a clergyman. Plutarch’s Lives there was in which I read abundantly, and I still think that time spent to great advantage. There was also a book of De Foe’s, called an Essay on Projects, and another of Dr. Mather’s, called Essays to do Good, which perhaps gave me a turn of thinking that had an influence on some of the principal future events of my life.

This bookish inclination at length determined my father to make me a printer, though he had already one son (James) of that profession. In 1717 my brother James returned from England with a press and letters to set up his business in Boston. I liked it much better than that of my father, but still had a hankering for the sea. To prevent the apprehended effect of such an inclination, my father was impatient to have me bound to my brother. I stood out some time, but at last was persuaded, and signed the indentures when I was yet but twelve years old. I was to serve as an apprentice till I was twenty-one years of age, only I was to be allowed journeyman’s wages during the last year. In a little time I made great proficiency in the business, and became a useful hand to my brother. I now had access to better books. An acquaintance with the apprentices of booksellers enabled me sometimes to borrow a small one, which I was careful to return soon and clean. Often I sat up in my room reading the greatest part of the night, when the book was borrowed in the evening and to be returned early in the morning, lest it should be missed or wanted.

And after some time an ingenious tradesman, Mr. Matthew Adams, who had a pretty collection of books, and who frequented our printing-house, took notice of me, invited me to his library, and very kindly lent me such books as I chose to read. I now took a fancy to poetry, and made some little pieces; my brother, thinking it might turn to account, encouraged me, and put me on composing occasional ballads. One was called The Lighthouse Tragedy, and contained an account of the drowning of Captain Worthilake, with his two daughters: the other was a sailor’s song, on the taking of Teach (or Blackbeard) the pirate. They were wretched stuff, in the Grub-street-ballad style; and when they were printed he sent me about the town to sell them. The first sold wonderfully, the event being recent, having made a great noise. This flattered my vanity; but my father discouraged me by ridiculing my performances, and telling me verse-makers were generally beggars. So I escaped being a poet, most probably a very bad one; but as prose writing bad been of great use to me in the course of my life, and was a principal means of my advancement, I shall tell you how, in such a situation, I acquired what little ability I have in that way.

There was another bookish lad in the town, John Collins by name, with whom I was intimately acquainted. We sometimes disputed, and very fond we were of argument, and very desirous of confuting one another, which disputatious turn, by the way, is apt to become a very bad habit, making people often extremely disagreeable in company by the contradiction that is necessary to bring it into practice; and thence, besides souring and spoiling the conversation, is productive of disgusts and, perhaps enmities where you may have occasion for friendship. I had caught it by reading my father’s books of dispute about religion. Persons of good sense, I have since observed, seldom fall into it, except lawyers, university men, and men of all sorts that have been bred at Edinborough.

A question was once, somehow or other, started between Collins and me, of the propriety of educating the female sex in learning, and their abilities for study. He was of opinion that it was improper, and that they were naturally unequal to it. I took the contrary side, perhaps a little for dispute’s sake. He was naturally more eloquent, had a ready plenty of words; and sometimes, as I thought, bore me down more by his fluency than by the strength of his reasons. As we parted without settling the point, and were not to see one another again for some time, I sat down to put my arguments in writing, which I copied fair and sent to him. He answered, and I replied. Three or four letters of a side had passed, when my father happened to find my papers and read them. Without entering into the discussion, he took occasion to talk to me about the manner of my writing; observed that, though I had the advantage of my antagonist in correct spelling and pointing (which I ow’d to the printing-house), I fell far short in elegance of expression, in method and in perspicuity, of which he convinced me by several instances. I saw the justice of his remark, and thence grew more attentive to the manner in writing, and determined to endeavor at improvement.

About this time I met with an odd volume of the Spectator. It was the third. I had never before seen any of them. I bought it, read it over and over, and was much delighted with it. I thought the writing excellent, and wished, if possible, to imitate it. With this view I took some of the papers, and, making short hints of the sentiment in each sentence, laid them by a few days, and then, without looking at the book, try’d to compleat the papers again, by expressing each hinted sentiment at length, and as fully as it had been expressed before, in any suitable words that should come to hand. Then I compared my Spectator with the original, discovered some of my faults, and corrected them. But I found I wanted a stock of words, or a readiness in recollecting and using them, which I thought I should have acquired before that time if I had gone on making verses; since the continual occasion for words of the same import, but of different length, to suit the measure, or of different sound for the rhyme, would have laid me under a constant necessity of searching for variety, and also have tended to fix that variety in my mind, and make me master of it. Therefore I took some of the tales and turned them into verse; and, after a time, when I had pretty well forgotten the prose, turned them back again. I also sometimes jumbled my collections of hints into confusion, and after some weeks endeavored to reduce them into the best order, before I began to form the full sentences and compleat the paper. This was to teach me method in the arrangement of thoughts. By comparing my work afterwards with the original, I discovered many faults and amended them; but I sometimes had the pleasure of fancying that, in certain particulars of small import, I had been lucky enough to improve the method or the language, and this encouraged me to think I might possibly in time come to be a tolerable English writer, of which I was extremely ambitious. My time for these exercises and for reading was at night, after work or before it began in the morning, or on Sundays, when I contrived to be in the printing-house alone, evading as much as I could the common attendance on public worship which my father used to exact on me when I was under his care, and which indeed I still thought a duty, though I could not, as it seemed to me, afford time to practise it.

When about 16 years of age I happened to meet with a book, written by one Tryon, recommending a vegetable diet. I determined to go into it. My brother, being yet unmarried, did not keep house, but boarded himself and his apprentices in another family. My refusing to eat flesh occasioned an inconveniency, and I was frequently chid for my singularity. I made myself acquainted with Tryon’s manner of preparing some of his dishes, such as boiling potatoes or rice, making hasty pudding, and a few others, and then proposed to my brother, that if he would give me, weekly, half the money he paid for my board, I would board myself. He instantly agreed to it, and I presently found that I could save half what he paid me. This was an additional fund for buying books. But I had another advantage in it. My brother and the rest going from the printing-house to their meals, I remained there alone, and, despatching presently my light repast, which often was no more than a bisket or a slice of bread, a handful of raisins or a tart from the pastry-cook’s, and a glass of water, had the rest of the time till their return for study, in which I made the greater progress, from that greater clearness of head and quicker apprehension which usually attend temperance in eating and drinking.

And now it was that, being on some occasion made asham’d of my ignorance in figures, which I had twice failed in learning when at school, I took Cocker’s book of Arithmetick, and went through the whole by myself with great ease. I also read Seller’s and Shermy’s books of Navigation, and became acquainted with the little geometry they contain; but never proceeded far in that science. And I read about this time Locke On Human Understanding, and the Art of Thinking, by Messrs. du Port Royal.

While I was intent on improving my language, I met with an English grammar (I think it was Greenwood’s), at the end of which there were two little sketches of the arts of rhetoric and logic, the latter finishing with a specimen of a dispute in the Socratic method; and soon after I procur’d Xenophon’s Memorable Things of Socrates, wherein there are many instances of the same method. I was charm’d with it, adopted it, dropt my abrupt contradiction and positive argumentation, and put on the humble inquirer and doubter. And being then, from reading Shaftesbury and Collins, become a real doubter in many points of our religious doctrine, I found this method safest for myself and very embarrassing to those against whom I used it; therefore I took a delight in it, practis’d it continually, and grew very artful and expert in drawing people, even of superior knowledge, into concessions, the consequences of which they did not foresee, entangling them in difficulties out of which they could not extricate themselves, and so obtaining victories that neither myself nor my cause always deserved. I continu’d this method some few years, but gradually left it, retaining only the habit of expressing myself in terms of modest diffidence; never using, when I advanced any thing that may possibly be disputed, the words certainly, undoubtedly, or any others that give the air of positiveness to an opinion; but rather say, I conceive or apprehend a thing to be so and so; it appears to me, or I should think it so or so, for such and such reasons; or I imagine it to be so; or it is so, if I am not mistaken. This habit, I believe, has been of great advantage to me when I have had occasion to inculcate my opinions, and persuade men into measures that I have been from time to time engag’d in promoting; and, as the chief ends of conversation are to inform or to be informed, to please or to persuade, I wish well-meaning, sensible men would not lessen their power of doing good by a positive, assuming manner, that seldom fails to disgust, tends to create opposition, and to defeat every one of those purposes for which speech was given to us, to wit, giving or receiving information or pleasure. For, if you would inform, a positive and dogmatical manner in advancing your sentiments may provoke contradiction and prevent a candid attention. If you wish information and improvement from the knowledge of others, and yet at the same time express yourself as firmly fix’d in your present opinions, modest, sensible men, who do not love disputation, will probably leave you undisturbed in the possession of your error. And by such a manner, you can seldom hope to recommend yourself in pleasing your hearers, or to persuade those whose concurrence you desire. Pope says, judiciously:

“Men should be taught as if you taught them not,
“And things unknown propos’d as things forgot;”

He also advises,

“To speak, tho’ sure, with seeming diffidence.”

And he might have coupled with this line that which he has coupled with another, I think, less properly,

“For want of modesty is want of sense.”

If you ask, Why less properly? I must repeat the lines,

“Immodest words admit of no defense,

“For want of modesty is want of sense.”

Now, is not want of sense (where a man is so unfortunate as to want it) some apology for his want of modesty? and would not the lines stand more justly thus?

“Immodest words admit but this defense,

“That want of modesty is want of sense.”

This, however, I should submit to better judgments.

Chapter Two

Young Franklin is eager to acquire literary Reputation — He finds some anonymous Essays to his Brother’s Newspaper — The Origin of his Aversion to Arbitrary Power — He becomes discontented with his Situation — Leaves Boston — Embarks for New York at the age of Seventeen — Arrives there and sets out soon after for Philadelphia — Saves the life of a Dutch-man — A Dissertation concerning the Pilgrim’s Progress, written by the celebrated John Bunyan — Our Author cures himself of a Fever by drinking cold Water — Some Account of Dr. Brown — Arrival in Philadelphia.

My brother had, in 1720 or 1721, begun to print a newspaper. It was the second that appeared in America, and was called the New England Courant. The only one before it was the Boston News-Letter. I remember his being dissuaded by some of his friends from the undertaking, as not likely to succeed, one newspaper being, in their judgment, enough for America. At this time (1771) there are not less than five-and-twenty. He went on, however, with the undertaking, and after having worked in composing the types and printing off the sheets, I was employed to carry the papers thro’ the streets to the customers.

He had some ingenious men among his friends, who amus’d themselves by writing little pieces for this paper, which gain’d it credit and made it more in demand, and these gentlemen often visited us. Hearing their conversations, and their accounts of the approbation their papers were received with,

I was excited to try my hand among them; but, being still a boy, and suspecting that my brother would object to printing anything of mine in his paper if he knew it to be mine, I contrived to disguise my hand, and, writing an anonymous paper, I put it in at night under the door of the printing-house. It was found in the morning, and communicated to his writing friends when they call’d in as usual. They read it, commented on it in my hearing, and I had the exquisite pleasure of finding it met with their approbation, and that, in their different guesses at the author, none were named but men of some character among us for learning and ingenuity. I suppose now that I was rather lucky in my judges, and that perhaps they were not really so very good ones as I then esteem’d them.

Encourag’d, however, by this, I wrote and convey’d in the same way to the press several more papers which were equally approv’d; and I kept my secret till my small fund of sense for such performances was pretty well exhausted and then I discovered it, when I began to be considered a little more by my brother’s acquaintance, and in a manner that did not quite please him, as he thought, probably with reason, that it tended to make me too vain. And, perhaps, this might be one occasion of the differences that we began to have about this time. Though a brother, he considered himself as my master, and me as his apprentice, and accordingly, expected the same services from me as he would from another, while I thought he demean’d me too much in some he requir’d of me, who from a brother expected more indulgence. Our disputes were often brought before our father, and I fancy I was either generally in the right, or else a better pleader, because the judgment was generally in my favor. But my brother was passionate, and had often beaten me, which I took extreamly amiss; and, thinking my apprenticeship very tedious, I was continually wishing for some opportunity of shortening it, which at length offered in a manner unexpected.

One of the pieces in our newspaper on some political point, which I have now forgotten, gave offense to the Assembly. He was taken up, censur’d, and imprison’d for a month, by the speaker’s warrant, I suppose, because he would not discover his author. I too was taken up and examin’d before the council; but, tho’ I did not give them any satisfaction, they content’d themselves with admonishing me, and dismissed me, considering me, perhaps, as an apprentice, who was bound to keep his master’s secrets.

During my brother’s confinement, which I resented a good deal, notwithstanding our private differences, I had the management of the paper; and I made bold to give our rulers some rubs in it, which my brother took very kindly, while others began to consider me in an unfavorable light, as a young genius that had a turn for libelling and satyr. My brother’s discharge was accompany’d with an order of the House (a very odd one), that “James Franklin should no longer print the paper called the New England Courant.”

There was a consultation held in our printing-house among his friends, what he should do in this case. Some proposed to evade the order by changing the name of the paper; but my brother, seeing inconveniences in that, it was finally concluded on as a better way, to let it be printed for the future under the name of Benjamin Franklin; and to avoid the censure of the Assembly, that might fall on him as still printing it by his apprentice, the contrivance was that my old indenture should be return’d to me, with a full discharge on the back of it, to be shown on occasion, but to secure to him the benefit of my service, I was to sign new indentures for the remainder of the term, which were to be kept private. A very flimsy scheme it was; however, it was immediately executed, and the paper went on accordingly, under my name for several months.

At length, a fresh difference arising between my brother and me, I took upon me to assert my freedom, presuming that he would not venture to produce the new indentures. It was not fair in me to take this advantage, and this I therefore reckon one of the first errata of my life; but the unfairness of it weighed little with me, when under the impressions of resentment for the blows his passion too often urged him to bestow upon me, though he was otherwise not an ill-natur’d man: perhaps I was too saucy and provoking.

When he found I would leave him, he took care to prevent my getting employment in any other printing-house of the town, by going round and speaking to every master, who accordingly refus’d to give me work. I then thought of going to New York, as the nearest place where there was a printer; and I was rather inclin’d to leave Boston when I reflected that I had already made myself a little obnoxious to the governing party, and, from the arbitrary proceedings of the Assembly in my brother’s case, it was likely I might, if I stay’d, soon bring myself into scrapes; and farther, that my indiscrete disputations about religion began to make me pointed at with horror by good people as an infidel or atheist. I determin’d on the point, but my father now siding with my brother, I was sensible that, if I attempted to go openly, means would be used to prevent me. My friend Collins, therefore, undertook to manage a little for me. He agreed with the captain of a New York sloop for my passage, under the notion of my being a young acquaintance of his, that had got a naughty girl with child, whose friends would compel me to marry her, and therefore I could not appear or come away publicly. So I sold some of my books to raise a little money, was taken on board privately, and as we had a fair wind, in three days I found myself in New York, near 300 miles from home, a boy of but 17, without the least recommendation to, or knowledge of any person in the place, and with very little money in my pocket.

My inclinations for the sea were by this time worne out, or I might now have gratify’d them. But, having a trade, and supposing myself a pretty good workman, I offer’d my service to the printer in the place, old Mr. William Bradford, who had been the first printer in Pennsylvania, but removed from thence upon the quarrel of George Keith. He could give me no employment, having little to do, and help enough already; but says he, “My son at Philadelphia has lately lost his principal hand, Aquila Rose, by death; if you go thither, I believe he may employ you.” Philadelphia was a hundred miles further; I set out, however, in a boat for Amboy, leaving my chest and things to follow me round by sea.

In crossing the bay, we met with a squall that tore our rotten sails to pieces, prevented our getting into the Kill and drove us upon Long Island. In our way, a drunken Dutchman, who was a passenger too, fell overboard; when he was sinking, I reached through the water to his shock pate, and drew him up, so that we got him in again. His ducking sobered him a little, and he went to sleep, taking first out of his pocket a book, which he desir’d I would dry for him. It proved to be my old favorite author, Bunyan’s Pilgrim’s Progress, in Dutch, finely printed on good paper, with copper cuts, a dress better than I had ever seen it wear in its own language. I have since found that it has been translated into most of the languages of Europe, and suppose it has been more generally read than any other book, except perhaps the Bible. Honest John was the first that I know of who mix’d narration and dialogue; a method of writing very engaging to the reader, who in the most interesting parts finds himself, as it were, brought into the company and present at the discourse. De Foe in his Cruso, his Moll Flanders, Religious Courtship, Family Instructor, and other pieces, has imitated it with success; and Richardson has done the same, in his Pamela, etc.

When we drew near the island, we found it was at a place where there could be no landing, there being a great surff on the stony beach. So we dropt anchor, and swung round towards the shore. Some people came down to the water edge and hallow’d to us, as we did to them; but the wind was so high, and the surff so loud, that we could not hear so as to understand each other. There were canoes on the shore, and we made signs, and hallow’d that they should fetch us; but they either did not understand us, or thought it impracticable, so they went away, and night coming on, we had no remedy but to wait till the wind should abate; and, in the meantime, the boatman and I concluded to sleep, if we could; and so crowded into the scuttle, with the Dutchman, who was still wet, and the spray beating over the head of our boat, leak’d thro’ to us, so that we were soon almost as wet as he. In this manner we lay all night, with very little rest; but, the wind abating the next day, we made a shift to reach Amboy before night, having been thirty hours on the water, without victuals, or any drink but a bottle of filthy rum, and the water we sail’d on being salt.

In the evening I found myself very feverish, and went in to bed; but, having read somewhere that cold water drank plentifully was good for a fever, I follow’d the prescription, sweat plentiful most of the night, my fever left me, and in the morning, crossing the ferry, I proceeded on my journey on foot, having fifty miles to Burlington, where I was told I should find boats that would carry me the rest of the way to Philadelphia.

It rained very hard all the day; I was thoroughly soak’d, and by noon a good deal tired; so I stopt at a poor inn, where I staid all night, beginning now to wish that I had never left home. I cut so miserable a figure, too, that I found, by the questions ask’d me, I was suspected to be some runaway servant, and in danger of being taken up on that suspicion. However, I proceeded the next day, and got in the evening to an inn, within eight or ten miles of Burlington, kept by one Dr. Brown. He entered into conversation with me while I took some refreshment, and, finding I had read a little, became very sociable and friendly. Our acquaintance continu’d as long as he liv’d. He had been, I imagine, an itinerant doctor, for there was no town in England, or country in Europe, of which he could not give a very particular account. He had some letters, and was ingenious, but much of an unbeliever, and wickedly undertook, some years after, to travestie the Bible in doggrel verse, as Cotton had done Virgil. By this means he set many of the facts in a very ridiculous light, and might have hurt weak minds if his work had been published; but it never was.

At his house I lay that night, and the next morning reach’d Burlington, but had the mortification to find that the regular boats were gone a little before my coming, and no other expected to go before Tuesday, this being Saturday; wherefore I returned to an old woman in the town, of whom I had bought gingerbread to eat on the water, and ask’d her advice. She invited me to lodge at her house till a passage by water should offer; and being tired with my foot travelling, I accepted the invitation. She understanding I was a printer, would have had me stay at that town and follow my business, being ignorant of the stock necessary to begin with. She was very hospitable, gave me a dinner of ox-cheek with great good will, accepting only a pot of ale in return; and I thought myself fixed till Tuesday should come. However, walking in the evening by the side of the river, a boat came by, which I found was going towards Philadelphia, with several people in her. They took me in, and, as there was no wind, we row’d all the way; and about midnight, not having yet seen the city, some of the company were confident we must have passed it, and would row no farther; the others knew not where we were; so we put toward the shore, got into a creek, landed near an old fence, with the rails of which we made a fire, the night being cold, in October, and there we remained till daylight. Then one of the company knew the place to be Cooper’s Creek, a little above Philadelphia, which we saw as soon as we got out of the creek, and arriv’d there about eight or nine o’clock on the Sunday morning, and landed at the Market-street wharf.

I have been the more particular in this description of my journey, and shall be so of my first entry into that city, that you may in your mind compare such unlikely beginnings with the figure I have since made there. I was in my working dress, my best cloaths being to come round by sea. I was dirty from my journey; my pockets were stuff’d out with shirts and stockings, and I knew no soul nor where to look for lodging. I was fatigued with travelling, rowing, and want of rest, I was very hungry; and my whole stock of cash consisted of a Dutch dollar, and about a shilling in copper. The latter I gave the people of the boat for my passage, who at first refus’d it, on account of my rowing; but I insisted on their taking it. A man being sometimes more generous when he has but a little money than when he has plenty, perhaps thro’ fear of being thought to have but little.

Chapter Three

Franklin arrives at Philadelphia, destitute both of Money and Friends — He purchases some Bread, which he eats in the Street — in this Situation he has a glimpse of his future Wife — He is employed in a Printing-House — Some Account of Keimer his Master — He becomes acquainted with the Governor of Pennsylvania — Goes back to Boston — Returns to Philadelphia — Is accompanied by Collins — Their Quarrel and Separation

Then I walked up the street, gazing about till near the market-house I met a boy with bread. I had made many a meal on bread, and, inquiring where he got it, I went immediately to the baker’s he directed me to, in Secondstreet, and ask’d for bisket, intending such as we had in Boston; but they, it seems, were not made in Philadelphia. Then I asked for a three-penny loaf, and was told they had none such. So not considering or knowing the difference of money, and the greater cheapness nor the names of his bread, I made him give me three-penny worth of any sort. He gave me, accordingly, three great puffy rolls. I was surpriz’d at the quantity, but took it, and, having no room in my pockets, walk’d off with a roll under each arm, and eating the other.

Thus I went up Market-street as far as Fourth-street, passing by the door of Mr. Read, my future wife’s father; when she, standing at the door, saw me, and thought I made, as I certainly did, a most awkward, ridiculous appearance. Then I turned and went down Chestnut-street and part of Walnut-street, eating my roll all the way, and, corning round, found myself again at Market-street wharf, near the boat I came in, to which I went for a draught of the river water; and, being filled with one of my rolls, gave the other two to a woman and her child that came down the river in the boat with us, and were waiting to go farther.

Thus refreshed, I walked again up the street, which by this time had many clean-dressed people in it, who were all walking the same way. I joined them, and thereby was led into the great meeting-house of the Quakers near the market. I sat down among them, and, after looking round awhile and hearing nothing said, being very drowsy thro’ labor and want of rest the preceding night, I fell fast asleep, and continued so till the meeting broke up, when one was kind enough to rouse me. This was, therefore, the first house I was in, or slept in, in Philadelphia.

Walking down again toward the river, and, looking in the faces of people, I met a young Quaker man, whose countenance I lik’d, and, accosting him, requested he would tell me where a stranger could get lodging. We were then near the sign of the Three Mariners. “Here,” says he, “is one place that entertains strangers, but it is not a reputable house; if thee wilt walk with me, I’ll show thee a better.” He brought me to the Crooked Billet in Water-street. Here I got a dinner; and, while I was eating it, several sly questions were asked me, as it seemed to be suspected from my youth and appearance, that I might be some runaway.

After dinner, my sleepiness return’d, and being shown to a bed, I lay down without undressing, and slept till six in the evening, was call’d to supper, went to bed again very early, and slept soundly till next morning. Then I made myself as tidy as I could, and went to Andrew Bradford the printer’s. I found in the shop the old man his father, whom I had seen at New York, and who, travelling on horseback, had got to Philadelphia before me. He introduc’d me to his son, who receiv’d me civilly, gave me a breakfast, but told me he did not at present want a hand, being lately suppli’d with one; but there was another printer in town, lately set up, one Keimer, who, perhaps, might employ me; if not, I should be welcome to lodge at his house, and he would give me a little work to do now and then till fuller business should offer.

The old gentleman said he would go with me to the new printer; and when we found him, “Neighbor,” says Bradford, “I have brought to see you a young man of your business; perhaps you may want such a one.” He ask’d me a few questions, put a composing stick in my hand to see how I work’d, and then said he would employ me soon, though he had just then nothing for me to do; and, taking old Bradford, whom he had never seen before, to be one of the town’s people that had a good will for him, enter’d into a conversation on his present undertaking and projects; while Bradford, not discovering that he was the other printer’s father, on Keimer’s saying he expected soon to get the greatest part of the business into his own hands, drew him on by artful questions, and starting little doubts, to explain all his views, what interests he reli’d on, and in what manner he intended to proceed. I, who stood by and heard all, saw immediately that one of them was a crafty old sophister, and the other a mere novice. Bradford left me with Keimer, who was greatly surpris’d when I told him who the old man was.

Keimer’s printing-house, I found, consisted of an old shatter’d press, and one small, worn-out font of English which he was then using himself, composing an Elegy on Aquila Rose, before mentioned, an ingenious young man, of excellent character, much respected in the town, clerk of the Assembly, and a pretty poet. Keimer made verses too, but very indifferently. He could not be said to write them, for his manner was to compose them in the types directly out of his head. So there being no copy, but one pair of cases, and the Elegy likely to require all the letter, no one could help him. I endeavor’d to put his press (which he had not yet us’d, and of which he understood nothing) into order fit to be work’d with; and, promising to come and print off his Elegy as soon as he should have got it ready, I return’d to Bradford’s, who gave me a little job to do for the present, and there I lodged and dieted, A few days after, Keimer sent for me to print off the Elegy. And now he had got another pair of cases, and a pamphlet to reprint, on which he set me to work.

These two printers I found poorly qualified for their business. Bradford had not been bred to it, and was very illiterate; and Keimer, tho’ something of a scholar, was a mere compositor, knowing nothing of presswork. He had been one of the French prophets, and could act their enthusiastic agitations. At this time he did not profess any particular religion, but something of all on occasion; was very ignorant of the world, and had, as I afterward found, a good deal of the knave in his composition. He did not like my lodging at Bradford’s while I work’d with him. He had a house, indeed, but without furniture, so he could not lodge me; but he got me a lodging at Mr. Read’s, before mentioned, who was the owner of his house; and, my chest and clothes being come by this time, I made rather a more respectable appearance in the eyes of Miss Read than I had done when she first happen’d to see me eating my roll in the street.

I began now to have some acquaintance among the young people of the town, that were lovers of reading, with whom I spent my evenings very pleasantly; and gaining money by my industry and frugality, I lived very agreeably, forgetting Boston as much as I could, and not desiring that any there should know where I resided, except my friend Collins, who was in my secret, and kept it when I wrote to him. At length, an incident happened that sent me back again much sooner than I had intended. I had a brother-in-law, Robert Holmes, master of a sloop that traded between Boston and Delaware. He being at Newcastle, forty miles below Philadelphia, heard there of me, and wrote me a letter mentioning the concern of my friends in Boston at my abrupt departure, assuring me of their good will to me, and that every thing would be accommodated to my mind if I would return, to which he exhorted me very earnestly. I wrote an answer to his letter, thank’d him for his advice, but stated my reasons for quitting Boston fully and in such a light as to convince him I was not so wrong as he had apprehended.

Sir William Keith, governor of the province, was then at Newcastle, and Captain Holmes, happening to be in company with him when my letter came to hand, spoke to him of me, and show’d him the letter. The governor read it, and seem’d surpris’d when he was told my age. He said I appear’d a young man of promising parts, and therefore should be encouraged; the printers at Philadelphia were wretched ones; and, if I would set up there, he made no doubt I should succeed; for his part, he would procure me the public business, and do me every other service in his power. This my brother-in-law afterwards told me in Boston, but I knew as yet nothing of it; when, one day, Keimer and I being at work together near the window, we saw the governor and another gentleman (which proved to be Colonel French, of Newcastle), finely dress’d, come directly across the street to our house, and heard them at the door.

Keimer ran down immediately, thinking it a visit to him; but the governor inquir’d for me, came up, and with a condescension of politeness I had been quite unus’d to, made me many compliments, desired to be acquainted with me, blam’d me kindly for not having made myself known to him when I first came to the place, and would have me away with him to the tavern, where he was going with Colonel French to taste, as he said, some excellent Madeira. I was not a little surprised, and Keimer star’d like a pig poison’d.

I went, however, with the governor and Colonel French to a tavern, at the corner of Third-street, and over the Madeira he propos’d my setting up my business, laid before me the probabilities of success, and both he and Colonel French assur’d me I should have their interest and influence in procuring the public business of both governments. On my doubting whether my father would assist me in it, Sir William said he would give me a letter to him, in which he would state the advantages, and he did not doubt of prevailing with him.

So it was concluded I should return to Boston in the first vessel, with the governor’s letter recommending me to my father. In the mean time the intention was to be kept a secret, and I went on working with Keimer as usual, the governor sending for me now and then to dine with him, a very great honor I thought it, and conversing with me in the most affable, familiar, and friendly manner imaginable.

About the end of April, 1724, a little vessel offer’d for Boston. I took leave of Keimer as going to see my friends. The governor gave me an ample letter, saying many flattering things of me to my father, and strongly recommending the project of my setting up at Philadelphia as a thing that must make my fortune. We struck on a shoal in going down the bay, and sprung a leak; we had a blustering time at sea, and were oblig’d to pump almost continually, at which I took my turn. We arriv’d safe, however, at Boston in about a fortnight. I had been absent seven months, and my friends had heard nothing of me; for my br. Holmes was not yet return’d, and had not written about me. My unexpected appearance surpriz’d the family; all were, however, very glad to see me, and made me welcome, except my brother. I went to see him at his printing-house. I was better dress’d than ever while in his service, having a genteel new suit from head to foot, a watch, and my pockets lin’d with near five pounds sterling in silver. He receiv’d me not very frankly, look’d me all over, and turn’d to his work again.

The journeymen were inquisitive where I had been, what sort of a country it was, and how I lik’d it. I prais’d it much, the happy life I led in it, expressing strongly my intention of returning to it; and, one of them asking what kind of money we had there, I produc’d a handful of silver, and spread it before them, which was a kind of raree-show they had not been us’d to, paper being the money of Boston. Then I took an opportunity of letting them see my watch; and, lastly (my brother still grum and sullen), I gave them a piece of eight to drink, and took my leave. This visit of mine offended him extreamly; for, when my mother some time after spoke to him of a reconciliation, and of her wishes to see us on good terms together, and that we might live for the future as brothers, he said I had insulted him in such a manner before his people that he could never forget or forgive it. In this, however, he was mistaken.

My father received the governor’s letter with some apparent surprise, but said little of it to me for some days, when Capt. Holmes returning he showed it to him, ask’d him if he knew Keith, and what kind of man he was; adding his opinion that he must be of small discretion to think of setting a boy up in business who wanted yet three years of being at man’s estate. Holmes said what he could in favor of the project, but my father was clear in the impropriety of it, and at last gave a flat denial to it. Then he wrote a civil letter to Sir William, thanking him for the patronage he had so kindly offered me, but declining to assist me as yet in setting up, I being, in his opinion, too young to be trusted with the management of a business so important, and for which the preparation must be so expensive.

My friend and companion Collins, who was a clerk in the post-office, pleas’d with the account I gave him of my new country, determined to go thither also; and, while I waited for my father’s determination, he set out before me by land to Rhode Island, leaving his books, which were a pretty collection of mathematicks and natural philosophy, to come with mine and me to New York, where he propos’d to wait for me.

My father, tho’ he did not approve Sir William’s proposition, was yet pleas’d that I had been able to obtain so advantageous a character from a person of such note where I had resided, and that I had been so industrious and careful as to equip myself so handsomely in so short a time; therefore, seeing no prospect of an accommodation between my brother and me, he gave his consent to my returning again to Philadelphia, advis’d me to behave respectfully to the people there, endeavor to obtain the general esteem, and avoid lampooning and libeling, to which he thought I had too much inclination; telling me, that by steady industry and a prudent parsimony I might save enough by the time I was one-and-twenty to set me up; and that, if I came near the matter, he would help me out with the rest. This was all I could obtain, except some small gifts as tokens of his and my mother’s love, when I embark’d again for New York, now with their approbation and their blessing.

The sloop putting in at Newport, Rhode Island, I visited my brother John, who had been married and settled there some years. He received me very affectionately, for he always lov’d me. A friend of his, one Vernon, having some money due to him in Pensilvania, about thirty-five pounds currency, desired I would receive it for him, and keep it till I had his directions what to remit it in. Accordingly, he gave me an order. This afterwards occasion’d me a good deal of uneasiness.

At Newport we took in a number of passengers for New York, among which were two young women, companions, and a grave, sensible, matron-like Quaker woman, with her attendants. I had shown an obliging readiness to do her some little services, which impress’d her I suppose with a degree of good will toward me; therefore, when she saw a daily growing familiarity between me and the two young women, which they appear’d to encourage, she took me aside, and said: “Young man, I am concern’d for thee, as thou has no friend with thee, and seems not to know much of the world, or of the snares youth is expos’d to; depend upon it, those are very bad women; I can see it in all their actions; and if thee art not upon thy guard, they will draw thee into some danger; they are strangers to thee, and I advise thee, in a friendly concern for thy welfare, to have no acquaintance with them.” As I seem’d at first not to think so ill of them as she did, she mentioned some things she had observ’d and heard that had escap’d my notice, but now convinc’d me she was right. I thank’d her for her kind advice, and promis’d to follow it.

When we arriv’d at New York, they told me where they liv’d, and invited me to come and see them; but I avoided it, and it was well I did; for the next day the captain miss’d a silver spoon and some other things, that had been taken out of his cabbin, and, knowing that these were a couple of strumpets, he got a warrant to search their lodgings, found the stolen goods, and had the thieves punish’d. So, tho’ we had escap’d a sunken rock, which we scrap’d upon in the passage, I thought this escape of rather more importance to me.

At New York I found my friend Collins, who had arriv’d there some time before me. We had been intimate from children, and had read the same books together; but he had the advantage of more time for reading and studying, and a wonderful genius for mathematical learning, in which he far outstript me. While I liv’d in Boston most of my hours of leisure for conversation were spent with him, and he continu’d a sober as well as an industrious lad; was much respected for his learning by several of the clergy and other gentlemen, and seemed to promise making a good figure in life.

But, during my absence, he had acquir’d a habit of sotting with brandy; and I found by his own account, and what I heard from others, that he had been drunk every day since his arrival at New York, and behav’d very oddly. He had gam’d, too, and lost his money, so that I was oblig’d to discharge his lodgings, and defray his expenses to and at Philadelphia, which prov’d extremely inconvenient to me.

The then governor of New York, Burnet (son of Bishop Burnet), hearing from the captain that a young man, one of his passengers, had a great many books, desir’d he would bring me to see him. I waited upon him accordingly, and should have taken Collins with me but that he was not sober. The gov’r. treated me with great civility, show’d me his library, which was a very large one, and we had a good deal of conversation about books and authors. This was the second governor who had done me the honor to take notice of me; which, to a poor boy like me, was very pleasing.

We proceeded to Philadelphia. I received on the way Vernon’s money, without which we could hardly have finish’d our journey. Collins wished to be employ’d in some counting-house, but, whether they discover’d his dramming by his breath, or by his behaviour, tho’ he had some recommendations, he met with no success in any application, and continu’d lodging and boarding at the same house with me, and at my expense. Knowing I had that money of Vernon’s, he was continually borrowing of me, still promising repayment as soon as he should be in business. At length he had got so much of it that I was distress’d to think what I should do in case of being call’d on to remit it.

His drinking continu’d, about which we sometimes quarrell’d;, for, when a little intoxicated, he was very fractious. Once, in a boat on the Delaware with some other young men, he refused to row in his turn. “I will be row’d home,” says he. “We will not row you,” says I. “You must, or stay all night on the water,” says he, “just as you please.” The others said, “Let us row; what signifies it?” But, my mind being soured with his other conduct, I continu’d to refuse. So he swore he would make me row, or throw me overboard; and coming along, stepping on the thwarts, toward me, when he came up and struck at me, I clapped my hand under his crutch, and, rising, pitched him head-foremost into the river. I knew he was a good swimmer, and so was under little concern about him; but before he could get round to lay hold of the boat, we had with a few strokes pull’d her out of his reach; and ever when he drew near the boat, we ask’d if he would row, striking a few strokes to slide her away from him. He was ready to die with vexation, and obstinately would not promise to row. However, seeing him at last beginning to tire, we lifted him in and brought him home dripping wet in the evening.

We hardly exchang’d a civil word afterwards, and a West India captain, who had a commission to procure a tutor for the sons of a gentleman at Barbadoes, happening to meet with him, agreed to carry him thither. He left me then, promising to remit me the first money he should receive in order to discharge the debt; but I never heard of him after.

Chapter Four

Our Author spends a Sum of Money entrusted to his Care — Curious Anecdote relative to Cod-Fish — Project for establishing a new Sect — Some Account of a vegetable Diet — A poetical Contest — He is still patronised by the Governor — Departs from Philadelphia — Is grossly deceived by his Patron — Arrives in London — Presents his Letters of Credit — Is extremely uneasy relative to his future Conduct in Life — Some Account of Governor Sir William Keith

The breaking into this money of Vernon’s was one of the first great errata of my life; and this affair show’d that my father was not much out in his judgment when he suppos’d me too young to manage business of importance. But Sir William, on reading his letter, said he was too prudent. There was great difference in persons; and discretion did not always accompany years, nor was youth always without it. “And since he will not set you up,” says he, “I will do it myself. Give me an inventory of the things necessary to be had from England, and I will send for them. You shall repay me when you are able; I am resolv’d to have a good printer here, and I am sure you must succeed.” This was spoken with such an appearance of cordiality, that I had not the least doubt of his meaning what he said.

I had hitherto kept the proposition of my setting up, a secret in Philadelphia, and I still kept it. Had lt been known that I depended on the governor, probably some friend, that knew him better, would have advis’d me not to rely on him, as I afterwards heard it as his known character to be liberal of promises which he never meant to keep. Yet, unsolicited as he was by me, how could I think his generous offers insincere? I believ’d him one of the best men in the world.

I presented him an inventory of a little print’g-house, amounting by my computation to about one hundred pounds sterling. He lik’d it, but ask’d me if my being on the spot in England to chuse the types, and see that every thing was good of the kind, might not be of some advantage. “Then,” says he, “when there, you may make acquaintances, and establish correspondences in the bookselling and stationery way.” I agreed that this might be advantageous. “Then,” says he, “get yourself ready to go with Annis;” which was the annual ship, and the only one at that time usually passing between London and Philadelphia. But it would be some months before Annis sail’d, so I continu’d working with Keimer, fretting about the money Collins had got from me, and in daily apprehensions of being call’d upon by Vernon, which, however, did not happen for some years after.

I believe I have omitted mentioning that, in my first voyage from Boston, being becalm’d off Block Island, our people set about catching cod, and hauled up a great many. Hitherto I had stuck to my resolution of not eating animal food, and on this occasion consider’d, with my master Tryon, the taking every fish as a kind of unprovoked murder, since none of them had, or ever could do us any injury that might justify the slaughter. All this seemed very reasonable. But I had formerly been a great lover of fish, and, when this came hot out of the frying-pan, it smelt admirably well. I balanc’d some time between principle and inclination, till I recollected that, when the fish were opened, I saw smaller fish taken out of their stomachs; then thought I, “If you eat one another, I don’t see why we mayn’t eat you.” So I din’d upon cod very heartily, and continued to eat with other people, returning only now and then occasionally to a vegetable diet. So convenient a thing it is to be a reasonable creature, since it enables one to find or make a reason for everything one has a mind to do.

Keimer and I liv’d on a pretty good familiar footing, and agreed tolerably well, for he suspected nothing of my setting up. He retained a great deal of his old enthusiasms and lov’d argumentation. We therefore had many disputations. I used to work him so with my Socratic method, and had trepann’d him so often by questions apparently so distant from any point we had in hand, and yet by degrees lead to the point, and brought him into difficulties and contradictions,that at last he grew ridiculously cautious, and would hardly answer me the most common question, without asking first, “What do you intend to infer from that?” However, it gave him so high an opinion of my abilities in the confuting way, that he seriously proposed my being his colleague in a project he had of setting up a new sect. He was to preach the doctrines, and I was to confound all opponents. When he came to explain with me upon the doctrines, I found several conundrums which I objected to, unless I might have my way a little too, and introduce some of mine.

Keimer wore his beard at full length, because somewhere in the Mosaic law it is said, “Thou shalt not mar the corners of thy beard.” He likewise kept the Seventh day, Sabbath; and these two points were essentials with him. I dislik’d both; but agreed to admit them upon condition of his adopting the doctrine of using no animal food. “I doubt,” said he, “my constitution will not bear that.” I assur’d him it would, and that he would be the better for it. He was usually a great glutton, and I promised myself some diversion in half starving him. He agreed to try the practice, if I would keep him company. I did so, and we held it for three months. We had our victuals dress’d, and brought to us regularly by a woman in the neighborhood, who had from me a list of forty dishes to be prepar’d for us at different times, in all which there was neither fish, flesh, nor fowl, and the whim suited me the better at this time from the cheapness of it, not costing us above eighteenpence sterling each per week.

I have since kept several Lents most strictly, leaving the common diet for that, and that for the common, abruptly, without the least inconvenience, so that I think there is little in the advice of making those changes by easy gradations. I went on pleasantly, but poor Keimer suffered grievously, tired of the project, long’d for the flesh-pots of Egypt, and order’d a roast pig. He invited me and two women friends to dine with him; but, it being brought too soon upon table, he could not resist the temptation, and ate the whole before we came.

I had made some courtship during this time to Miss Read. I had a great respect and affection for her, and had some reason to believe she had the same for me; but, as I was about to take a long voyage, and we were both very young, only a little above eighteen, it was thought most prudent by her mother to prevent our going too far at present, as a marriage, if it was to take place, would be more convenient after my return, when I should be, as I expected, set up in my business. Perhaps, too, she thought my expectations not so well founded as I imagined them to be.

My chief acquaintances at this time were Charles Osborne, Joseph Watson, and James Ralph, all lovers of reading. The two first were clerks to an eminent scrivener or conveyancer in the town, Charles Brogden; the other was clerk to a merchant. Watson was a pious, sensible young man, of great integrity; the others rather more lax in their principles of religion, particularly Ralph, who, as well as Collins, had been unsettled by me, for which they both made me suffer. Osborne was sensible, candid, frank; sincere and affectionate to his friends; but, in literary matters, too fond of criticising. Ralph was ingenious, genteel in his manners, and extremely eloquent; I think I never knew a prettier talker. Both of them great admirers of poetry, and began to try their hands in little pieces. Many pleasant walks we four had together on Sundays into the woods, near Schuylkill, where we read to one another, and conferr’d on what we read.

Ralph was inclin’d to pursue the study of poetry, not doubting but he might become eminent in it, and make his fortune by it, alleging that the best poets must, when they first began to write, make as many faults as he did. Osborne dissuaded him, assur’d him he had no genius for poetry, and advis’d him to think of nothing beyond the business he was bred to; that, in the mercantile way, tho’ he had no stock, he might, by his diligence and punctuality, recommend himself to employment as a factor, and in time acquire wherewith to trade on his own account. I approv’d the amusing one’s self with poetry now and then, so far as to improve one’s language, but no farther.

On this it was propos’d that we should each of us, at our next meeting, produce a piece of our own composing, in order to improve by our mutual observations, criticisms, and corrections. As language and expression were what we had in view, we excluded all considerations of invention by agreeing that the task should be a version of the eighteenth Psalm, which describes the descent of a Deity. When the time of our meeting drew nigh, Ralph called on me first, and let me know his piece was ready. I told him I had been busy, and, having little inclination, had done nothing. He then show’d me his piece for my opinion, and I much approv’d it, as it appear’d to me to have great merit. “Now,” says he, “Osborne never will allow the least merit in any thing of mine, but makes 1000 criticisms out of mere envy. He is not so jealous of you; I wish, therefore, you would take this piece, and produce it as yours; I will pretend not to have had time, and so produce nothing. We shall then see what he will say to it.” It was agreed, and I immediately transcrib’d it, that it might appear in my own hand.

We met; Watson’s performance was read; there were some beauties in it, but many defects. Osborne’s was read; it was much better; Ralph did it justice; remarked some faults, but applauded the beauties. He himself had nothing to produce. I was backward; seemed desirous of being excused; had not had sufficient time to correct, etc.; but no excuse could be admitted; produce I must. It was read and repeated; Watson and Osborne gave up the contest, and join’d in applauding it. Ralph only made some criticisms, and propos’d some amendments; but I defended my text. Osborne was against Ralph, and told him he was no better a critic than poet, so he dropt the argument.

As they two went home together, Osborne expressed himself still more strongly in favor of what he thought my production; having restrain’d himself before, as he said, lest I should think it flattery. “But who would have imagin’d,” said he, “that Franklin had been capable of such a performance; such painting, such force, such fire! He has even improv’d the original. In his common conversation he seems to have no choice of words; he hesitates and blunders; and yet, good God! how he writes!” When we next met, Ralph discovered the trick we had plaid him, and Osborne was a little laught at.

This transaction fixed Ralph in his resolution of becoming a poet. I did all I could to dissuade him from it, but he continued scribbling verses till Pope cured him. He became, however, a pretty good prose writer. More of him hereafter. But, as I may not have occasion again to mention the other two, I shall just remark here, that Watson died in my arms a few years after, much lamented, being the best of our set. Osborne went to the West Indies, where he became an eminent lawyer and made money, but died young. He and I had made a serious agreement, that the one who happen’d first to die should, if possible, make a friendly visit to the other, and acquaint him how he found things in that separate state. But he never fulfill’d his promise.

The governor, seeming to like my company, had me frequently to his house, and his setting me up was always mention’d as a fixed thing. I was to take with me letters recommendatory to a number of his friends, besides the letter of credit to furnish me with the necessary money for purchasing the press and types, paper, etc. For these letters I was appointed to call at different times, when they were to be ready, but a future time was still named. Thus he went on till the ship, whose departure too had been several times postponed, was on the point of sailing. Then, when I call’d to take my leave and receive the letters, his secretary, Dr. Bard, came out to me and said the governor was extremely busy in writing, but would be down at Newcastle before the ship, and there the letters would be delivered to me.

Ralph, though married, and having one child, had determined to accompany me in this voyage. It was thought he intended to establish a correspondence, and obtain goods to sell on commission; but I found afterwards, that, thro’ some discontent with his wife’s relations, he purposed to leave her on their hands, and never return again. Having taken leave of my friends, and interchang’d some promises with Miss Read, I left Philadelphia in the ship, which anchor’d at Newcastle. The governor was there; but when I went to his lodging, the secretary came to me from him with the civillest message in the world, that he could not then see me, being engaged in business of the utmost importance, but should send the letters to me on board, wish’d me heartily a good voyage and a speedy return, etc. I returned on board a little puzzled, but still not doubting.

Mr. Andrew Hamilton, a famous lawyer of Philadelphia, had taken passage in the same ship for himself and son, and with Mr. Denham, a Quaker merchant, and Messrs. Onion and Russel, masters of an iron work in Maryland, had engag’d the great cabin; so that Ralph and I were forced to take up with a berth in the steerage, and none on board knowing us, were considered as ordinary persons. But Mr. Hamilton and his son (it was James, since governor) return’d from Newcastle to Philadelphia, the father being recall’d by a great fee to plead for a seized ship; and, just before we sail’d, Colonel French coming on board, and showing me great respect, I was more taken notice of, and, with my friend Ralph, invited by the other gentlemen to come into the cabin, there being now room. Accordingly, we remov’d thither.

Understanding that Colonel French had brought on board the governor’s despatches, I ask’d the captain for those letters that were to be under my care. He said all were put into the bag together and he could not then come at them; but, before we landed in England, I should have an opportunity of picking them out; so I was satisfied for the present, and we proceeded on our voyage. We had a sociable company in the cabin, and lived uncommonly well, having the addition of all Mr. Hamilton’s stores, who had laid in plentifully. In this passage Mr. Denham contracted a friendship for me that continued during his life. The voyage was otherwise not a pleasant one, as we had a great deal of bad weather.

Chapter Five

The Author leads a dissipated life in London — He lodges in the same House with Ralph — Makes Love to his Mistress — Becomes Author, and writes a Metaphysical Work in Answer to Wollaston — Is introduced to Dr. Mandeville, Author of the Fable of the Bees — Some Account of that Gentleman — Removes to another Printing-House — Drinks Water only, and is yet stronger than such of his Companions as drink Beer — Enacts several wholesome Laws among his fellow Workmen — Ingenious Dissertation on the folly of swallowing Strong Beer — Anecdotes of a Nun — His Excellence in the Art of Swimming — He is engaged as a Merchant’s Clerk, and returns to Philadelphia

When we came into the Channel, the captain kept his word with me, and gave me an opportunity of examining the bag for the governor’s letters. I found none upon which my name was put as under my care. I picked out six or seven, that, by the handwriting, I thought might be the promised letters, especially as one of them was directed to Basket, the king’s printer, and another to some stationer.

We arriv’d in London the 24th of December, 1724. I waited upon the stationer, who came first in my way, delivering the letter as from Governor Keith. “I don’t know such a person,” says he; but, opening the letter, “O! this is from Riddlesden. I have lately found him to be a compleat rascal, and I will have nothing to do with him, nor receive any letters from him.” So, putting the letter into my hand, he turn’d on his heel and left me to serve some customer. I was surprized to find these were not the governor’s letters; and, after recollecting and comparing circumstances, I began to doubt his sincerity.

I found my friend Denham, and opened the whole affair to him. He let me into Keith’s character; told me there was not the least probability that he had written any letters for me; that no one, who knew him, had the smallest dependence on him; and he laught at the notion of the governor’s giving me a letter of credit, having, as he said, no credit to give. On my expressing some concern about what I should do, he advised me to endeavor getting some employment in the way of my business. “Among the printers here,” said he, “you will improve yourself, and when you return to America, you will set up to greater advantage.”

We both of us happen’d to know, as well as the stationer, that Riddlesden, the attorney, was a very knave. He had half ruin’d Miss Read’s father by persuading him to be bound for him. By this letter it appear’d there was a secret scheme on foot to the prejudice of Hamilton (suppos’d to be then coming over with us); and that Keith was concerned in it with Riddlesden. Denham, who was a friend of Hamilton’s thought he ought to be acquainted with it; so, when he arriv’d in England, which was soon after, partly from resentment and ill-will to Keith and Riddlesden, and partly from good-will to him, I waited on him, and gave him the letter. He thank’d me cordially, the information being of importance to him; and from that time he became my friend, greatly to my advantage afterwards on many occasions.

But what shall we think of a governor’s playing such pitiful tricks, and imposing so grossly on a poor ignorant boy! It was a habit he had acquired. He wish’d to please everybody; and, having little to give, he gave expectations. He was otherwise an ingenious, sensible man, a pretty good writer, and a good governor for the people, tho’ not for his constituents, the proprietaries, whose instructions he sometimes disregarded. Several of our best laws were of his planning and passed during his administration.

Ralph and I were inseparable companions. We took lodgings together in Little Britain at three shillings and sixpence a week– as much as we could then afford. He found some relations, but they were poor, and unable to assist him. He now let me know his intentions of remaining in London, and that he never meant to return to Philadelphia. He had brought no money with him, the whole he could muster having been expended in paying his passage. I had fifteen pistoles; so he borrowed occasionally of me to subsist, while he was looking out for business. He first endeavored to get into the playhouse, believing himself qualify’d for an actor; but Wilkes, to whom he apply’d, advis’d him candidly not to think of that employment, as it was impossible be should succeed in it. Then he propos’d to Roberts, a publisher in Paternoster Row, to write for him a weekly paper like the Spectator, on certain conditions, which Roberts did not approve. Then he endeavored to get employment as a hackney writer, to copy for the stationers and lawyers about the Temple, but could find no vacancy.

I immediately got into work at Palmer’s, then a famous printing-house in Bartholomew Close, and here I continu’d near a year. I was pretty diligent, but spent with Ralph a good deal of my earnings in going to plays and other places of amusement. We had together consumed all my pistoles, and now just rubbed on from hand to mouth. He seem’d quite to forget his wife and child, and I, by degrees, my engagements with Miss Read, to whom I never wrote more than one letter, and that was to let her know I was not likely soon to return. This was another of the great errata of my life, which I should wish to correct if I were to live it over again. In fact, by our expenses, I was constantly kept unable to pay my passage.

At Palmer’s I was employed in composing for the second edition of Wollaston’s “Religion of Nature.” Some of his reasonings not appearing to me well founded, I wrote a little metaphysical piece in which I made remarks on them. It was entitled “A Dissertation on Liberty and Necessity, Pleasure and Pain.” I inscribed it to my friend Ralph; I printed a small number. It occasion’d my being more consider’d by Mr. Palmer as a young man of some ingenuity, tho’ he seriously expostulated with me upon the principles of my pamphlet, which to him appear’d abominable. My printing this pamphlet was another erratum.

While I lodg’d in Little Britain, I made an acquaintance with one Wilcox, a bookseller, whose shop was at the next door. He had an immense collection of second-hand books. Circulating libraries were not then in use; but we agreed that, on certain reasonable terms, which I have now forgotten, I might take, read, and return any of his books. This I esteem’d a great advantage, and I made as much use of it as I could.

My pamphlet by some means falling into the hands of one Lyons, a surgeon, author of a book entitled “The Infallibility of Human Judgment,” it occasioned an acquaintance between us. He took great notice of me, called on me often to converse on those subjects, carried me to the Horns, a pale alehouse in —- Lane, Cheapside, and introduced me to Dr. Mandeville, author of the “Fable of the Bees,” who had a club there, of which he was the soul, being a most facetious, entertaining companion. Lyons, too, introduced me to Dr. Pemberton, at Batson’s Coffee-house, who promis’d to give me an opportunity, some time or other, of seeing Sir Isaac Newton, of which I was extreamely desirous; but this never happened.

I had brought over a few curiosities, among which the principal was a purse made of the asbestos, which purifies by fire. Sir Hans Sloane heard of it, came to see me, and invited me to his house in Bloomsbury Square, where he show’d me all his curiosities, and persuaded me to let him add that to the number, for which he paid me handsomely.

In our house there lodg’d a young woman, a milliner, who, I think, had a shop in the Cloisters. She had been genteelly bred, was sensible and lively, and of most pleasing conversation. Ralph read plays to her in the evenings, they grew intimate, she took another lodging, and he followed her. They liv’d together some time; but, he being still out of business, and her income not sufficient to maintain them with her child, he took a resolution of going from London, to try for a country school, which he thought himself well qualified to undertake, as he wrote an excellent hand, and was a master of arithmetic and accounts. This, however, he deemed a business below him, and confident of future better fortune, when he should be unwilling to have it known that he once was so meanly employed, he changed his name, and did me the honor to assume mine; for I soon after had a letter from him, acquainting me that he was settled in a small village (in Berkshire, I think it was, where he taught reading and writing to ten or a dozen boys, at sixpence each per week), recommending Mrs. T—- to my care, and desiring me to write to him, directing for Mr. Franklin, schoolmaster, at such a place.

He continued to write frequently, sending me large specimens of an epic poem which he was then composing, and desiring my remarks and corrections. These I gave him from time to time, but endeavor’d rather to discourage his proceeding. One of Young’s Satires was then just published. I copy’d and sent him a great part of it, which set in a strong light the folly of pursuing the Muses with any hope of advancement by them. All was in vain; sheets of the poem continued to come by every post.

In the mean time, Mrs. T—-, having on his account lost her friends and business, was often in distresses, and us’d to send for me, and borrow what I could spare to help her out of them. I grew fond of her company, and, being at that time under no religious restraint, and presuming upon my importance to her, I attempted familiarities (another erratum) which she repuls’d with a proper resentment, and acquainted him with my behaviour. This made a breach between us; and, when he returned again to London, he let me know he thought I had cancell’d all the obligations he had been under to me. So I found I was never to expect his repaying me what I lent to him, or advanc’d for him. This, however, was not then of much consequence, as he was totally unable; and in the loss of his friendship I found myself relieved from a burthen. I now began to think of getting a little money beforehand, and, expecting better work, I left Palmer’s to work at Watts’s, near Lincoln’s Inn Fields, a still greater printing-house. Here I continued all the rest of my stay in London.

At my first admission into this printing-house I took to working at press, imagining I felt a want of the bodily exercise I had been us’d to in America, where presswork is mix’d with composing. I drank only water; the other workmen, near fifty in number, were great guzzlers of beer. On occasion, I carried up and down stairs a large form of types in each hand, when others carried but one in both hands. They wondered to see, from this and several instances, that the Water-American, as they called me, was stronger than themselves, who drank strong beer!

We had an alehouse boy who attended always in the house to supply the workmen. My companion at the press drank every day a pint before breakfast, a pint at breakfast with his bread and cheese, a pint between breakfast and dinner, a pint at dinner, a pint in the afternoon about six o’clock, and another when he had done his day’s work. I thought it a detestable custom; but it was necessary, he suppos’d, to drink strong beer, that he might be strong to labor. I endeavored to convince him that the bodily strength afforded by beer could only be in proportion to the grain or flour of the barley dissolved in the water of which it was made; that there was more flour in a pennyworth of bread; and therefore, if he would eat that with a pint of water, it would give him more strength than a quart of beer. He drank on, however, and had four or five shillings to pay out of his wages every Saturday night for that muddling liquor; an expense I was free from. And thus these poor devils keep themselves always under.

Watts, after some weeks, desiring to have me in the composing-room, I left the pressmen; a new bien venu or sum for drink, being five shillings, was demanded of me by the compositors. I thought it an imposition, as I had paid below; the master thought so too, and forbad my paying it. I stood out two or three weeks, was accordingly considered as an excommunicate, and bad so many little pieces of private mischief done me, by mixing my sorts, transposing my pages, breaking my matter, etc., etc., if I were ever so little out of the room, and all ascribed to the chappel ghost, which they said ever haunted those not regularly admitted, that, notwithstanding the master’s protection, I found myself oblig’d to comply and pay the money, convinc’d of the folly of being on ill terms with those one is to live with continually.

I was now on a fair footing with them, and soon acquir’d considerable influence. I propos’d some reasonable alterations in their chappel laws, and carried them against all opposition. From my example, a great part of them left their muddling breakfast of beer, and bread, and cheese, finding they could with me be suppli’d from a neighboring house with a large porringer of hot water-gruel, sprinkled with pepper, crumbl’d with bread, and a bit of butter in it, for the price of a pint of beer, viz., three half-pence. This was a more comfortable as well as cheaper breakfast, and kept their heads clearer. Those who continued sotting with beer all day, were often, by not paying, out of credit at the alehouse, and us’d to make interest with me to get beer; their light, as they phrased it, being out. I watch’d the pay-table on Saturday night, and collected what I stood engag’d for them, having to pay sometimes near thirty shillings a week on their account. This, and my being esteem’d a pretty good riggite, that is, a jocular verbal satirist, supported my consequence in the society. My constant attendance (I never making a St. Monday) recommended me to the master; and my uncommon quickness at composing occasioned my being put upon all work of dispatch, which was generally better paid. So I went on now very agreeably.

My lodging in Little Britain being too remote, I found another in Duke-street, opposite to the Romish Chapel. It was two pair of stairs backwards, at an Italian warehouse. A widow lady kept the house; she had a daughter, and a maid servant, and a journeyman who attended the warehouse, but lodg’d abroad. After sending to inquire my character at the house where I last lodg’d she agreed to take me in at the same rate, 3s. 6d. per week; cheaper, as she said, from the protection she expected in having a man lodge in the house.

She was a widow, an elderly woman; had been bred a Protestant, being a clergyman’s daughter, but was converted to the Catholic religion by her husband, whose memory she much revered; had lived much among people of distinction, and knew a thousand anecdotes of them as far back as the times of Charles the Second. She was lame in her knees with the gout, and, therefore, seldom stirred out of her room, so sometimes wanted company; and hers was so highly amusing to me, that I was sure to spend an evening with her whenever she desired it.

Our supper was only half an anchovy each, on a very little strip of bread and butter, and half a pint of ale between us; but the entertainment was in her conversation. My always keeping good hours, and giving little trouble in the family, made her unwilling to part with me; so that, when I talk’d of a lodging I had heard of,nearer my business, for two shillings a week, which, intent as I now was on saving money, made some difference, she bid me not think of it, for she would abate me two shillings a week for the future; so I remained with her at one shilling and sixpence as long as I staid in London.

In a garret of her house there lived a maiden lady of seventy, in the most retired manner, of whom my landlady gave me this account: that she was a Roman Catholic, had been sent abroad when young, and lodg’d in a nunnery with an intent of becoming a nun; but, the country not agreeing with her, she returned to England, where, there being no nunnery, she had vow’d to lead the life of a nun, as near as might be done in those circumstances. Accordingly, she had given all her estate to charitable uses, reserving only twelve pounds a year to live on, and out of this sum she still gave a great deal in charity, living herself on water-gruel only, and using no fire but to boil it.

She had lived many years in that garret, being permitted to remain there gratis by successive Catholic tenants of the house below, as they deemed it a blessing to have her there. A priest visited her to confess her every day. “I have ask’d her,” says my landlady, “how she, as she liv’d, could possibly find so much employment for a confessor?” “Oh,” said she, “it is impossible to avoid vain thoughts.” I was permitted once to visit her, She was chearful and polite, and convers’d pleasantly. The room was clean, but had no other furniture than a matras, a table with a crucifix and book, a stool which she gave me to sit on, and a picture over the chimney of Saint Veronica displaying her handkerchief, with the miraculous figure of Christ’s bleeding face on it, which she explained to me with great seriousness. She look’d pale, but was never sick; and I give it as another instance on how small an income life and health may be supported.

At Watts’s printing-house I contracted an acquaintance with an ingenious young man, one Wygate, who, having wealthy relations, had been better educated than most printers; was a tolerable Latinist, spoke French, and lov’d reading. I taught him and a friend of his to swim at twice going into the river, and they soon became good swimmers. They introduc’d me to some gentlemen from the country, who went to Chelsea by water to see the College and Don Saltero’s curiosities. In our return, at the request of the company, whose curiosity Wygate had excited, I stripped and leaped into the river, and swam from near Chelsea to Blackfryar’s, performing on the way many feats of activity, both upon and under water, that surpris’d and pleas’d those to whom they were novelties.

I had from a child been ever delighted with this exercise, had studied and practis’d all Thevenot’s motions and positions, added some of my own, aiming at the graceful and easy as well as the useful. All these I took this occasion of exhibiting to the company, and was much flatter’d by their admiration; and Wygate, who was desirous of becoming a master, grew more and more attach’d to me on that account, as well as from the similarity of our studies. He at length proposed to me travelling all over Europe together, supporting ourselves everywhere by working at our business. I was once inclined to it; but, mentioning it to my good friend Mr. Denham, with whom I often spent an hour when I had leisure, he dissuaded me from it, advising me to think only of returning to Pennsilvania, which he was now about to do.

I must record one trait of this good man’s character. He had formerly been in business at Bristol, but failed in debt to a number of people, compounded and went to America. There, by a close application to business as a merchant, he acquir’d a plentiful fortune in a few years. Returning to England in the ship with me, he invited his old creditors to an entertainment, at which he thank’d them for the easy composition they had favored him with, and, when they expected nothing but the treat, every man at the first remove found under his plate an order on a banker for the full amount of the unpaid remainder with interest.

He now told me he was about to return to Philadelphia, and should carry over a great quantity of goods in order to open a store there. He propos’d to take me over as his clerk, to keep his books, in which he would instruct me, copy his letters, and attend the store. He added that, as soon as I should be acquainted with mercantile business, he would promote me by sending me with a cargo of flour and bread, etc., to the West Indies, and procure me commissions from others which would be profitable; and, if I manag’d well, would establish me handsomely. The thing pleas’d me; for I was grown tired of London, remembered with pleasure the happy months I had spent in Pennsylvania, and wish’d again to see it; therefore I immediately agreed on the terms of fifty pounds a year, Pennsylvania money; less, indeed, than my present gettings as a compositor, but affording a better prospect.

I now took leave of printing, as I thought, for ever, and was daily employed in my new business, going about with Mr. Denham among the tradesmen to purchase various articles, and seeing them pack’d up, doing errands, calling upon workmen to dispatch, etc.; and, when all was on board, I had a few days’ leisure. On one of these days, I was, to my surprise, sent for by a great man I knew only by name, a Sir William Wyndham, and I waited upon him. He had heard by some means or other of my swimming from Chelsea to Blackfriar’s, and of my teaching Wygate and another young man to swim in a few hours.

He had two sons, about to set out on their travels; he wish’d to have them first taught swimming, and proposed to gratify me handsomely if I would teach them. They were not yet come to town, and my stay was uncertain, so I could not undertake it; but, from this incident, I thought it likely that, if I were to remain in England and open a swimming-school, I might get a good deal of money; and it struck me so strongly, that, had the overture been sooner made me, probably I should not so soon have returned to America. After many years, you and I had something of more importance to do with one of these sons of Sir William Wyndham, become Earl of Egremont, which I shall mention in its place.

Thus I spent about eighteen months in London; most part of the time I work’d hard at my business, and spent but little upon myself except in seeing plays and in books. My friend Ralph had kept me poor; he owed me about twenty-seven pounds, which I was now never likely to receive; a great sum out of my small earnings! I lov’d him, notwithstanding, for he had many amiable qualities. I had by no means improv’d my fortune; but I had picked up some very ingenious acquaintance, whose conversation was of great advantage to me; and I had read considerably.

Chapter Six

Our Author Meets Governor Sir William Keith, on his Return to Philadelphia — He hears that Miss Read is married — Sickness abd Death of Mr. Denham — He changes his Situation once more, and becomes a Printer again — Some Account of an Oxford Scholar — Dispute with Keimer — Reconciliation — Paper Money — He removes to Burlington — History of Isaac Decon, Inspector General of New Jersey — Project of an Establishment — A Dissertation on Morality and Religion — He begins to doubt his metaphysical Principles — Resolves to act with Honesty in all his Dealings

We sail’d from Gravesend on the 23d of July, 1726. For the incidents of the voyage, I refer you to my journal, where you will find them all minutely related. Perhaps the most important part of that journal is the plan to be found in it, which I formed at sea, for regulating my future conduct in life. It is the more remarkable, as being formed when I was so young, and yet being pretty faithfully adhered to quite thro’ to old age.

We landed in Philadelphia on the 11th of October, where I found sundry alterations. Keith was no longer governor, being superseded by Major Gordon. I met him walking the streets as a common citizen. He seem’d a little asham’d at seeing me, but pass’d without saying anything. I should have been as much asham’d at seeing Miss Read, had not her friends, despairing with reason of my return after the receipt of my letter, persuaded her to marry another, one Rogers, a potter, which was done in my absence. With him, however, she was never happy, and soon parted from him, refusing to cohabit with him or bear his name, it being now said that he bad another wife. He was a worthless fellow, tho’ an excellent workman, which was the temptation to her friends. He got into debt, ran away in 1727 or 1728, went to the West Indies, and died there. Keimer had got a better house, a shop well supply’d with stationery, plenty of new types, a number of hands, tho’ none good, and seem’d to have a great deal of business.

Mr. Denham took a store in Water-street, where we open’d our goods; I attended the business diligently, studied accounts, and grew, in a little time, expert at selling. We lodg’d and, boarded together; he counsell’d me as a father, having a sincere regard for me. I respected and lov’d him, and we might have gone on together very happy; but, in the beginning of February, 1726-7, when I had just pass’d my twenty-first year, we both were taken ill. My distemper was a pleurisy, which very nearly carried me off. I suffered a good deal, gave up the point in my own mind, and was rather disappointed when I found myself recovering, regretting, in some degree, that I must now, some time or other, have all that disagreeable work to do over again. I forget what his distemper was; it held him a long time, and at length carried him off. He left me a small legacy in a nuncupative will, as a token of his kindness for me, and he left me once more to the wide world; for the store was taken into the care of his executors, and my employment under him ended.

My brother-in-law, Holmes, being now at Philadelphia, advised my return to my business; and Keimer tempted me, with an offer of large wages by the year, to come and take the management of his printing-house, that he might better attend his stationer’s shop. I had heard a bad character of him in London from his wife and her friends, and was not fond of having any more to do with him. I tri’d for farther employment as a merchant’s clerk; but, not readily meeting with any, I clos’d again with Keimer. I found in his house these hands: Hugh Meredith, a Welsh Pensilvanian, thirty years of age, bred to country work; honest, sensible, had a great deal of solid observation, was something of a reader, but given to drink. Stephen Potts, a young countryman of full age, bred to the same, of uncommon natural parts, and great wit and humor, but a little idle. These he had agreed with at extream low wages per week, to be rais’d a shilling every three months, as they would deserve by improving in their business; and the expectation of these high wages, to come on hereafter, was what he had drawn them in with.

Meredith was to work at press, Potts at book-binding, which he, by agreement, was to teach them, though he knew neither one nor t’other. John —-, a wild Irishman, brought up to no business, whose service, for four years, Keimer had purchased from the captain of a ship; he, too, was to be made a pressman. George Webb, an Oxford scholar, whose time for four years he had likewise bought, intending him for a compositor, of whom more presently; and David Harry, a country boy, whom he had taken apprentice.

I soon perceiv’d that the intention of engaging me at wages so much higher than he had been us’d to give, was, to have these raw, cheap hands form’d thro’ me; and, as soon as I had instructed them, then they being all articled to him, he should be able to do without me. I went on, however, very cheerfully, put his printing-house in order, which had been in great confusion, and brought his hands by degrees to mind their business and to do it better.

It was an odd thing to find an Oxford scholar in the situation of a bought servant. He was not more than eighteen years of age, and gave me this account of himself; that he was born in Gloucester, educated at a grammar-school there, had been distinguish’d among the scholars for some apparent superiority in performing his part, when they exhibited plays; belong’d to the Witty Club there, and had written some pieces in prose and verse, which were printed in the Gloucester newspapers; thence he was sent to Oxford; where he continued about a year, but not well satisfi’d, wishing of all things to see London, and become a player.

At length, receiving his quarterly allowance of fifteen guineas, instead of discharging his debts he walk’d out of town, hid his gown in a furze bush, and footed it to London, where, having no friend to advise him, he fell into bad company, soon spent his guineas, found no means of being introduc’d among the players, grew necessitous, pawn’d his cloaths, and wanted bread. Walking the street very hungry, and not knowing what to do with himself, a crimp’s bill was put into his hand, offering immediate entertainment and encouragement to such as would bind themselves to serve in America.

He went directly, sign’d the indentures, was put into the ship, and came over, never writing a line to acquaint his friends what was become of him. He was lively, witty, good-natur’d, and a pleasant companion, but idle, thoughtless, and imprudent to the last degree.

John, the Irishman, soon ran away; with the rest I began to live very agreeably, for they all respected me the more, as they found Keimer incapable of instructing them, and that from me they learned something daily. We never worked on Saturday, that being Keimer’s Sabbath, so I had two days for reading. My acquaintance with ingenious people in the town increased. Keimer himself treated me with great civility and apparent regard, and nothing now made me uneasy but my debt to Vernon, which I was yet unable to pay, being hitherto but a poor oeconomist. He, however, kindly made no demand of it.

Our printing-house often wanted sorts, and there was no letter-founder in America; I had seen types cast at James’s in London, but without much attention to the manner; however, I now contrived a mould, made use of the letters we had as puncheons, struck the matrices in lead, And thus supply’d in a pretty tolerable way all deficiencies. I also engrav’d several things on occasion; I made the ink; I was warehouseman, and everything, and, in short, quite a factotum.

But, however serviceable I might be, I found that my services became every day of less importance, as the other hands improv’d in the business; and, when Keimer paid my second quarter’s wages, he let me know that he felt them too heavy, and thought I should make an abatement. He grew by degrees less civil, put on more of the master, frequently found fault, was captious, and seem’d ready for an outbreaking. I went on, nevertheless, with a good deal of patience, thinking that his encumber’d circumstances were partly the cause.

At length a trifle snapt our connections; for, a great noise happening near the court-house, I put my head out of the window to see what was the matter. Keimer, being in the street, look’d up and saw me, call’d out to me in a loud voice and angry tone to mind my business, adding some reproachful words, that nettled me the more for their publicity, all the neighbors who were looking out on the same occasion being witnesses how I was treated. He came up immediately into the printing-house, continu’d the quarrel, high words pass’d on both sides, he gave me the quarter’s warning we had stipulated, expressing a wish that he had not been oblig’d to so long a warning. I told him his wish was unnecessary, for I would leave him that instant; and so, taking my hat, walk’d out of doors, desiring Meredith, whom I saw below, to take care of some things I left, and bring them to my lodgings.

Meredith came accordingly in the evening, when we talked my affair over. He had conceiv’d a great regard for me, and was very unwilling that I should leave the house while he remain’d in it. He dissuaded me from returning to my native country, which I began to think of; he reminded me that Keimer was in debt for all he possess’d; that his creditors began to be uneasy; that he kept his shop miserably, sold often without profit for ready money, and often trusted without keeping accounts; that he must therefore fall, which would make a vacancy I might profit of. I objected my want of money. He then let me know that his father had a high opinion of me, and, from some discourse that had pass’d between them, he was sure would advance money to set us up, if I would enter into partnership with him. “My time,” says he, “will be out with Keimer in the spring; by that time we may have our press and types in from London. I am sensible I am no workman; if you like it, your skill in the business shall be set against the stock I furnish, and we will share the profits equally.”

The proposal was agreeable, and I consented; his father was in town and approv’d of it; the more as he saw I had great influence with his son, had prevail’d on him to abstain long from dram-drinking, and he hop’d might break him off that wretched habit entirely, when we came to be so closely connected. I gave an inventory to the father, who carry’d it to a merchant; the things were sent for, the secret was to be kept till they should arrive, and in the mean time I was to get work, if I could, at the other printing-house. But I found no vacancy there, and so remain’d idle a few days, when Keimer, on a prospect of being employ’d to print some paper money in New Jersey, which would require cuts and various types that I only could supply, and apprehending Bradford might engage me and get the jobb from him, sent me a very civil message, that old friends should not part for a few words, the effect of sudden passion, and wishing me to return. Meredith persuaded me to comply, as it would give more opportunity for his improvement under my daily instructions; so I return’d, and we went on more smoothly than for some time before.

The New jersey jobb was obtain’d, I contriv’d a copperplate press for it, the first that had been seen in the country; I cut several ornaments and checks for the bills. We went together to Burlington, where I executed the whole to satisfaction; and he received so large a sum for the work as to be enabled thereby to keep his head much longer above water.

At Burlington I made an acquaintance with many principal people of the province. Several of them had been appointed by the Assembly a committee to attend the press, and take care that no more bills were printed than the law directed. They were therefore, by turns, constantly with us, and generally he who attended, brought with him a friend or two for company. My mind having been much more improv’d by reading than Keimer’s, I suppose it was for that reason myconversation seem’d to he more valu’d. They had me to their houses, introduced me to their friends, and show’d me much civility; while he, tho’ the master, was a little neglected. In truth, he was an odd fish; ignorant of common life, fond of rudely opposing receiv’d opinions, slovenly to extream dirtiness, enthusiastic in some points of religion, and a little knavish withal.

We continu’d there near three months; and by that time I could reckon among my acquired friends, Judge Allen, Samuel Bustill, the secretary of the Province, Isaac Pearson, Joseph Cooper, and several of the Smiths, members of Assembly, and Isaac Decow, the surveyor-general. The latter was a shrewd, sagacious old man, who told me that he began for himself, when young, by wheeling clay for the brick-makers, learned to write after be was of age, carri’d the chain for surveyors, who taught him surveying, and he had now by his industry, acquir’d a good estate; and says he, “I foresee that you will soon work this man out of business, and make a fortune in it at Philadelphia.” He had not then the least intimation of my intention to set up there or anywhere. These friends were afterwards of great use to me, as I occasionally was to some of them. They all continued their regard for me as long as they lived.

Before I enter upon my public appearance in business, it may be well to let you know the then state of my mind with regard to my principles and morals, that you may see how far those influenc’d the future events of my life. My parents had early given me religious impressions, and brought me through my childhood piously in the Dissenting way. But I was scarce fifteen, when, after doubting by turns of several points, as I found them disputed in the different books I read, I began to doubt of Revelation itself.

Some books against Deism fell into my hands; they were said to be the substance of sermons preached at Boyle’s Lectures. It happened that they wrought an effect on me quite contrary to what was intended by them; for the arguments of the Deists, which were quoted to be refuted, appeared to me much stronger than the refutations; in short, I soon became a thorough Deist. My arguments perverted some others, particularly Collins and Ralph; but, each of them having afterwards wrong’d me greatly without the least compunction, and recollecting Keith’s conduct towards me (who was another freethinker), and my own towards Vernon and Miss Read, which at times gave me great trouble, I began to suspect that this doctrine, tho’ it might be true, was not very useful. My London pamphlet, which had for its motto these lines of Dryden:

“Whatever is, is right. Though purblind man Sees but a part o’ the chain, the nearest link: His eyes not carrying to the equal beam, That poises all above;”

and from the attributes of God, his infinite wisdom, goodness and power, concluded that nothing could possibly be wrong in the world, and that vice and virtue were empty distinctions, no such things existing, appear’d now not so clever a performance as I once thought it; and I doubted whether some error had not insinuated itself unperceiv’d into my argument, so as to infect all that follow’d, as is common in metaphysical reasonings.

I grew convinc’d that truth, sincerity and integrity in dealings between man and man were of the utmost importance to the felicity of life; and I form’d written resolutions, which still remain in my journal book, to practice them ever while I lived. Revelation had indeed no weight with me, as such; but I entertain’d an opinion that, though certain actions might not be bad because they were forbidden by it, or good because it commanded them, yet probably these actions might be forbidden because they were bad for us, or commanded because they were beneficial to us, in their own natures, all the circumstances of things considered. And this persuasion, with the kind hand of Providence, or some guardian angel, or accidental favorable circumstances and situations, or all together, preserved me, thro’ this dangerous time of youth, and the hazardous situations I was sometimes in among strangers, remote from the eye and advice of my father, without any willful gross immorality or injustice, that might have been expected from my want of religion.

I say willful, because the instances I have mentioned had something of necessity in them, from my youth, inexperience, and the knavery of others. I had therefore a tolerable character to begin the world with; I valued it properly, and determin’d to preserve it.

Chapter Seven

Our Author sets up in Business — Some Account of the Cynic Mickle — Establishment of a political and philosophical Club — He resolves to publish a Newspaper — His Scheme is betrayed by a quondam Friend — He pays Vernon the Sum of Money so long due — Experiences new Embarrassments — Generosity of two of his Friends — Dissolution of his Partnership with Meredith — Some Observations relative to the Utility of Paper Money — He opens a Stationer’s Shop — His extraordinary Prudence, Economy, and Assiduity — He is at length united to Miss Read — He plans a public Library

We had not been long return’d to Philadelphia before the new types arriv’d from London. We settled with Keimer, and left him by his consent before he heard of it. We found a house to hire near the market, and took it. To lessen the rent, which was then but twenty-four pounds a year, tho’ I have since known it to let for seventy, we took in Thomas Godfrey, a glazier, and his family, who were to pay a considerable part of it to us, and we to board with them.

We had scarce opened our letters and put our press in order, before George House, an acquaintance of mine, brought a countryman to us, whom he had met in the street inquiring for a printer. All our cash was now expended in the variety of particulars we had been obliged to procure, and this countryman’s five shillings, being our first-fruits, and coming so seasonably, gave me more pleasure than any crown I have since earned; and the gratitude I felt toward House has made me often more ready than perhaps I should otherwise have been to assist young beginners.

There are croakers in every country, always boding its ruin. Such a one then lived in Philadelphia; a person of note, an elderly man, with a wise look and a very grave manner of speaking; his name was Samuel Mickle. This gentleman, a stranger to me, stopt one day at my door, and asked me if I was the young man who had lately opened a new printing-house. Being answered in the affirmative, he said he was sorry for me, because it was an expensive undertaking, and the expense would be lost; for Philadelphia was a sinking place, the people already half-bankrupts, or near being so; all appearances to the contrary, such as new buildings and the rise of rents, being to his certain knowledge fallacious; for they were, in fact, among the things that would soon ruin us. And he gave me such a detail of misfortunes now existing, or that were soon to exist, that he left me half melancholy.

Had I known him before I engaged in this business, probably I never should have done it. This man continued to live in this decaying place, and to declaim in the same strain, refusing for many years to buy a house there, because all was going to destruction; and at last I had the pleasure of seeing him give five times as much for one as he might have bought it for when he first began his croaking.

I should have mentioned before, that, in the autumn of the preceding year, I had form’d most of my ingenious acquaintance into a club of mutual improvement, which we called the JUNTO; we met on Friday evenings. The rules that I drew up required that every member, in his turn, should produce one or more queries on any point of Morals, Politics, or Natural Philosophy, to be discuss’d by the company; and once in three months produce and read an essay of his own writing, on any subject he pleased. Our debates were to be under the direction of a president, and to be conducted in the sincere spirit of inquiry after truth, without fondness for dispute, or desire of victory; and, to prevent warmth, all expressions of positiveness in opinions, or direct contradiction, were after some time made contraband, and prohibited under small pecuniary penalties.

The first members were Joseph Breintnal, a copyer of deeds for the scriveners, a good-natur’d, friendly, middle-ag’d man, a great lover of poetry, reading all he could meet with, and writing some that was tolerable; very ingenious in many little Nicknackeries, and of sensible conversation.

Thomas Godfrey, a self-taught mathematician, great in his way, and afterward inventor of what is now called Hadley’s Quadrant. But he knew little out of his way, and was not a pleasing companion; as like most great mathematicians I have met with, he expected universal precision in everything said, or was for ever denying or distinguishing upon trifles, to the disturbance of all conversation. He soon left us.

Nicholas Scull, a surveyor, afterwards surveyor-general, who lov’d books, and sometimes made a few verses.

William Parsons, bred a shoemaker, but loving reading, had acquir’d a considerable share of mathematics, which he first studied with a view to astrology, that he afterwards laught at it. He also became surveyor-general.

William Maugridge, a joiner, a most exquisite mechanic, and a solid, sensible man.

Hugh Meredith, Stephen Potts, and George Webb I have characteriz’d before.

Robert Grace, a young gentleman of some fortune, generous, lively, and witty; a lover of punning and of his friends.

And William Coleman, then a merchant’s clerk, about my age, who had the coolest, dearest head, the best heart, and the exactest morals of almost any man I ever met with. He became afterwards a merchant of great note, and one of our provincial judges. Our friendship continued without interruption to his death, upward of forty years; and the club continued almost as long, and was the best school of philosophy, morality, and politics that then existed in the province; for our queries, which were read the week preceding their discussion, put us upon reading with attention upon the several subjects, that we might speak more to the purpose; and here, too, we acquired better habits of conversation, every thing being studied in our rules which might prevent our disgusting each other. From hence the long continuance of the club, which I shall have frequent occasion to speak further of hereafter.

But my giving this account of it here is to show something of the interest I had, every one of these exerting themselves in recommending business to us. Breintnal particularly procur’d us from the Quakers the printing forty sheets of their history, the rest being to be done by Keimer; and upon this we work’d exceedingly hard, for the price was low. It was a folio, pro patria size, in pica, with long primer notes. I compos’d of it a sheet a day, and Meredith worked it off at press; it was often eleven at night, and sometimes later, before I had finished my distribution for the next day’s work, for the little jobbs sent in by our other friends now and then put us back. But so determin’d I was to continue doing a sheet a day of the folio, that one night, when, having impos’d my forms, I thought my day’s work over, one of them by accident was broken, and two pages reduced to pi, I immediately distributed and compos’d it over again before I went to bed; and this industry, visible to our neighbors, began to give us character and credit; particularly, I was told, that mention being made of the new printing-office at the merchants’ Every-night club, the general opinion was that it must fail, there being already two printers in the place, Keimer and Bradford; but Dr. Baird (whom you and I saw many years after at his native place, St. Andrew’s in Scotland) gave a contrary opinion: “For the industry of that Franklin,” says he, “is superior to any thing I ever saw of the kind; I see him still at work when I go home from club, and he is at work again before his neighbors are out of bed.” This struck the rest, and we soon after had offers from one of them to supply us with stationery; but as yet we did not chuse to engage in shop business.

I mention this industry the more particularly and the more freely, tho’ it seems to be talking in my own praise, that those of my posterity, who shall read it, may know the use of that virtue, when they see its effects in my favour throughout this relation.

George Webb, who had found a female friend that lent him wherewith to purchase his time of Keimer, now came to offer himself as a journeyman to us. We could not then employ him; but I foolishly let him know as a secret that I soon intended to begin a newspaper, and might then have work for him. My hopes of success, as I told him, were founded on this, that the then only newspaper, printed by Bradford, was a paltry thing, wretchedly manag’d, no way entertaining, and yet was profitable to him; I therefore thought a good paper would scarcely fail of good encouragement. I requested Webb not to mention it; but he told it to Keimer, who immediately, to be beforehand with me, published proposals for printing one himself, on which Webb was to be employ’d. I resented this; and, to counteract them, as I could not yet begin our paper, I wrote several pieces of entertainment for Bradford’s paper, under the title of the Busy Body, which Breintnal continu’d some months.

By this means the attention of the publick was fixed on that paper, and Keimer’s proposals, which we burlesqu’d and ridicul’d, were disregarded. He began his paper, however, and, after carrying it on three quarters of a year, with at most only ninety subscribers, he offered it to me for a trifle; and I, having been ready some time to go on with it, took it in hand directly; and it prov’d in a few years extremely profitable to me.

I perceive that I am apt to speak in the singular number, though our partnership still continu’d; the reason may be that, in fact, the whole management of the business lay upon me. Meredith was no compositor, a poor pressman, and seldom sober. My friends lamented my connection with him, but I was to make the best of it.

Our first papers made a quite different appearance from any before in the province; a better type, and better printed; but some spirited remarks of my writing, on the dispute then going on between Governor Burnet and the Massachusetts Assembly, struck the principal people, occasioned the paper and the manager of it to be much talk’d of, and in a few weeks brought them all to be our subscribers.

Their example was follow’d by many, and our number went on growing continually. This was one of the first good effects of my having learnt a little to scribble; another was, that the leading men, seeing a newspaper now in the hands of one who could also handle a pen, thought it convenient to oblige and encourage me. Bradford still printed the votes, and laws, and other publick business. He had printed an address of the House to the governor, in a coarse, blundering manner, we reprinted it elegantly and correctly, and sent one to every member. They were sensible of the difference: it strengthened the hands of our friends in the House, and they voted us their printers for the year ensuing.

Among my friends in the House I must not forget Mr. Hamilton, before mentioned, who was then returned from England, and had a seat in it. He interested himself for me strongly in that instance, as he did in many others afterward, continuing his patronage till his death.(6)

Mr. Vernon, about this time, put me in mind of the debt I ow’d him, but did not press me. I wrote him an ingenuous letter of acknowledgment, crav’d his forbearance a little longer, which he allow’d me, and as soon as I was able, I paid the principal with interest, and many thanks; so that erratum was in some degree corrected.

But now another difficulty came upon me which I had never the least reason to expect. Mr. Meredith’s father, who was to have paid for our printing-house, according to the expectations given me, was able to advance only one hundred pounds currency, which had been paid; and a hundred more was due to the merchant, who grew impatient, and su’d us all. We gave bail, but saw that, if the money could not be rais’d in time, the suit must soon come to a judgment and execution, and our hopeful prospects must, with us, be ruined, as the press and letters must be sold for payment, perhaps at half price.

In this distress two true friends, whose kindness I have never forgotten, nor ever shall forget while I can remember any thing, came to me separately, unknown to each other, and, without any application from me, offering each of them to advance me all the money that should be necessary to enable me to take the whole business upon myself, if that should be practicable; but they did not like my continuing the partnership with Meredith, who, as they said, was often seen drunk in the streets, and playing at low games in alehouses, much to our discredit. These two friends were William Coleman and Robert Grace. I told them I could not propose a separation while any prospect remain’d of the Merediths’ fulfilling their part of our agreement, because I thought myself under great obligations to them for what they had done, and would do if they could; but, if they finally fail’d in their performance, and our partnership must be dissolv’d, I should then think myself at liberty to accept the assistance of my friends.

Thus the matter rested for some time, when I said to my partner, “Perhaps your father is dissatisfied at the part you have undertaken in this affair of ours, and is unwilling to advance for you and me what he would for you alone. If that is the case, tell me, and I will resign the whole to you, and go about my business.” “No,” said he, “my father has really been disappointed, and is really unable; and I am unwilling to distress him farther. I see this is a business I am not fit for. I was bred a farmer, and it was a folly in me to come to town, and put myself, at thirty years of age, an apprentice to learn a new trade. Many of our Welsh people are going to settle in North Carolina, where land is cheap. I am inclin’d to go with them, and follow my old employment. You may find friends to assist you. If you will take the debts of the company upon you; return to my father the hundred pound he has advanced; pay my little personal debts, and give me thirty pounds and a new saddle, I will relinquish the partnership, and leave the whole in your hands.”

I agreed to this proposal: it was drawn up in writing, sign’d, and seal’d immediately. I gave him what he demanded, and he went soon after to Carolina, from whence he sent me next year two long letters, containing the best account that had been given of that country, the climate, the soil, husbandry, etc., for in those matters he was very judicious. I printed them in the papers, and they gave great satisfaction to the publick.

As soon as he was gone, I recurr’d to my two friends; and because I would not give an unkind preference to either, I took half of what each had offered and I wanted of one, and half of the other; paid off the company’s debts, and went on with the business in my own name, advertising that the partnership was dissolved. I think this was in or about the year 1729.

About this time there was a cry among the people for more paper money, only fifteen thousand pounds being extant in the province, and that soon to be sunk. The wealthy inhabitants oppos’d any addition, being against all paper currency, from an apprehension that it would depreciate, as it had done in New England, to the prejudice of all creditors. We had discuss’d this point in our Junto, where I was on the side of an addition, being persuaded that the first small sum struck in 1723 had done much good by increasing the trade, employment, and number of inhabitants in the province, since I now saw all the old houses inhabited, and many new ones building; whereas I remembered well, that when I first walk’d about the streets of Philadelphia, eating my roll, I saw most of the houses in Walnut-street, between Second and Front streets, with bills on their doors, “To be let”; and many likewise in Chestnut-street and other streets, which made me then think the inhabitants of the city were deserting it one after another.

Our debates possess’d me so fully of the subject, that I wrote and printed an anonymous pamphlet on it, entitled “The Nature and Necessity of a Paper Currency.” It was well receiv’d by the common people in general; but the rich men dislik’d it, for it increas’d and strengthen’d the clamor for more money, and they happening to have no writers among them that were able to answer it, their opposition slacken’d, and the point was carried by a majority in the House. My friends there, who conceiv’d I had been of some service, thought fit to reward me by employing me in printing the money; a very profitable jobb and a great help to me. This was another advantage gain’d by my being able to write.

The utility of this currency became by time and experience so evident as never afterwards to be much disputed; so that it grew soon to fifty-five thousand pounds, and in 1739 to eighty thousand pounds, since which it arose during war to upwards of three hundred and fifty thousand pounds, trade, building, and inhabitants all the while increasing, till I now think there are limits beyond which the quantity may be hurtful.

I soon after obtain’d, thro’ my friend Hamilton, the printing of the Newcastle paper money, another profitable jobb as I then thought it; small things appearing great to those in small circumstances; and these, to me, were really great advantages, as they were great encouragements. He procured for me, also, the printing of the laws and votes of that government, which continu’d in my hands as long as I follow’d the business.

I now open’d a little stationer’s shop. I had in it blanks of all sorts, the correctest that ever appear’d among us, being assisted in that by my friend Breintnal. I had also paper, parchment, chapmen’s books, etc. One Whitemash, a compositor I had known in London, an excellent workman, now came to me, and work’d with me constantly and diligently; and I took an apprentice, the son of Aquila Rose.

I began now gradually to pay off the debt I was under for the printing-house. In order to secure my credit and character as a tradesman, I took care not only to be in reality industrious and frugal, but to avoid all appearances to the contrary. I drest plainly; I was seen at no places of idle diversion. I never went out a fishing or shooting; a book, indeed, sometimes debauch’d me from my work, but that was seldom, snug, and gave no scandal; and, to show that I was not above my business, I sometimes brought home the paper I purchas’d at the stores thro’ the streets on a wheelbarrow. Thus being esteem’d an industrious, thriving young man, and paying duly for what I bought, the merchants who imported stationery solicited my custom; others proposed supplying me with books, and I went on swimmingly. In the mean time, Keimer’s credit and business declining daily, he was at last forc’d to sell his printing house to satisfy his creditors. He went to Barbadoes, and there lived some years in very poor circumstances.

His apprentice, David Harry, whom I had instructed while I work’d with him, set up in his place at Philadelphia, having bought his materials. I was at first apprehensive of a powerful rival in Harry, as his friends were very able, and had a good deal of interest. I therefore propos’d a partner-ship to him which he, fortunately for me, rejected with scorn. He was very proud, dress’d like a gentleman, liv’d expensively, took much diversion and pleasure abroad, ran in debt, and neglected his business; upon which, all business left him; and, finding nothing to do, he followed Keimer to Barbadoes, taking the printing-house with him. There this apprentice employ’d his former master as a journeyman; they quarrel’d often; Harry went continually behindhand, and at length was forc’d to sell his types and return to his country work in Pensilvania. The person that bought them employ’d Keimer to use them, but in a few years he died.

There remained now no competitor with me at Philadelphia but the old one, Bradford; who was rich and easy, did a little printing now and then by straggling hands, but was not very anxious about the business. However, as he kept the post-office, it was imagined he had better opportunities of obtaining news; his paper was thought a better distributer of advertisements than mine, and therefore had many, more, which was a profitable thing to him, and a disadvantage to me; for, tho’ I did indeed receive and send papers by the post, yet the publick opinion was otherwise, for what I did send was by bribing the riders, who took them privately, Bradford being unkind enough to forbid it, which occasion’d some resentment on my part; and I thought so meanly of him for it, that, when I afterward came into his situation, I took care never to imitate it.

I had hitherto continu’d to board with Godfrey, who lived in part of my house with his wife and children, and had one side of the shop for his glazier’s business, tho’ he worked little, being always absorbed in his mathematics. Mrs. Godfrey projected a match for me with a relation’s daughter, took opportunities of bringing us often together, till a serious courtship on my part ensu’d, the girl being in herself very deserving. The old folks encourag’d me by continual invitations to supper, and by leaving us together, till at length it was time to explain. Mrs. Godfrey manag’d our little treaty. I let her know that I expected as much money with their daughter as would pay off my remaining debt for the printing-house, which I believe was not then above a hundred pounds. She brought me word they had no such sum to spare; I said they might mortgage their house in the loan-office. The answer to this, after some days, was, that they did not approve the match; that, on inquiry of Bradford, they had been inform’d the printing business was not a profitable one; the types would soon be worn out, and more wanted; that S. Keimer and D. Harry had failed one after the other, and I should probably soon follow them; and, therefore, I was forbidden the house, and the daughter shut up.

Whether this was a real change of sentiment or only artifice, on a supposition of our being too far engaged in affection to retract, and therefore that we should steal a marriage, which would leave them at liberty to give or withhold what they pleas’d, I know not; but I suspected the latter, resented it, and went no more. Mrs. Godfrey brought me afterward some more favorable accounts of their disposition, and would have drawn me on again; but I declared absolutely my resolution to have nothing more to do with that family. This was resented by the Godfreys; we differ’d, and they removed, leaving me the whole house, and I resolved to take no more inmates.

But this affair having turned my thoughts to marriage, I look’d round me and made overtures of acquaintance in other places; but soon found that, the business of a printer being generally thought a poor one, I was not to expect money with a wife, unless with such a one as I should not otherwise think agreeable. In the mean time, that hard-to-be-governed passion of youth hurried me frequently into intrigues with low women that fell in my way, which were attended with some expense and great inconvenience, besides a continual risque to my health by a distemper which of all things I dreaded, though by great good luck I escaped it. A friendly correspondence as neighbors and old acquaintances had continued between me and Mrs. Read’s family, who all had a regard for me from the time of my first lodging in their house. I was often invited there and consulted in their affairs, wherein I sometimes was of service. I piti’d poor Miss Read’s unfortunate situation, who was generally dejected, seldom cheerful, and avoided company. I considered my giddiness and inconstancy when in London as in a great degree the cause of her unhappiness, tho’ the mother was good enough to think the fault more her own than mine, as she had prevented our marrying before I went thither, and persuaded the other match in my absence. Our mutual affection was revived, but there were now great objections to our union. The match was indeed looked upon as invalid, a preceding wife being said to be living in England; but this could not easily be prov’d, because of the distance; and, tho’ there was a report of his death, it was not certain. Then, tho’ it should be true, he had left many debts, which his successor might be call’d upon to pay. We ventured, however, over all these difficulties, and I took her to wife, September 1st, 1730. None of the inconveniences happened that we had apprehended, she proved a good and faithful helpmate, assisted me much by attending the shop; we throve together, and have ever mutually endeavored to make each other happy. Thus I corrected that great erratum as well as I could.

About this time, our club meeting, not at a tavern, but in a little room of Mr. Grace’s, set apart for that purpose, a proposition was made by me, that, since our books were often referr’d to in our disquisitions upon the queries, it might be convenient to us to have them altogether where we met, that upon occasion they might be consulted; and by thus clubbing our books to a common library, we should, while we lik’d to keep them together, have each of us the advantage of using the books of all the other members, which would be nearly as beneficial as if each owned the whole. It was lik’d and agreed to, and we fill’d one end of the room with such books as we could best spare. The number was not so great as we expected; and tho’ they had been of great use, yet some inconveniences occurring for want of due care of them, thecollection, after about a year, was separated, and each took his books home again.

And now I set on foot my first project of a public nature, that for a subscription library. I drew up the proposals, got them put into form by our great scrivener, Brockden, and, by the help of my friends in the Junto, procured fifty subscribers of forty shillings each to begin with, and ten shillings a year for fifty years, the term our company was to continue. We afterwards obtain’d a charter, the company being increased to one hundred: this was the mother of all the North American subscription libraries, now so numerous. It is become a great thing itself, and continually increasing. These libraries have improved the general conversation of the Americans, made the common tradesmen and farmers as intelligent as most gentlemen from other countries, and perhaps have contributed in some degree to the stand so generally made throughout the colonies in defense of their privileges.

Chapter Eight

Memo. Thus far was written with the intention express’d in the beginning and therefore contains several little family anecdotes of no importance to others. What follows was written many years after in compliance with the advice contain’d in these letters, and accordingly intended for the public. The affairs of the Revolution occasion’d the interruption.

Letter from Mr. Abel James, with Notes of my Life (received in Paris).

“MY DEAR AND HONORED FRIEND: I have often been desirous of writing to thee, but could not be reconciled to the thought that the letter might fall into the hands of the British, lest some printer or busy-body should publish some part of the contents, and give our friend pain, and myself censure.

“Some time since there fell into my hands, to my great joy, about twenty-three sheets in thy own handwriting, containing an account of the parentage and life of thyself, directed to thy son, ending in the year 1730, with which there were notes, likewise in thy writing; a copy of which I inclose, in hopes it may be a means, if thou continued it up to a later period, that the first andlatter part may be put together; and if it is not yet continued, I hope thee will not delay it. Life is uncertain, as the preacher tells us; and what will the world say if kind, humane, and benevolent Ben. Franklin should leave his friends and the world deprived of so pleasing and profitable a work; a work which would be useful and entertaining not only to a few, but to millions? The influence writings under that class have on the minds of youth is very great, and has nowhere appeared to me so plain, as in our public friend’s journals. It almost insensibly leads the youth into the resolution of endeavoring to become as good and eminent as the journalist. Should thine, for instance, when published (and I think it could not fail of it), lead the youth to equal the industry and temperance of thy early youth, what a blessing with that class would such a work be! I know of no character living, nor many of them put together, who has so much in his power as thyself to promote a greater spirit of industry and early attention to business, frugality, and temperance with the American youth. Not that I think the work would have no other merit and use in the world, far from it; but the first is of such vast importance that I know nothing that can equal it.”

The foregoing letter and the minutes accompanying it being shown to a friend, I received from him the following:

Letter from Mr. Benjamin Vaughan. “PARIS, January 31, 1783.

“My DEAREST SIR: When I had read over your sheets of minutes of the principal incidents of your life, recovered for you by your Quaker acquaintance, I told you I would send you a letter expressing my reasons why I thought it would be useful to complete and publish it as he desired. Various concerns have for some time past prevented this letter being written, and I do not know whether it was worth any expectation; happening to be at leisure, however, at present, I shall by writing, at least interest and instruct myself; but as the terms I am inclined to use may tend to offend a person of your manners, I shall only tell you how I would address any other person, who was as good and as great as yourself, but less diffident. I would say to him, Sir, I solicit the history of your life from the following motives: Your history is so remarkable, that if you do not give it, somebody else will certainly give it; and perhaps so as nearly to do as much harm, as your own management of the thing might do good. It will moreover present a table of the internal circumstances of your country, which will very much tend to invite to it settlers of virtuous and manly minds. And considering the eagerness with which such information is sought by them, and the extent of your reputation, I do not know of a more efficacious advertisement than your biography would give. All that has happened to you is also connected with the detail of the manners and situation of a rising people; and in this respect I do not think that the writings of Caesar and Tacitus can be more interesting to a true judge of human nature and society. But these, sir, are small reasons, in my opinion, compared with the chance which your life will give for the forming of future great men; and in conjunction with your Art of Virtue (which you design to publish) of improving the features of private character, and consequently of aiding all happiness, both public and domestic. The two works I allude to, sir, will in particular give a noble rule and example of self-education. School and other education constantly proceed upon false principles, and show a clumsy apparatus pointed at a false mark; but your apparatus is simple, and the mark a true one; and while parents and young persons are left destitute of other just means of estimating and becoming prepared for a reasonable course in life, your discovery that the thing is in many a man’s private power, will be invaluable! Influence upon the private character, late in life, is not only an influence late in life, but a weak influence. It is in youth that we plant our chief habits and prejudices; it is in youth that we take our party as to profession, pursuits and matrimony. In youth, therefore, the turn is given; in youth the education even of the next generation is given; in youth the private and public character is determined; and the term of life extending but from youth to age, life ought to begin well from youth, and more especially before we take our party as to our principal objects. But your biography will not merely teach self-education, but the education of a wise man; and the wisest man will receive lights and improve his progress, by seeing detailed the conduct of another wise man. And why are weaker men to be deprived of such helps, when we see our race has been blundering on in the dark, almost without a guide in this particular, from the farthest trace of time? Show then, sir, how much is to be done, both to sons and fathers; and invite all wise men to become like yourself, and other men to become wise. When we see how cruel statesmen and warriors can be to the human race, and how absurd distinguished men can be to their acquaintance, it will be instructive to observe the instances multiply of pacific, acquiescing manners; and to find how compatible it is to be great and domestic, enviable and yet good-humored.

“The little private incidents which you will also have to relate, will have considerable use, as we want, above all things, rules of prudence in ordinary affairs; and it will be curious to see how you have acted in these. It will be so far a sort of key to life, and explain many things that all men ought to have once explained to them, to give, them a chance of becoming wise by foresight. The nearest thing to having experience of one’s own, is to have other people’s affairs brought before us in a shape that is interesting; this is sure to happen from your pen; our affairs and management will have an air of simplicity or importance that will not fail to strike; and I am convinced you have conducted them with as much originality as if you had been conductingdiscussions in politics or philosophy; and what more worthy of experiments and system (its importance and its errors considered) than human life?

“Some men have been virtuous blindly, others have speculated fantastically, and others have been shrewd to bad purposes; but you, sir, I am sure, will give under your hand, nothing but what is at the same moment, wise, practical and good, your account of yourself (for I suppose the parallel I am drawing for Dr. Franklin, will hold not only in point of character, but of private history) will show that you are ashamed of no origin; a thing the more important, as you prove how little necessary all origin is to happiness, virtue, or greatness. As no end likewise happens without a means, so we shall find, sir, that even you yourself framed a plan by which you became considerable; but at the same time we may see that though the event is flattering, the means are as simple as wisdom could make them; that is, depending upon nature, virtue, thought and habit.Another thing demonstrated will be the propriety of everyman’s waiting for his time for appearing upon the stage of the world. Our sensations being very much fixed to the moment, we are apt to forget that more moments are to follow the first, and consequently that man should arrange his conduct so as to suit the whole of a life. Your attribution appears to have been applied to your life, and the passing moments of it have been enlivened with content and enjoyment instead of being tormented with foolish impatience or regrets. Such a conduct is easy for those who make virtue and themselves in countenance by examples of other truly great men, of whom patience is so often the characteristic. Your Quaker correspondent, sir (for here again I will suppose the subject of my letter resembling Dr. Franklin), praised your frugality, diligence and temperance, which he considered as a pattern for all youth; but it is singular that he should have forgotten your modesty and your disinterestedness, without which younever could have waited for your advancement, or found your situation in the mean time comfortable; which is a strong lesson to show the poverty of glory and the importance of regulating our minds. If this correspondent had known the nature of your reputation as well as I do, he would have said, Your former writings and measures would secure attention to your Biography, and Art of Virtue; and your Biography and Art of Virtue, in return, would secure attention to them. This is an advantage attendant upon a various character, and which brings all that belongs to it into greater play; and it is the more useful, as perhaps more persons are at a loss for the means of improving their minds and characters, than they are for the time or the inclination to do it. But there is one concluding reflection, sir, that will shew the use of your life as a mere piece of biography. This style of writing seems a little gone out of vogue, and yet it is a very useful one; and your specimen of it may be particularly serviceable, as it will make a subject of comparison with the lives of various public cutthroats and intriguers, and with absurd monastic self-tormentors or vain literary triflers. If it encourages more writings of the same kind with your own, and induces more men to spend lives fit to be written, it will be worth all Plutarch’s Lives put together. But being tired of figuring to myself a character of which every feature suits only one man in the world, without giving him the praise of it, I shall end my letter, my dear Dr. Franklin, with a personal application to your proper self. I am earnestly desirous, then, my dear sir, that you should let the world into the traits of your genuine character, as civil broils nay otherwise tend to disguise or traduce it. Considering your great age, the caution of your character, and your peculiar style of thinking, it is not likely that any one besides yourself can be sufficiently master of the facts of your life, or the intentions of your mind. Besides all this, the immense revolution of the present period, willnecessarily turn our attention towards the author of it, and when virtuous principles have been pretended in it, it will be highly important to shew that such have really influenced; and, as your own character will be the principal one to receive a scrutiny, it is proper (even for its effects upon your vast and rising country, as well as upon England and upon Europe) that it should stand respectable and eternal. For the furtherance of human happiness, I have always maintained that it is necessary to prove that man is not even at present a vicious and detestable animal; and still more to prove that good management may greatly amend him; and it is for much the same reason, that I am anxious to see the opinion established, that there are fair characters existing among the individuals of the race; for the moment that all men, without exception, shall be conceived abandoned, good people will cease efforts deemed to be hopeless, and perhaps think of taking their share in the scramble of life, or at least of making it comfortable principally for themselves. Take then, my dear sir, this work most speedily into hand: shew yourself good as you are good; temperate as you are temperate; and above all things, prove yourself as one, who from your infancy have loved justice, liberty and concord, in a way that has made it natural and consistent for you to have acted, as we have seen you act in the last seventeen years of your life. Let Englishmen be made not only to respect, but even to love you. When they think well of individuals in your native country, they will go nearer to thinking well of your country; and when your countrymen see themselves well thought of by Englishmen, they will go nearer to thinking well of England. Extend your views even further; do not stop at those who speak the English tongue, but after having settled so many points in nature and politics, think of bettering the whole race of men. As I have not read any part of the life in question, but know only the character that lived it, I write somewhat at hazard.

I am sure, however, that the life and the treatise I allude to (on the Art of Virtue) will necessarily fulfil the chief of my expectations; and still more so if you take up the measure of suiting these performances to the several views above stated. Should they even prove unsuccessful in all that a sanguine admirer of yours hopes from them, you will at least have framed pieces to interest the human mind; and whoever gives a feeling of pleasure that is innocent to man, has added so much to the fair side of a life otherwise too much darkened by anxiety and too much injured by pain. In the hope, therefore, that you will listen to the prayer addressed to you in this letter, I beg to subscribe myself, my dearest sir, etc., etc.,

“Signed, BENJ. VAUGHAN.”

Continuation of the Account of my Life, begun at Passy, near Paris, 1784.

It is some time since I receiv’d the above letters, but I have been too busy till now to think of complying with the request they contain. It might, too, be much better done if I were at home among my papers, which would aid my memory, and help to ascertain dates; but my return being uncertain and having just now a little leisure, I will endeavor to recollect and write what I can; if I live to get home, it may there be corrected and improv’d.

Not having any copy here of what is already written, I know not whether an account is given of the means I used to establish the Philadelphia public library, which, from a small beginning, is now become so considerable, though I remember to have come down to near the time of that transaction (1730). I will therefore begin here with an account of it, which may be struck out if found to have been already given.

At the time I establish’d myself in Pennsylvania, there was not a good bookseller’s shop in any of the colonies to the southward of Boston. In New York and Philad’a the printers were indeed stationers; they sold only paper, etc., almanacs, ballads, and a few common school-books. Those who lov’d reading were oblig’d to send for their books from England; the members of the Junto had each a few. We had left the alehouse, where we first met, and hired a room to hold our club in. I propos’d that we should all of us bring our books to that room, where they would not only be ready to consult in our conferences, but become a common benefit, each of us being at liberty to borrow such as he wish’d to read at home. This was accordingly done, and for some time contented us.

Finding the advantage of this little collection, I propos’d to render the benefit from books more common, by commencing a public subscription library. I drew a sketch of the plan and rules that would be necessary, and got a skilful conveyancer, Mr. Charles Brockden, to put the whole in form of articles of agreement to be subscribed, by which each subscriber engag’d to pay a certain sum down for the first purchase of books, and an annual contribution for increasing them. So few were the readers at that time in Philadelphia, and the majority of us so poor, that I was not able, with great industry, to find more thanfifty persons, mostly young tradesmen, willing to pay down for this purpose forty shillings each, and ten shillings per annum. On this little fund we began. The books were imported; the library wag opened one day in the week for lending to the subscribers, on their promissory notes to pay double the value if not duly returned. The institution soon manifested its utility, was imitated by other towns, and in other provinces. The libraries were augmented by donations; reading became fashionable; and our people, having no publick amusements to divert their attention from study, became better acquainted with books, and in a few years were observ’d by strangers to be better instructed and more intelligent than people of the same rank generally are in other countries.

When we were about to sign the above-mentioned articles, which were to be binding upon us, our heirs, etc., for fifty years, Mr. Brockden, the scrivener, said to us, “You are young men, but it is scarcely probable that any of you will live to see the expiration of the term fix’d in the instrument.” A number of us, however, are yet living; but the instrument was after a few years rendered null by a charter that incorporated and gave perpetuity to the company.

The objections and reluctances I met with in soliciting the subscriptions, made me soon feel the impropriety of presenting one’s self as the proposer of any useful project, that might be suppos’d to raise one’s reputation in the smallest degree above that of one’s neighbors, when one has need of their assistance to accomplish that project. I therefore put myself as much as I could out of sight, and stated it as a scheme of a number of friends, who had requested me to go about and propose it to such as they thought lovers of reading. In this way my affair went on more smoothly, and I ever after practis’d it on such occasions; and, from my frequent successes, can heartily recommend it. The present little sacrifice of your vanity will afterwards be amply repaid. If it remains a while uncertain to whom the merit belongs, some one more vain than yourself will be encouraged to claim it, and then even envy will be disposed to do you justice by plucking those assumed feathers, and restoring them to their right owner.

This library afforded me the means of improvement by constant study, for which I set apart an hour or two each day, and thus repair’d in some degree the loss of the learned education my father once intended for me. Reading was the only amusement I allow’d myself. I spent no time in taverns, games, or frolicks of any kind; and my industry in my business continu’d as indefatigable as it was necessary. I was indebted for my printing-house; I had a young family coming on to be educated, and I had to contend with for business two printers, who were established in the place before me. My circumstances, however, grew daily easier. My original habits of frugality continuing, and my father having, among his instructions to me when a boy, frequently repeated a proverb of Solomon, “Seest thou a man diligent in his calling, he shall stand before kings, he shall not stand before mean men,” I from thence considered industry as a means of obtaining wealth and distinction, which encourag’d me, tho’ I did not think that I should ever literally stand before kings, which, however, has since happened; for I have stood before five, and even had the honor of sitting down with one, the King of Denmark, to dinner.

We have an English proverb that says, “He that would thrive, must ask his wife.” It was lucky for me that I had one as much dispos’d to industry and frugality as myself. She assisted me cheerfully in my business, folding and stitching pamphlets, tending shop, purchasing old linen rags for the papermakers, etc., etc. We kept no idle servants, our table was plain and simple, our furniture of the cheapest. For instance, my breakfast was a long time bread and milk (no tea), and I ate it out of a twopenny earthen porringer, with a pewter spoon. But mark how luxury will enter families, and make a progress, in spite of principle: being call’d one morning to breakfast, I found it in a China bowl, with a spoon of silver! They had been bought for me without my knowledge by my wife, and had cost her the enormous sum of three-and-twenty shillings, for which she had no other excuse or apology to make, but that she thought her husband deserv’d a silver spoon and China bowl as well as any of his neighbors. This was the first appearance of plate and China in our house, which afterward, in a course of years, as our wealth increas’d, augmented gradually to several hundred pounds in value.

I had been religiously educated as a Presbyterian; and tho’ some of the dogmas of that persuasion, such as the eternal decrees of God, election, reprobation, etc., appeared to me unintelligible, others doubtful, and I early absented myself from the public assemblies of the sect, Sunday being my studying day, I never was without some religious principles. I never doubted, for instance, the existence of the Deity; that he made the world, and govern’d it by his Providence; that the most acceptable service of God was the doing good to man; that our souls are immortal; and that all crime will be punished, and virtue rewarded, either here or hereafter. These I esteem’d the essentials of every religion; and, being to be found in all the religions we had in our country, I respected them all, tho’ with different degrees of respect, as I found them more or less mix’d with other articles, which, without any tendency to inspire, promote, or confirm morality, serv’d principally to divide us, and make us unfriendly to one another. This respect to all, with an opinion that the worst had some good effects, induc’d me to avoid all discourse that might tend to lessen the good opinion another might have of his own religion; and as our province increas’d in people, and new places of worship were continually wanted, and generally erected by voluntary contributions, my mite for such purpose, whatever might be the sect, was never refused.

Tho’ I seldom attended any public worship, I had still an opinion of its propriety, and of its utility when rightly conducted, and I regularly paid my annual subscription for the support of the only Presbyterian minister or meeting we had in Philadelphia. He us’d to visit me sometimes as a friend, and admonish me to attend his administrations, and I was now and then prevail’d on to do so, once for five Sundays successively. Had he been in my opinion a good preacher, perhaps I might have continued, notwithstanding the occasion I had for the Sunday’s leisure in my course of study; but his discourses were chiefly either polemic arguments, or explications of the peculiar doctrines of our sect, and were all to me very dry, uninteresting, and unedifying, since not a single moral principle was inculcated or enforc’d, their aim seeming to be rather to make us Presbyterians than good citizens.

At length he took for his text that verse of the fourth chapter of Philippians, “Finally, brethren, whatsoever things are true, honest, just, pure, lovely, or of good report, if there be any virtue, or any praise, think on these things.” And I imagin’d, in a sermon on such a text, we could not miss of having some morality. But he confin’d himself to five points only, as meant by the apostle, viz.: 1. Keeping holy the Sabbath day. 2. Being diligent in reading the holy Scriptures. 3. Attending duly the publick worship. 4. Partaking of the Sacrament. 5. Paying a due respect to God’s ministers. These might be all good things; but, as they were not the kind of good things that I expected from that text, I despaired of ever meeting with them from any other, was disgusted, and attended his preaching no more. I had some years before compos’d a little Liturgy, or form of prayer, for my own private use (viz., in 1728), entitled, Articles of Belief and Acts of Religion. I return’d to the use of this, and went no more to the public assemblies. My conduct might be blameable, but I leave it, without attempting further to excuse it; my present purpose being to relate facts, and not tomake apologies for them.

It was about this time I conceiv’d the bold and arduous project of arriving at moral perfection. I wish’d to live without committing any fault at any time; I would conquer all that either natural inclination, custom, or company might lead me into. As I knew, or thought I knew, what was right and wrong, I did not see why I might not always do the one and avoid the other. But I soon found I had undertaken a task of more difficulty than I bad imagined. While my care was employ’d in guarding against one fault, I was often surprised by another; habit took the advantage of inattention; inclination was sometimes too strong for reason. I concluded, at length, that the mere speculative conviction that it was our interest to be completely virtuous, was not sufficient to prevent our slipping; and that the contrary habits must be broken, and good ones acquired and established, before we can have any dependence on a steady, uniform rectitude of conduct. For this purpose I therefore contrived the following method.

In the various enumerations of the moral virtues I had met with in my reading, I found the catalogue more or less numerous, as different writers included more or fewer ideas under the same name. Temperance, for example, was by some confined to eating and drinking, while by others it was extended to mean the moderating every other pleasure, appetite, inclination, or passion, bodily or mental, even to our avarice and ambition. I propos’d to myself, for the sake of clearness, to use rather more names, with fewer ideas annex’d to each, than a few names with more ideas; and I included under thirteen names of virtues all that at that time occurr’d to me as necessary or desirable, and annexed to each a short precept, which fully express’d the extent I gave to its meaning.

These names of virtues, with their precepts, were

1. TEMPERANCE. Eat not to dullness; drink not to elevation.

2. SILENCE. Speak not but what may benefit others or yourself; avoid trifling conversation.

3. ORDER. Let all your things have their places; let each part of your business have its time.

4. RESOLUTION. Resolve to perform what you ought; perform without fail what you resolve.

5. FRUGALITY. Make no expense but to do good to others or yourself; i.e., waste nothing.

6. INDUSTRY. Lose no time; be always employ’d in something useful; cut off all unnecessary actions.

7. SINCERITY. Use no hurtful deceit; think innocently and justly, and, if you speak, speak accordingly.

8. JUSTICE. Wrong none by doing injuries, or omitting the benefits that are your duty.

9. MODERATION. Avoid extreams; forbear resenting injuries so much as you think they deserve.

10. CLEANLINESS. Tolerate no uncleanliness in body, cloaths, or habitation.

11. TRANQUILLITY. Be not disturbed at trifles, or at accidents common or unavoidable.

12. CHASTITY. Rarely use venery but for health or offspring, never to dulness, weakness, or the injury of your own or another’s peace or reputation.

13. HUMILITY. Imitate Jesus and Socrates.

My intention being to acquire the habitude of all these virtues, I judg’d it would be well not to distract my attention by attempting the whole at once, but to fix it on one of them at a time; and, when I should be master of that, then to proceed to another, and so on, till I should have gone thro’ the thirteen; and, as the previous acquisition of some might facilitate the acquisition of certain others, I arrang’d them with that view, as they stand above. Temperance first, as it tends to procure that coolness and clearness of head, which is so necessary where constant vigilance was to be kept up, and guard maintained against the unremitting attraction of ancient habits, and the force of perpetual temptations. This being acquir’d and establish’d, Silence would be more easy; and my desire being to gain knowledge at the same time that I improv’d in virtue, and considering that in conversation it was obtain’d rather by the use of the ears than of the tongue, and therefore wishing to break a habit I was getting into of prattling, punning, and joking, which only made me acceptable to trifling company, I gave Silence the second place. This and the next, Order, I expected would allow me more time for attending to my project and my studies. Resolution, once become habitual, would keep me firm in my endeavors to obtain all the subsequent virtues; Frugality and Industry freeing me from my remaining debt, and producing affluence and independence, would make more easy the practice of Sincerity and Justice, etc., etc. Conceiving then, that, agreeably to the advice of Pythagoras in his Golden Verses, daily examination would be necessary, I contrived the following method for conducting that examination.

I made a little book, in which I allotted a page for each of the virtues. I rul’d each page with red ink, so as to have seven columns, one for each day of the week, marking each column with a letter for the day. I cross’d these columns with thirteen red lines, marking the beginning of each line with the first letter of one of the virtues, on which line, and in its proper column, I might mark, by a little black spot, every fault I found upon examination to have been committed respecting that virtue upon that day.

Form of the pages.

+ — – — – — – — – — – — – — – — -+ | TEMPERANCE. | + — – — – — – — – — – — – — – — -+ | EAT NOT TO DULNESS; | | DRINK NOT TO ELEVATION. | + — – — – — – — – — – — – — – — -+ | | S.| M.| T.| W.| T.| F.| S.| + — -+ — -+ — -+ — -+ — -+ — -+ — -+ — -+ | T.| | | | | | | | + — -+ — -+ — -+ — -+ — -+ — -+ — -+ — -+ | S.| * | * | | * | | * | | + — -+ — -+ — -+ — -+ — -+ — -+ — -+ — -+ | O.| **| * | * | | * | * | * | + — -+ — -+ — -+ — -+ — -+ — -+ — -+ — -+ | R.| | | * | | | * | | + — -+ — -+ — -+ — -+ — -+ — -+ — -+ — -+ | F.| | * | | | * | | | + — -+ — -+ — -+ — -+ — -+ — -+ — -+ — -+ | I.| | | * | | | | | + — -+ — -+ — -+ — -+ — -+ — -+ — -+ — -+ | S.| | | | | | | | + — -+ — -+ — -+ — -+ — -+ — -+ — -+ — -+ | J.| | | | | | | | + — -+ — -+ — -+ — -+ — -+ — -+ — -+ — -+ | M.| | | | | | | | + — -+ — -+ — -+ — -+ — -+ — -+ — -+ — -+ | C.| | | | | | | | + — -+ — -+ — -+ — -+ — -+ — -+ — -+ — -+ | T.| | | | | | | | + — -+ — -+ — -+ — -+ — -+ — -+ — -+ — -+ | C.| | | | | | | | + — -+ — -+ — -+ — -+ — -+ — -+ — -+ — -+ | H.| | | | | | | | + — -+ — -+ — -+ — -+ — -+ — -+ — -+ — -+

I determined to give a week’s strict attention to each of the virtues successively. Thus, in the first week, my great guard was to avoid every the least offence against Temperance, leaving the other virtues to their ordinary chance, only marking every evening the faults of the day. Thus, if in the first week I could keep my first line, marked T, clear of spots, I suppos’d the habit of that virtue so much strengthen’d and its opposite weaken’d, that I might venture extending my attention to include the next, and for the following week keep both lines clear of spots. Proceeding thus to the last, I could go thro’ a course compleat in thirteen weeks, and four courses in a year. And like him who, having a garden to weed, does not attempt to eradicate all the bad herbs at once, which would exceed his reach and his strength, but works on one of the beds at a time, and, having accomplish’d the first, proceeds to a second, so I should have, I hoped, the encouraging pleasure of seeing on my pages the progress I made in virtue, by clearing successively my lines of their spots, till in the end, by a number of courses, I should he happy in viewing a clean book, after a thirteen weeks’ daily examination.

This my little book had for its motto these lines from Addison’s Cato:

“Here will I hold. If there’s a power above us (And that there is all nature cries aloud Thro’ all her works), He must delight in virtue; And that which he delights in must be happy.”

Another from Cicero,

“O vitae Philosophia dux! O virtutum indagatrix expultrixque vitiorum! Unus dies, bene et ex praeceptis tuis actus, peccanti immortalitati est anteponendus.”

Another from the Proverbs of Solomon, speaking of wisdom or virtue:

“Length of days is in her right hand, and in her left hand riches and honour. Her ways are ways of pleasantness, and all her paths are peace.” iii. 16, 17.

And conceiving God to be the fountain of wisdom, I thought it right and necessary to solicit his assistance for obtaining it; to this end I formed the following little prayer, which was prefix’d to my tables of examination, for daily use.

“O powerful Goodness! bountiful Father! merciful Guide! increase in me that wisdom which discovers my truest interest. strengthen my resolutions to perform what that wisdom dictates. Accept my kind offices to thy other children as the only return in my power for thy continual favors to me.”

I used also sometimes a little prayer which I took from Thomson’s Poems, viz.:

“Father of light and life, thou Good Supreme! O teach me what is good; teach me Thyself! Save me from folly, vanity, and vice, From every low pursuit; and fill my soul With knowledge, conscious peace, and virtue pure; Sacred, substantial, never-fading bliss!”

The precept of Order requiring that every part of my business should have its allotted time, one page in my little book contain’d the following scheme of employment for the twenty-four hours of a natural day:bliss!”

THE MORNING.

Question. What good shall I do this day?

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Rise, wash, and address Powerful Goodness! Contrive day’s business, and take the resolution of the day; prosecute the present study, and breakfast.

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Work


NOON.

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Read, or overlook my accounts, and dine.

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Work


EVENING.

Question. What good have I done today?

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Put things in their places.

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Supper. Music or diversion, or conversation.

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Examination of the day.


NIGHT.

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Sleep.

I enter’d upon the execution of this plan for self-examination, and continu’d it with occasional intermissions for some time. I was surpris’d to find myself so much fuller of faults than I had imagined; but I had the satisfaction of seeing them diminish. To avoid the trouble of renewing now and then my little book, which, by scraping out the marks on the paper of old faults to make room for new ones in a new course, became full of holes, I transferr’d my tables and precepts to the ivory leaves of a memorandum book, on which the lines were drawn with red ink, that made a durable stain, and on those lines I mark’d my faults with a black-lead pencil, which marks I could easily wipe out with a wet sponge. After a while I went thro’ one course only in a year, and afterward only one in several years, till at length I omitted them entirely, being employ’d in voyages and business abroad, with a multiplicity of affairs that interfered; but I always carried my little book with me.

My scheme of ORDER gave me the most trouble; and I found that, tho’ it might be practicable where a man’s business was such as to leave him the disposition of his time, that of a journeyman printer, for instance, it was not possible to be exactly observed by a master, who must mix with the world, and often receive people of business at their own hours. Order, too, with regard to places for things, papers, etc., I found extreamly difficult to acquire. I had not been early accustomed to it, and, having an exceeding good memory, I was not so sensible of the inconvenience attending want of method. This article, therefore, cost me so much painful attention, and my faults in it vexed me so much, and I made so little progress in amendment, and had such frequent relapses, that I was almost ready to give up the attempt, and content myself with a faulty character in that respect, like the man who, in buying an ax of a smith, my neighbour, desired to have the whole of its surface as bright as the edge. The smith consented to grind it bright for him if he would turn the wheel; he turn’d, while the smith press’d the broad face of the ax hard and heavily on the stone, which made the turning of it very fatiguing. The man came every now and then from the wheel to see how the work went on, and at length would take his ax as it was, without farther grinding. “No,” said the smith, “turn on, turn on; we shall have it bright by-and-by; as yet, it is only speckled.” “Yes,” said the man, “but I think I like a speckled ax best.” And I believe this may have been the case with many, who, having, for want of some such means as I employ’d, found the difficulty of obtaining good and breaking bad habits in other points of vice and virtue, have given up the struggle, and concluded that “a speckled ax was best”; for something, that pretended to be reason, was every now and then suggesting to me that such extream nicety as I exacted of myself might be a kind of foppery in morals, which, if it were known, would make me ridiculous; that a perfect character might be attended with the inconvenience of being envied and hated; and that a benevolent man should allow a few faults in himself, to keep his friends in countenance.

In truth, I found myself incorrigible with respect to Order; and now I am grown old, and my memory bad, I feel very sensibly the want of it. But, on the whole, tho’ I never arrived at the perfection I had been so ambitious of obtaining, but fell far short of it, yet I was, by the endeavour, a better and a happier man than I otherwise should have been if I had not attempted it; as those who aim at perfect writing by imitating the engraved copies, tho’ they never reach the wish’d-for excellence of those copies, their hand is mended by the endeavor, and is tolerable while it continues fair and legible.

It may be well my posterity should be informed that to this little artifice, with the blessing of God, their ancestor ow’d the constant felicity of his life, down to his 79th year, in which this is written. What reverses may attend the remainder is in the hand of Providence; but, if they arrive, the reflection on past happiness enjoy’d ought to help his bearing them with more resignation. To Temperance he ascribes his long-continued health, and what is still left to him of a good constitution; to Industry and Frugality, the early easiness of his circumstances and acquisition of his fortune, with all that knowledge that enabled him to be a useful citizen, and obtained for him some degree of reputation among the learned; to Sincerity and Justice, the confidence of his country, and the honorable employs it conferred upon him; and to the joint influence of the whole mass of the virtues, even in the imperfect state he was able to acquire them, all that evenness of temper, and that cheerfulness in conversation, which makes his company still sought for, and agreeable even to his younger acquaintance. I hope, therefore, that some of my descendants may follow the example and reap the benefit.

It will be remark’d that, tho’ my scheme was not wholly without religion, there was in it no mark of any of the distingishing tenets of any particular sect. I had purposely avoided them; for, being fully persuaded of the utility and excellency of my method, and that it might be serviceable to people in all religions, and intending some time or other to publish it, I would not have any thing in it that should prejudice any one, of any sect, against it. I purposed writing a little comment on each virtue, in which I would have shown the advantages of possessing it, and the mischiefs attending its opposite vice; and I should have called my book THE ART OF VIRTUE, because it would have shown the means and manner of obtaining virtue, which would have distinguished it from the mere exhortation to be good, that does not instruct and indicate the means, but is like the apostle’s man of verbal charity, who only without showing to the naked and hungry how or where they might get clothes or victuals, exhorted them to be fed and clothed. — James ii. 15, 16.

But it so happened that my intention of writing and publishing this comment was never fulfilled. I did, indeed, from time to time, put down short hints of the sentiments, reasonings, etc., to be made use of in it, some of which I have still by me; but the necessary close attention to private business in the earlier part of thy life, and public business since, have occasioned my postponing it; for, it being connected in my mind with a great and extensive project, that required the whole man to execute, and which an unforeseen succession of employs prevented my attending to, it has hitherto remain’d unfinish’d.

In this piece it was my design to explain and enforce this doctrine, that vicious actions are not hurtful because they are forbidden, but forbidden because they are hurtful, the nature of man alone considered; that it was, therefore, every one’s interest to be virtuous who wish’d to be happy even in this world; and I should, from this circumstance (there being always in the world a number of rich merchants, nobility, states, and princes, who have need of honest instruments for the management of their affairs, and such being so rare), have endeavored to convince young persons that no qualities were so likely to make a poor man’s fortune as those of probity and integrity.

My list of virtues contain’d at first but twelve; but a Quaker friend having kindly informed me that I was generally thought proud; that my pride show’d itself frequently in conversation; that I was not content with being in the right when discussing any point, but was overbearing, and rather insolent, of which he convinc’d me by mentioning several instances; I determined endeavouring to cure myself, if I could, of this vice or folly among the rest, and I added Humility to my list) giving an extensive meaning to the word.

I cannot boast of much success in acquiring the reality of this virtue, but I had a good deal with regard to the appearance of it. I made it a rule to forbear all direct contradiction to the sentiments of others, and all positive assertion of my own. I even forbid myself, agreeably to the old laws of our Junto, the use of every word or expression in the language that imported a fix’d opinion, such as certainly, undoubtedly, etc., and I adopted, instead of them, I conceive, I apprehend, or I imagine a thing to be so or so; or it so appears to me at present. When another asserted something that I thought an error, I deny’d myself the pleasure of contradicting him abruptly, and of showing immediately some absurdity in his proposition; and in answering I began by observing that in certain cases or circumstances his opinion would be right, but in the present case there appear’d or seem’d to me some difference, etc. I soon found the advantage of this change in my manner; the conversations I engag’d in went on more pleasantly. The modest way in which I propos’d my opinions procur’d them a readier reception and less contradiction; I had less mortification when I was found to be in the wrong, and I more easily prevail’d with others to give up their mistakes and join with me when I happened to be in the right.

And this mode, which I at first put on with some violence to natural inclination, became at length so easy, and so habitual to me, that perhaps for these fifty years past no one has ever heard a dogmatical expression escape me. And to this habit (after my character of integrity) I think it principally owing that I had early so much weight with my fellow-citizens when I proposed new institutions, or alterations in the old, and so much influence in public councils when I became a member; for I was but a bad speaker, never eloquent, subject to much hesitation in my choice of words, hardly correct in language, and yet I generally carried my points

In reality, there is, perhaps, no one of our natural passions so hard to subdue as pride. Disguise it, struggle with it, beat it down, stifle it, mortify it as much as one pleases, it is still alive, and will every now and then peep out and show itself; you will see it, perhaps, often in this history; for, even if I could conceive that I had compleatly overcome it, I should probably be proud of my humility.

[Thus far written at Passy, 1741.]

Chapter Nine

["I am now about to write at home, August, 1788, but can not have the help expected from my papers, many of them being lost in the war. I have, however, found the following."]

HAVING mentioned a great and extensive project which I had conceiv’d, it seems proper that some account should be here given of that project and its object. Its first rise in my mind appears in the following little paper, accidentally preserv’d, viz.:

Observations on my reading history, in Library, May 19th, 1731.

“That the great affairs of the world, the wars, revolutions, etc., are carried on and affected by parties.

“That the view of these parties is their present general interest, or what they take to be such.

“That the different views of these different parties occasion all confusion.

“That while a party is carrying on a general design, each man has his particular private interest in view.

“That as soon as a party has gain’d its general point, each member becomes intent upon his particular interest; which, thwarting others, breaks that party into divisions, and occasions more confusion.

“That few in public affairs act from a meer view of the good of their country, whatever they may pretend; and, tho’ their actings bring real good to their country, yet men primarily considered that their own and their country’s interest was united, and did not act from a principle of benevolence.

“That fewer still, in public affairs, act with a view to the good of mankind.

“There seems to me at present to be great occasion for raising a United Party for Virtue, by forming the virtuous and good men of all nations into a regular body, to be govern’d by suitable good and wise rules, which good and wise men may probably be more unanimous in their obedience to, than common people are to common laws.

“I at present think that whoever attempts this aright, and is well qualified, can not fail of pleasing God, and of meeting with success. B. F.”

Revolving this project in my mind, as to be undertaken hereafter, when my circumstances should afford me the necessary leisure, I put down from time to time, on pieces of paper, such thoughts as occurr’d to me respecting it. Most of these are lost; but I find one purporting to be the substance of an intended creed) containing, as I thought, the essentials of every known religion, and being free of every thing that might shock the professors of any religion. It is express’d in these words, viz.:

“That there is one God, who made all things.

“That he governs the world by his providence.

“That he ought to be worshiped by adoration, prayer, and thanksgiving.

“But that the most acceptable service of God is doing good to man.

“That the soul is immortal.

“And that God will certainly reward virtue and punish vice either here or hereafter.”

My ideas at that time were, that the sect should be begun and spread at first among young and single men only; that each person to be initiated should not only declare his assent to such creed, but should have exercised himself with the thirteen weeks’ examination and practice of the virtues) as in the before-mention’d model; that the existence of such a society should he kept a secret, till it was become considerable, to prevent solicitations for the admission of improper persons, but that the members should each of them search among his acquaintance for ingenuous, well-disposed youths, to whom, with prudent caution, the scheme should be gradually communicated; that the members should engage to afford their advice, assistance, and support to each other in promoting one another’s interests, business, and advancement in life; that, for distinction, we should be call’d The Society of the Free and Easy: free, as being, by the general practice and habit of the virtues, free from the dominion of vice; and particularly by the practice of industry and frugality, free from debt, which exposes a man to confinement, and a species of slavery to his creditors.

This is as much as I can now recollect of the project, except that I communicated it in part to two young men, who adopted it with some enthusiasm; but my then narrow circumstances, and the necessity I was under of sticking close to my business, occasion’d my postponing the further prosecution of it at that time; and my multifarious occupations, public and private, induc’d me to continue postponing, so that it has been omitted till I have no longer strength or activity left sufficient for such an enterprise; tho’ I am still of opinion that it was a practicable scheme, and might have been very useful, by forming a great number of good citizens; and I was not discourag’d by the seeming magnitude of the undertaking, as I have always thought that one man of tolerable abilities may work great changes, and accomplish great affairs among mankind, if he first forms a good plan, and, cutting off all amusements or other employments that would divert his attention, makes the execution of that same plan his sole study and business.

In 1732 I first publish’d my Almanack, under the name of Richard Saunders; it was continu’d by me about twenty-five years, commonly call’d Poor Richard’s Almanac. I endeavor’d to make it both entertaining and useful, and it accordingly came to be in such demand, that I reap’d considerable profit from it, vending annually near ten thousand. And observing that it was generally read, scarce any neighborhood in the province being without it, I consider’d it as a proper vehicle for conveying instruction among the common people, who bought scarcely any other books; I therefore filled all the little spaces that occurr’d between the remarkable days in the calendar with proverbial sentences, chiefly such as inculcated industry and frugality, as the means of procuring wealth, and thereby securing virtue; it being more difficult for a man in want, to act always honestly, as, to use here one of those proverbs, it is hard for an empty sack to stand up-right.

These proverbs, which contained the wisdom of many ages and nations, I assembled and form’d into a connected discourse prefix’d to the Almanack of 1757, as the harangue of a wise old man to the people attending an auction. The bringing all these scatter’d counsels thus into a focus enabled them to make greater impression. The piece, being universally approved, was copied in all the newspapers of the Continent; reprinted in Britain on a broad side, to be stuck up in houses; two translations were made of it in French, and great numbers bought by the clergy and gentry, to distribute gratis among their poor parishioners and tenants. In Pennsylvania, as it discouraged useless expense in foreign superfluities, some thought it had its share of influence in producing that growing plenty of money which was observable for several years after its publication.

I considered my newspaper, also, as another means of communicating instruction, and in that view frequently reprinted in it extracts from the Spectator, and other moral writers; and sometimes publish’d little pieces of my own, which had been first compos’d for reading in our Junto. Of these are a Socratic dialogue, tending to prove that, whatever might be his parts and abilities, a vicious man could not properly be called a man of sense; and a discourse on self-denial, showing that virtue was not secure till its practice became a habitude, and was free from the opposition of contrary inclinations. These may be found in the papers about the beginning of 1735.

In the conduct of my newspaper, I carefully excluded all libelling and personal abuse, which is of late years become so disgraceful to our country. Whenever I was solicited to insert anything of that kind, and the writers pleaded, as they generally did, the liberty of the press, and that a newspaper was like a stagecoach, in which any one who would pay had a right to a place, my answer was, that I would print the piece separately if desired, and the author might have as many copies as he pleased to distribute himself, but that I would not take upon me to spread his detraction; and that, having contracted with my subscribers to furnish them with what might be either useful or entertaining, I could not fill their papers with private altercation, in which they had no concern, without doing them manifest injustice. Now, many of our printers make no scruple of gratifying the malice of individuals by false accusations of the fairest characters among ourselves, augmenting animosity even to the producing of duels; and are, moreover, so indiscreet as to print scurrilous reflections on the government of neighboring states, and even on the conduct of our best national allies, which may be attended with the most pernicious consequences. These things I mention as a caution to young printers, and that they may be encouraged not to pollute their presses and disgrace their profession by such infamous practices, but refuse steadily, as they may see by my example that such a course of conduct will not, on the whole, be injurious to their interests.

In 1733 I sent one of my journeymen to Charleston, South Carolina, where a printer was wanting. I furnish’d him with a press and letters, on an agreement of partnership, by which I was to receive one-third of the profits of the business, paying one-third of the expense. He was a man of learning, and honest but ignorant in matters of account; and, tho’ he sometimes made me remittances, I could get no account from him, nor any satisfactory state of our partnership while he lived. On his decease, the business was continued by his widow, who, being born and bred in Holland, where, as I have been inform’d, the knowledge of accounts makes a part of female education, she not only sent me as clear a state as she could find of the transactions past, but continued to account with the greatest regularity and exactness every quarter afterwards, and managed the business with such success, that she not only brought up reputably a family of children, but, at the expiration of the term, was able to purchase of me the printing-house, and establish her son in it.

I mention this affair chiefly for the sake of recommending that branch of education for our young females, as likely to be of more use to them and their children, in case of widowhood, than either music or dancing, by preserving them from losses by imposition of crafty men, and enabling them to continue, perhaps, a profitable mercantile house, with establish’d correspondence, till a son is grown up fit to undertake and go on with it, to the lasting advantage and enriching of the family.

About the year 1734 there arrived among us from Ireland a young Presbyterian preacher, named Hemphill, who delivered with a good voice, and apparently extempore, most excellent discourses, which drew together considerable numbers of different persuasion, who join’d in admiring them. Among the rest, I became one of his constant hearers, his sermons pleasing me, as they had little of the dogmatical kind, but inculcated strongly the practice of virtue, or what in the religious stile are called good works. Those, however, of our congregation, who considered themselves as orthodox Presbyterians, disapprov’d his doctrine, and were join’d by most of the old clergy, who arraign’d him of heterodoxy before the synod, in order to have him silenc’d. I became his zealous partisan, and contributed all I could to raise a party in his favour, and we combated for him awhile with some hopes of success. There was much scribbling pro and con upon the occasion; and finding that, tho’ an elegant preacher, he was but a poor writer, I lent him my pen and wrote for him two or three pamphlets, and one piece in the Gazette of April, 1735. Those pamphlets, as is generally the case with controversial writings, tho’ eagerly read at the time, were soon out of vogue, and I question whether a single copy of them now exists.

During the contest an unlucky occurrence hurt his cause exceedingly. One of our adversaries having heard him preach a sermon that was much admired, thought he had somewhere read the sermon before, or at least a part of it. On search he found that part quoted at length, in one of the British Reviews, from a discourse of Dr. Foster’s. This detection gave many of our party disgust, who accordingly abandoned his cause, and occasion’d our more speedy discomfiture in the synod. I stuck by him, however, as I rather approv’d his giving us good sermons compos’d by others, than bad ones of his own manufacture, tho’ the latter was the practice of our common teachers. He afterward acknowledg’d to me that none of those he preach’d were his own; adding, that his memory was such as enabled him to retain and repeat any sermon after one reading only. On our defeat, he left us in search elsewhere of better fortune, and I quitted the congregation, never joining it after, tho’ I continu’d many years my subscription for the support of its ministers. I had begun in 1733 to study languages; I soon made myself so much a master of the French as to be able to read the books with ease. I then undertook the Italian. An acquaintance, who was also learning it, us’d often to tempt me to play chess with him. Finding this took up too much of the time I had to spare for study, I at length refus’d to play any more, unless on this condition, that the victor in every game should have a right to impose a task, either in parts of the grammar to be got by heart, or in translations, etc., which tasks the vanquish’d was to perform upon honour, before our next meeting. As we play’d pretty equally, we thus beat one another into that language. I afterwards with a little painstaking, acquir’d as much of the Spanish as to read their books also.

I have already mention’d that I had only one year’s instruction in a Latin school, and that when very young, after which I neglected that language entirely. But, when I had attained an acquaintance with the French, Italian, and Spanish, I was surpriz’d to find, on looking over a Latin Testament, that I understood so much more of that language than I had imagined, which encouraged me to apply myself again to the study of it, and I met with more success, as those preceding languages had greatly smooth’d my way.

From these circumstances, I have thought that there is some inconsistency in our common mode of teaching languages. We are told that it is proper to begin first with the Latin, and, having acquir’d that, it will be more easy to attain those modern languages which are deriv’d from it; and yet we do not begin with the Greek, in order more easily to acquire the Latin. It is true that, if you can clamber and get to the top of a staircase without using the steps, you will more easily gain them in descending; but certainly, if you begin with the lowest you will with more ease ascend to the top; and I would therefore offer it to the consideration of those who superintend the education of our youth, whether, since many of those who begin with the Latin quit the same after spending some years without having made any great proficiency, and what they have learnt becomes almost useless, so that their time has been lost, it would not have been better to have begun with the French, proceeding to the Italian, etc.; for, tho’, after spending the same time, they should quit the study of languages and never arrive at the Latin, they would, however, have acquired another tongue or two, that, being in modern use, might be serviceable to them in common life.

After ten years’ absence from Boston, and having become easy in my circumstances, I made a journey thither to visit my relations, which I could not sooner well afford. In returning, I call’d at Newport to see my brother, then settled there with his printing-house. Our former differences were forgotten, and our meeting was very cordial and affectionate. He was fast declining in his health, and requested of me that, in case of his death, which he apprehended not far distant, I would take home his son, then but ten years of age, and bring him up to the printing business. This I accordingly perform’d, sending him a few years to school before I took him into the office. His mother carried on the business till he was grown up, when I assisted him with an assortment of new types, those of his father being in a manner worn out. Thus it was that I made my brother ample amends for the service I had depriv’d him of by leaving him so early.

In 1736 I lost one of my sons, a fine boy of four years old, by the small-pox, taken in the common way. I long regretted bitterly, and still regret that I had not given it to him by inoculation. This I mention for the sake of parents who omit that operation, on the supposition that they should never forgive themselves if a child died under it; my example showing that the regret may be the same either way, and that, therefore, the safer should be chosen.

Our club, the Junto, was found so useful, and afforded such satisfaction to the members, that several were desirous of introducing their friends, which could not well be done without exceeding what we had settled as a convenient number, viz., twelve. We had from the beginning made it a rule to keep our institution a secret, which was pretty well observ’d; the intention was to avoid applications of improper persons for admittance, some of whom, perhaps, we might find it difficult to refuse. I was one of those who were against any addition to our number, but, instead of it, made in writing a proposal, that every member separately should endeavor to form a subordinate club, with the same rules respecting queries, etc., and without informing them of the connection with the Junto. The advantages proposed were, the improvement of so many more young citizens by the use of our institutions; our better acquaintance with the general sentiments of the inhabitants on any occasion, as the Junto member might propose what queries we should desire, and was to report to the Junto what pass’d in his separate club; the promotion of our particular interests in business by more extensive recommendation, and the increase of our influence in public affairs, and our power of doing good by spreading thro’ the several clubs the sentiments of the Junto.

The project was approv’d, and every member undertook to form his club, but they did not all succeed. Five or six only were compleated, which were called by different names, as the Vine, the Union, the Band, etc. They were useful to themselves, and afforded us a good deal of amusement, information, and instruction, besides answering, in some considerable degree, our views of influencing the public opinion on particular occasions, of which I shall give some instances in course of time as they happened.

My first promotion was my being chosen, in 1736, clerk of the General Assembly. The choice was made that year without opposition; but the year following, when I was again propos’d (the choice, like that of the members, being annual), a new member made a long speech against me, in order to favour some other candidate. I was, however, chosen, which was the more agreeable to me, as, besides the pay for the immediate service as clerk, the place gave me a better opportunity of keeping up an interest among the members, which secur’d to me the business of printing the votes, laws, paper money, and other occasional jobbs for the public, that, on the whole, were very profitable.

I therefore did not like the opposition of this new member, who was a gentleman of fortune and education, with talents that were likely to give him, in time, great influence in the House, which, indeed, afterwards happened. I did not, however, aim at gaining his favour by paying any servile respect to him, but, after some time, took this other method. Having heard that he had in his library a certain very scarce and curious book, I wrote a note to him, expressing my desire of perusing that book, and requesting he would do me the favour of lending it to me for a few days. He sent it immediately, and I return’d it in about a week with another note, expressing strongly my sense of the favour. When we next met in the House, he spoke to me (which he had never done before), and with great civility; and he ever after manifested a readiness to serve me on all occasions, so that we became great friends, and our friendship continued to his death. This is another instance of the truth of an old maxim I had learned, which says, “He that has once done you a kindness will be more ready to do you another, than he whom you yourself have obliged.” And it shows how much more profitable it is prudently to remove, than to resent, return, and continue inimical proceedings.

In 1737, Colonel Spotswood, late governor of Virginia, and then postmaster-general, being dissatisfied with the conduct of his deputy at Philadelphia, respecting some negligence in rendering, and inexactitude of his accounts, took from him the commission and offered it to me. I accepted it readily, and found it of great advantage; for, tho’ the salary was small, it facilitated the correspondence that improv’d my newspaper, increas’d the number demanded, as well as the advertisements to be inserted, so that it came to afford me a considerable income. My old competitor’s newspaper declin’d proportionably, and I was satisfy’d without retaliating his refusal, while postmaster, to permit my papers being carried by the riders. Thus he suffer’d greatly from his neglect in due accounting; and I mention it as a lesson to those young men who may be employ’d in managing affairs for others, that they should always render accounts, and make remittances, with great clearness and punctuality. The character of observing such a conduct is the most powerful of all recommendations to new employments and increase of business.

I began now to turn my thoughts a little to public affairs, beginning, however, with small matters. The city watch was one of the first things that I conceiv’d to want regulation. It was managed by the constables of the respective wards in turn; the constable warned a number of housekeepers to attend him for the night. Those who chose never to attend paid him six shillings a year to be excus’d, which was suppos’d to be for hiring substitutes, but was, in reality, much more than was necessary for that purpose, and made the constableship a place of profit; and the constable, for a little drink, often got such ragamuffins about him as a watch, that respectable housekeepers did not choose to mix with. Walking the rounds, too, was often neglected, and most of the nights spent in tippling. I thereupon wrote a paper, to be read in Junto, representing these irregularities, but insisting more particularly on the inequality of this six-shilling tax of the constables, respecting the circumstances of those who paid it, since a poor widow housekeeper, all whose property to be guarded by the watch did not perhaps exceed the value of fifty pounds, paid as much as the wealthiest merchant, who had thousands of pounds worth of goods in his stores.

On the whole, I proposed as a more effectual watch, the hiring of proper men to serve constantly in that business; and as a more equitable way of supporting the charge the levying a tax that should be proportion’d to the property. This idea, being approv’d by the Junto, was communicated to the other clubs, but as arising in each of them; and though the plan was not immediately carried into execution, yet, by preparing the minds of people for the change, it paved the way for the law obtained a few years after, when the members of our clubs were grown into more influence.

About this time I wrote a paper (first to be read in Junto, but it was afterward publish’d) on the different accidents and carelessnesses by which houses were set on fire, with cautions against them, and means proposed of avoiding them. This was much spoken of as a useful piece, and gave rise to a project, which soon followed it, of forming a company for the more ready extinguishing of fires, and mutual assistance in removing and securing the goods when in danger. Associates in this scheme were presently found, amounting to thirty. Our articles of agreement oblig’d every member to keep always in good order, and fit for use, a certain number of leather buckets, with strong bags and baskets (for packing and transporting of goods), which were to be brought to every fire; and we agreed to meet once a month and spend a social evening together, in discoursing and communicating such ideas as occurred to us upon the subject of fires, as might be useful in our conduct on such occasions.

The utility of this institution soon appeared, and many more desiring to be admitted than we thought convenient for one company, they were advised to form another, which was accordingly done; and this went on, one new company being formed after another, till they became so numerous as to include most of the inhabitants who were men of property; and now, at the time of my writing this, tho’ upward of fifty years since its establishment, that which I first formed, called the Union Fire Company, still subsists and flourishes, tho’ the first members are all deceas’d but myself and one, who is older by a year than I am. The small fines that have been paid by members for absence at the monthly meetings have been apply’d to the purchase of fire-engines, ladders, fire-hooks, and other useful implements for each company, so that I question whether there is a city in the world better provided with the means of putting a stop to beginning conflagrations; and, in fact, since these institutions, the city has never lost by fire more than one or two houses at a time, and the flames have often been extinguished before the house in which they began has been half consumed.

Chapter Ten

In 1739 arrived among us from Ireland the Reverend Mr. Whitefield, who had made himself remarkable there as an itinerant preacher. He was at first permitted to preach in some of our churches; but the clergy, taking a dislike to him, soon refus’d him their pulpits, and he was oblig’d to preach in the fields. The multitudes of all sects and denominations that attended his sermons were enormous, and it was matter of speculation to me, who was one of the number, to observe the extraordinary influence of his oratory on his hearers, and bow much they admir’d and respected him, notwithstanding his common abuse of them, by assuring them that they were naturally half beasts and half devils.

It was wonderful to see the change soon made in the manners of our inhabitants. From being thoughtless or indifferent about religion, it seem’d as if all the world were growing religious, so that one could not walk thro’ the town in an evening without hearing psalms sung in different families of every street.

And it being found inconvenient to assemble in the open air, subject to its inclemencies, the building of a house to meet in was no sooner propos’d, and persons appointed to receive contributions, but sufficient sums were soon receiv’d to procure the ground and erect the building, which was one hundred feet long and seventy broad, about the size of Westminster Hall; and the work was carried on with such spirit as to be finished in a much shorter time than could have been expected.

Both house and ground were vested in trustees, expressly for the use of any preacher of any religious persuasion who might desire to say something to the people at Philadelphia; the design in building not being to accommodate any particular sect, but the inhabitants in general; so that even if the Mufti of Constantinople were to send a missionary to preach Mohammedanism to us, he would find a pulpit at his service.

Mr. Whitefield, in leaving us, went preaching all the way thro’ the colonies to Georgia. The settlement of that province had lately been begun, but, instead of being made with hardy, industrious husbandmen, accustomed to labor, the only people fit for such an enterprise, it was with families of broken shop-keepers and other insolvent debtors, many of indolent and idle habits, taken out of the jails, who, being set down in the woods, unqualified for clearing land, and unable to endure the hardships of a new settlement, perished in numbers, leaving many helpless children unprovided for.

The sight of their miserable situation inspir’d the benevolent heart of Mr. Whitefield with the idea of building an Orphan House there, in which they might be supported and educated. Returning northward, he preach’d up this charity, and made large collections, for his eloquence had a wonderful power over the hearts and purses of his hearers, of which I myself was an instance.

I did not disapprove of the design, but, as Georgia was then destitute of materials and workmen, and it was proposed to send them from Philadelphia at a great expense, I thought it would have been better to have built the house here, and brought the children to it. This I advis’d; but he was resolute in his first project, rejected my counsel, and I therefore refus’d to contribute.

I happened soon after to attend one of his sermons, in the course of which I perceived he intended to finish with a collection, and I silently resolved he should get nothing from me, I had in my pocket a handful of copper money, three or four silver dollars, and five pistoles in gold. As he proceeded I began to soften, and concluded to give the coppers. Another stroke of his oratory made me asham’d of that, and determin’d me to give the silver; and he finish’d so admirably, that I empty’d my pocket wholly into the collector’s dish, gold and all.

At this sermon there was also one of our club, who, being of my sentiments respecting the building in Georgia, and suspecting a collection might be intended, had, by precaution, emptied his pockets before he came from home. Towards the conclusion of the discourse, however, he felt a strong desire to give, and apply’d to a neighbour, who stood near him, to borrow some money for the purpose. The application was unfortunately [made] to perhaps the only man in the company who had the firmness not to be affected by the preacher. His answer was, “At any other time, Friend Hopkinson, I would lend to thee freely; but not now, for thee seems to be out of thy right senses.”

Some of Mr. Whitefield’s enemies affected to suppose that he would apply these collections to his own private emolument; but I who was intimately acquainted with him (being employed in printing his Sermons and Journals, etc.), never had the least suspicion of his integrity, but am to this day decidedly of opinion that he was in all his conduct a perfectly honest man, and methinks my testimony in his favour ought to have the more weight, as we had no religious connection. He us’d, indeed, sometimes to pray for my conversion, but never had the satisfaction of believing that his prayers were heard. Ours was a mere civil friendship, sincere on both sides, and lasted to his death.

The following instance will show something of the terms on which we stood. Upon one of his arrivals from England at Boston, he wrote to me that he should come soon to Philadelphia, but knew not where he could lodge when there, as he understood his old friend and host, Mr. Benezet, was removed to Germantown.

My answer was, “You know my house; if you can make shift with its scanty accommodations, you will be most heartily welcome.” He reply’d, that if I made that kind offer for Christ’s sake, I should not miss of a reward. And I returned, “Don’t let me be mistaken; it was not for Christ’s sake, but for your sake.” One of our common acquaintance jocosely remark’d, that, knowing it to be the custom of the saints, when they received any favour, to shift the burden of the obligation from off their own shoulders, and place it in heaven, I had contriv’d to fix it on earth.

The last time I saw Mr. Whitefield was in London, when he consulted me about his Orphan House concern, and his purpose of appropriating it to the establishment of a college.

He had a loud and clear voice, and articulated his words and sentences so perfectly, that he might be heard and understood at a great distance, especially as his auditories, however numerous, observ’d the most exact silence. He preach’d one evening from the top of the Court-house steps, which are in the middle of Market-street, and on the west side of Second-street, which crosses it at right angles.

Both streets were fill’d with his hearers to a considerable distance. Being among the hindmost in Market-street, I had the curiosity to learn how far he could be heard, by retiring backwards down the street towards the river; and I found his voice distinct till I came near Front-street, when some noise in that street obscur’d it. Imagining then a semi-circle, of which my distance should be the radius, and that it were fill’d with auditors, to each of whom I allow’d two square feet, I computed that he might well be heard by more than thirty thousand. This reconcil’d me to the newspaper accounts of his having preach’d to twenty-five thousand people in the fields, and to the antient histories of generals haranguing whole armies, of which I had sometimes doubted.

By hearing him often, I came to distinguish easily between sermons newly compos’d, and those which he had often preach’d in the course of his travels. His delivery of the latter was so improv’d by frequent repetitions that every accent, every emphasis, every modulation of voice, was so perfectly well turn’d and well plac’d, that, without being interested in the subject, one could not help being pleas’d with the discourse; a pleasure of much the same kind with that receiv’d from an excellent piece of musick. This is an advantage itinerant preachers have over those who are stationary, as the latter can not well improve their delivery of a sermon by so many rehearsals.

His writing and printing from time to time gave great advantage to his enemies; unguarded expressions, and even erroneous opinions, delivered in preaching, might have been afterwards explain’d or qualifi’d by supposing others that might have accompani’d them, or they might have been deny’d; but litera scripta monet.

Critics attack’d his writings violently, and with so much appearance of reason as to diminish the number of his votaries and prevent their encrease; so that I am of opinion if he had never written any thing, he would have left behind him a much more numerous and important sect, and his reputation might in that case have been still growing, even after his death, as there being nothing of his writing on which to found a censure and give him a lower character, his proselytes would be left at liberty to feign for him as great a variety of excellence as their enthusiastic admiration might wish him to have possessed.

My business was now continually augmenting, and my circumstances growing daily easier, my newspaper having become very profitable, as being for a time almost the only one in this and the neighbouring provinces. I experienced, too, the truth of the observation, “that after getting the first hundred pound, it is more easy to get the second,” money itself being of a prolific nature.

The partnership at Carolina having succeeded, I was encourag’d to engage in others, and to promote several of my workmen, who had behaved well, by establishing them with printing-houses in different colonies, on the same terms with that in Carolina. Most of them did well, being enabled at the end of our term, six years, to purchase the types of me and go on working for themselves, by which means several families were raised.

Partnerships often finish in quarrels; but I was happy in this, that mine were all carried on and ended amicably, owing, I think, a good deal to the precaution of having very explicitly settled, in our articles, every thing to be done by or expected from each partner, so that there was nothing to dispute, which precaution I would therefore recommend to all who enter into partnerships; for, whatever esteem partners may have for, and confidence in each other at the time of the contract, little jealousies and disgusts may arise, with ideas of inequality in the care and burden of the business, etc., which are attended often with breach of friendship and of the connection, perhaps with lawsuits and other disagreeable consequences.

I had, on the whole, abundant reason to be satisfied with my being established in Pennsylvania. There were, however, two things that I regretted, there being no provision for defense, nor for a compleat education of youth; no militia, nor any college. I therefore, in 1743, drew up a proposal for establishing an academy; and at that time, thinking the Reverend Mr. Peters, who was out of employ, a fit person to superintend such an institution.

I communicated the project to him; but he, having more profitable views in the service of the proprietaries, which succeeded, declin’d the undertaking; and, not knowing another at that time suitable for such a trust, I let the scheme lie a while dormant. I succeeded better the next year, 1744, in proposing and establishing a Philosophical Society. The paper I wrote for that purpose will be found among my writings, when collected.

With respect to defense, Spain having been several years at war against Great Britain, and being at length join’d by France, which brought us into great danger; and the laboured and long-continued endeavour of our governor, Thomas, to prevail with our Quaker Assembly to pass a militia law, and make other provisions for the security of the province, having proved abortive, I determined to try what might be done by a voluntary association of the people. To promote this, I first wrote and published a pamphlet, entitled PLAIN TRUTH, in which I stated our defenceless situation in strong lights, with the necessity of union and discipline for our defense, and promis’d to propose in a few days an association, to be generally signed for that purpose.

The pamphlet had a sudden and surprising effect. I was call’d upon for the instrument of association, and having settled the draft of it with a few friends, I appointed a meeting of the citizens in the large building before mentioned. The house was pretty full; I had prepared a number of printed copies, and provided pens and ink dispers’d all over the room. I harangued them a little on the subject, read the paper, and explained it, and then distributed the copies, which were eagerly signed, not the least objection being made.

When the company separated, and the papers were collected, we found above twelve hundred hands; and, other copies being dispersed in the country, th